B.PONCELET TOITURES

Active

Private limited companyfounded 2005active for 21 yearsRue de la Paix 7, 4630 Soumagne, BelgiumKBO/BCE: BE 0872.393.155

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

B.PONCELET TOITURES has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,250 and a net result of €15,782. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 57% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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B.PONCELET TOITURESActiveChecked score 85/100

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Official details

KBO

Status: Active since 09-03-2005 Normal situation
Legal form: Private limited company
Registered office: Rue de la Paix 7, 4630 Soumagne
Activity: Insulation installation NACE 43230and 2 others
Establishment unit: 2.146.069.174 4630 Soumagne, since 01-04-2005
Financial year end: 31 December
Peppol: Reachable since 23-12-2025

Company details

Who decides

Board: Office holders in the KBO

Board & ownership

How it is doing

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Annual accounts 2025

Gross margin: €160,040; ▼ 18.4%
Turnover: ≈ €500,000; estimated
Profit: €15,782
Equity: €136,250; ▼ 26.0%
Total assets: €257,351; ▼ 35.3%
Staff: 2 FTE; ▼ 48.7%

2025 accounts 25 days early

Filed on 06-07-2026at the National Bank

Financials

Why 85raises riskSector: Specialised construction activities (NACE 43)lowers riskFounded in 2005Equity €136,250 (52.9% of total assets)Figures for financial year 2025 (filed 06-07-2026)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 43% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 78+7

equity 52.9% of total assets

Liquidity 51-10

short-term debt 28.2% · cash 9.9%

Profitability 76+63

return on assets 6.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026highest value 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.37, compared with 2.73 in 2024, above the usual 1.5; short-term debt: 28.2% and cash: 9.9% of total assets), and 47.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 45% on liquidity, 52% on profitability and 15% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Specialised construction activities (NACE 43)

KBO

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €136,250 (52.9% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 06-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

25 days early

2024

23 days early

2023

22 days early

2022

10 days late

2021

14 days late

2020

16 days late

2019

19 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Among the largest 14% on gross marginsector median €39,319 · 34,815 companies €160,040 View

Documents

Key facts about B.PONCELET TOITURES

What is the company number of B.PONCELET TOITURES?: 0872.393.155. In Belgium the VAT number is the company number with BE in front: BE 0872.393.155.
Where is B.PONCELET TOITURES based?: The registered office is at Rue de la Paix 7, 4630 Soumagne.Company details
What does B.PONCELET TOITURES do?: According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of B.PONCELET TOITURES?: Private limited company (BV).
When was B.PONCELET TOITURES founded?: On 09-03-2005.
Is B.PONCELET TOITURES still active?: Yes, B.PONCELET TOITURES is an active enterprise in the KBO register.
How many employees does B.PONCELET TOITURES have?: On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of B.PONCELET TOITURES?: ≈ €500,000 in financial year 2025. Estimated from the gross margin of €160,040: probably between €400,000 and €600,000, based on 87 comparable companies, NACE 432.
Is B.PONCELET TOITURES profitable?: In financial year 2025, B.PONCELET TOITURES made a profit of €15,782.
Where can I find the annual accounts of B.PONCELET TOITURES?: B.PONCELET TOITURES filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of B.PONCELET TOITURES due?: By 31-07-2027, for financial year 2026.Timeline