DVS
ActiveDVS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+83
Solvency44▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.69 in 2024; short-term debt: 31.9% and cash: 12.2% of total assets), but 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
1 d early
2023
on the day
2022
1 d early
2021
on the day
2020
1 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 150%
2024 · €5k
2019: €4k
2020: €-3k
2021: €12k
2022: €24k
2023: €20k
2024: €5k
2019 → 2025
Total assets
€65k▼ 4.9%
2024 · €68k
2019: €35k
2020: €20k
2021: €45k
2022: €76k
2023: €76k
2024: €68k
2019 → 2025
Net result
€8k
2024 · €-15k
2019: €-429
2020: €-7k
2021: €15k
2022: €12k
2023: €-3k
2024: €-15k
2019 → 2025
Working capital
€34k▲ 9.6%
2024 · €31k
2019: €15k
2020: €8k
2021: €24k
2022: €34k
2023: €21k
2024: €31k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€24k▲ 102%€20k▼ 14.5%€5k▼ 75.0%€13k▲ 150%
Operating result€17k-€16k▼ 9.0%€-4k€-16k▼ 290%€7k
Net result€15k-€12k▼ 17.4%€-3k€-15k▼ 342%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€10k▼ 45.8%
Current assets
€54k▲ 11.1%
Equity and liabilities €65k
Equity
€13k▲ 150%
Provisions
€14k=
Debt
€38k▼ 22.3%
The debt ratio falls from 71.9% to 58.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €-6k
Cash flow
€16k▲
2024 · €-5k
Solvency
19.5%▲
2024 · 7.4%
Current ratio
2.63▼
2024 · 2.69
Quick ratio
2.63▼
2024 · 2.69
Debt / equity
3.02▼
2024 · 9.69
ROE
59.9%▲
2024 · -300.6%
ROA
11.7%▲
2024 · -22.3%
Interest coverage
12.97▲
2024 · -4.97
Debt
€38k▼
2024 · €49k
Debt ≤ 1 year
€21k▲
2024 · €18k
Debt > 1 year
€17k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€65k▼
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€19k€10k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€4k€0▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€49k€54k▲
Amounts receivable within one year40/41€40k€45k▲
Trade receivables40€14k€5k▼
Other amounts receivable41€26k€40k▲
Cash at bank and in hand54/58€6k€8k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€68k€65k▼
Equity10/15€5k€13k▲
Contributions10/11€12k€12k=
Reserves13€864€864=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€864€864=
Profit (loss) carried forward14€-8k€-665▲
Provisions and deferred taxes16€14k€14k=
Provisions for liabilities and charges160/5€14k€14k=
Pensions and similar obligations160€14k€14k=
Amounts payable17/49€49k€38k▼
Amounts payable after more than one year17€31k€17k▼
Financial debts170/4€31k€17k▼
Amounts payable within one year42/48€18k€21k▲
Current portion of amounts payable after more than one year42€7k€11k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€897€897=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-5k€17k▲
Operating profit (loss)9901€-16k€7k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-15k€8k▲
Profit (loss) for the period9904€-15k€8k▲
Profit (loss) for the period to be appropriated9905€-15k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-665▲
Profit (loss) brought forward from the previous period14P€7k€-8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pausleenstraat(HN) 27C1540 PajottegemGround area
1,905 m²
Building footprint
154 m²
Volume, LiDAR
1,122 m³
Parcel 23032G0144/00B000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DVS
since 20082.170.731.425
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032G0144/00B000 | Flanders | 1,905 m² | 1 · 154 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 51 EUR awarded · 51 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 51 EUR | 51 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2008
Fiscal year end30-06
Activities, NACEBEL
43350Other building finishing work
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.