ISO HI-T
ActiveISO HI-T has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.42 against 5.59 in 2023; short-term debt: 14.7% and cash: 8.1% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €56k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
11 d late
2023
19 d late
2022
68 d late
2021
31 d late
2020
19 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€56k▲ 42.9%
2023 · €39k
2018: €25k
2019: €22k
2020: €9k
2021: €10k
2022: €23k
2023: €39k
2018 → 2024
Total assets
€66k▲ 40.8%
2023 · €47k
2018: €45k
2019: €26k
2020: €13k
2021: €16k
2022: €27k
2023: €47k
2018 → 2024
Net result
€17k▲ 5.0%
2023 · €16k
2018: €3k
2019: €-3k
2020: €-13k
2021: €553
2022: €11k
2023: €16k
2018 → 2024
Working capital
€52k▲ 53.1%
2023 · €34k
2018: €23k
2019: €20k
2020: €9k
2021: €10k
2022: €22k
2023: €34k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€10k▲ 6.0%€23k▲ 138%€39k▲ 69.1%€56k▲ 42.9%
Operating result€-11k-€2k€15k▲ 745%€18k▲ 17.8%€20k▲ 13.5%
Net result€-13k-€553€11k▲ 1,944%€16k▲ 41.2%€17k▲ 5.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 13% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €66k
Fixed assets
€4k▼ 27.7%
Current assets
€62k▲ 48.9%
Equity and liabilities €66k
Equity
€56k▲ 42.9%
Debt
€10k▲ 29.6%
The debt ratio falls from 16.0% to 14.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2023 · €19k
Cash flow
€18k▲
2023 · €17k
Solvency
85.3%▲
2023 · 84.0%
Current ratio
6.42▲
2023 · 5.59
Quick ratio
6.40▲
2023 · 5.52
Debt / equity
0.17▼
2023 · 0.19
ROE
30.0%▼
2023 · 40.8%
ROA
25.6%▼
2023 · 34.3%
Interest coverage
26.37▲
2023 · 16.20
Debt
€10k▲
2023 · €7k
Debt ≤ 1 year
€10k▲
2023 · €7k
Income taxes
€5k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€47k€66k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€1k€958▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€42k€62k▲
Stocks and contracts in progress3€495€205▼
Stocks30/36€495€205▼
Amounts receivable within one year40/41€38k€56k▲
Trade receivables40€7k€15k▲
Other amounts receivable41€31k€42k▲
Cash at bank and in hand54/58€3k€5k▲
Deferred charges and accrued income490/1€518-
Equity and liabilities
Total equity and liabilities10/49€47k€66k▲
Equity10/15€39k€56k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€19k€35k▲
Amounts payable17/49€7k€10k▲
Amounts payable within one year42/48€7k€10k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€507-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€838€1k▲
Other operating charges640/8€808€768▼
Gross operating margin9900€19k€22k▲
Operating profit (loss)9901€18k€20k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€1k€812▼
Recurring financial charges65€1k€812▼
Profit (loss) for the period before taxes9903€18k€21k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€16k€17k▲
Profit (loss) for the period to be appropriated9905€16k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€35k▲
Profit (loss) brought forward from the previous period14P€3k€19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2018net €17k ▲5%
Operating result €20k, net result €17k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 5.98
Current ratio from 2.58 to 5.98; short-term debt falls from €6k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €553
Net result €553 after 2 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 98 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 6.77
Current ratio from 2.16 to 6.77; short-term debt falls from €20k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
23-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 266 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-04-2017
Marinov Iskren: Resigned as Director
27-04-2017
Paligo Roman: Resigned as Manager
27-04-2017
Redzheb Erol: Resigned as Manager
31-03-2017
Paligo Roman: Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Duyststraat 612100 AntwerpenGround area
273 m²
Building footprint
79 m²
Volume, LiDAR
767 m³
Parcel 11012A0018/00S006, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Van Duyststraat 61, 2100 Antwerpen
since 20082.175.153.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11012A0018/00S006 | Flanders | 273 m² | 1 · 79 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CSJ CONSULTING
BE 0508.987.110
Florenville · Eq €56k
LUDWIG STEVENS
BE 0556.999.635
Brasschaat · Eq €56k
MAX PAVAGE
BE 0768.257.519
Welkenraedt · Eq €56k
R & L Interieur
BE 0822.122.114
Herselt · Eq €56k
Dsproject
BE 0790.129.336
Grimbergen · Eq €56k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 2,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-11-2008
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
47522Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.