ISO TOITURE
ActiveSummary
The computed 12-month bankruptcy probability of ISO TOITURE is 2.2% (moderate). The 2024 annual accounts show equity of €46,861 and a net result of €39,578. Equity has been growing by about 30% per year since 2018. Its solvency ranks better than 19% of 35,970 sector peers (NACE 43, financial year 2024). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 23-08-2007 Normal situation
- Activity
- Insulation installation NACE 43230
- Establishment unit
- 2.216.965.385 1500 Halle, since 26-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 04-10-2025
Board and ownership
- BUGLER FabienneDirector · since 08-01-2024
- LACAGNINA Jean-ClaudeDirector · since 08-01-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
- Gross margin
- €195,250
- ▲ 85.9%
- Turnover
- ≈ €600,000
- estimated
- Profit
- €39,578
- ▲ 58.3%
- Equity
- €46,861
- ▲ 511%
- Total assets
- €284,071
- ▲ 164%
- Staff
- ≈ 1.2 FTE
- estimated
- 2025 accounts not filed, 94 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 189 days late; 3 of the last 3 accounts lateSize: total assets €284,071lowers riskFounded in 2007Liquidity: current ratio 13.98, cash €90,945Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 87% on liquidity, 71% on profitability and 99% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 95 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Key points
- Caution: Lower solvency than 81% of companies in specialised constructionsector median 46.6% · 35,970 companies 16.5% View
Recent changes
- · Gazette deed Changes of role: BUGLER Fabienne (director) and LACAGNINA Jean-Claude (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as ISO TOITURE: insulation installation (NACE 43230). They are comparable in size and age: total assets between €257,000 and €374,000, founded between 2005 and 2010.
| Company | Total assets | Gross margin |
|---|---|---|
| ISO TOITURE Halle | €284,071 | €195,250 |
| isovent Asse | €359,570 | €192,339 |
| B.PONCELET TOITURES Soumagne | €257,351 | €160,040 |
| VANDERISPAILLIE EN HERPOEL Jabbeke | €338,685 | €143,537 |
| WALECO Marche-en-Famenne | €266,720 | €135,817 |
| CRYSTAL - SOLAR EG Beringen | €373,535 | €162,776 |
| Ozy Antwerpen | €368,662 | €138,174 |
Key facts about ISO TOITURE
- What is the company number of ISO TOITURE?
- The company number of ISO TOITURE is 0891.575.401. The VAT number is the same number with BE in front: BE 0891.575.401.
- Where is ISO TOITURE based?
- The registered office is at Nijvelsesteenweg 650, 1500 Halle.Company details
- What does ISO TOITURE do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of ISO TOITURE?
- The legal form of ISO TOITURE is Private limited company (BV).
- When was ISO TOITURE founded?
- ISO TOITURE was founded on 23-08-2007.
- Is ISO TOITURE still active?
- Yes, ISO TOITURE is an active enterprise in the KBO register.
- How many employees does ISO TOITURE have?
- ISO TOITURE had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of ISO TOITURE?
- The turnover in financial year 2024 is ≈ €600,000. This figure is estimated from the gross margin of €195,250 and 87 comparable companies (NACE 432). It probably lies between €490,000 and €730,000.
- Is ISO TOITURE profitable?
- In financial year 2024, ISO TOITURE made a profit of €39,578.
- Where can I find the annual accounts of ISO TOITURE?
- ISO TOITURE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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