Ismafa
ActiveSummary
The computed 12-month bankruptcy probability of Ismafa is 5.2% (elevated). The 2024 annual accounts show equity of €40,215 and a net result of €464. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 729 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 64 days after the deadline; the sector median for financial year 2024 is 12 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,549 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,549 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €569 | - |
| Remuneration, social security and pensions62 | - | €55,982 | €10,153 | ▼ 81.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €535 | €7,807 | €4,478 | ▼ 42.6% |
| Other operating charges640/8 | €171 | €1,493 | €123 | ▼ 91.8% |
| Non-recurring operating charges66A | - | €3,729 | - | - |
| Gross operating margin9900 | €26,208 | €85,214 | €15,714 | ▼ 81.6% |
| Operating profit (loss)9901 | €25,503 | €16,203 | €960 | ▼ 94.1% |
| Financial income75/76B | €0 | €1 | €227 | ▲ 37,773% |
| Recurring financial income75 | €0 | €1 | €227 | ▲ 37,773% |
| Financial charges65/66B | €35 | €1,575 | €548 | ▼ 65.2% |
| Recurring financial charges65 | €35 | €1,575 | €548 | ▼ 65.2% |
| Profit (loss) for the period before taxes9903 | €25,467 | €14,628 | €639 | ▼ 95.6% |
| Income taxes67/77 | €5,132 | €3,214 | €175 | ▼ 94.6% |
| Profit (loss) for the period9904 | €20,336 | €11,415 | €464 | ▼ 95.9% |
| Profit (loss) for the period to be appropriated9905 | €20,336 | €11,415 | €464 | ▼ 95.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €59,861 | €65,205 | €46,698 | ▼ 28.4% |
| Fixed assets21/28 | €32,062 | €39,987 | €36,079 | ▼ 9.8% |
| Tangible fixed assets22/27 | €18,062 | €25,987 | €22,079 | ▼ 15.0% |
| Plant, machinery and equipment23 | €240 | €781 | €1,321 | ▲ 69.2% |
| Furniture and vehicles24 | €17,822 | €25,207 | €20,758 | ▼ 17.7% |
| Financial fixed assets28 | €14,000 | €14,000 | €14,000 | = |
| Current assets29/58 | €27,799 | €25,218 | €10,620 | ▼ 57.9% |
| Amounts receivable within one year40/41 | €22,999 | €24,399 | €10,248 | ▼ 58.0% |
| Trade receivables40 | €22,978 | €18,164 | €1,893 | ▼ 89.6% |
| Other amounts receivable41 | €21 | €6,234 | €8,355 | ▲ 34.0% |
| Cash at bank and in hand54/58 | €4,800 | €819 | €371 | ▼ 54.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €59,861 | €65,205 | €46,698 | ▼ 28.4% |
| Equity10/15 | €28,336 | €39,750 | €40,215 | ▲ 1.2% |
| Contributions10/11 | €8,000 | €8,000 | €8,000 | = |
| Profit (loss) carried forward14 | €20,336 | €31,750 | €32,215 | ▲ 1.5% |
| Amounts payable17/49 | €31,525 | €25,455 | €6,484 | ▼ 74.5% |
| Amounts payable within one year42/48 | €31,525 | €25,455 | €6,484 | ▼ 74.5% |
| Trade debts44 | €901 | €3,030 | €778 | ▼ 74.3% |
| Suppliers440/4 | €901 | €3,030 | €778 | ▼ 74.3% |
| Taxes, remuneration and social security45 | €19,297 | €22,425 | €5,706 | ▼ 74.6% |
| Taxes450/3 | €19,297 | €17,550 | €5,706 | ▼ 67.5% |
| Remuneration and social security454/9 | - | €4,875 | - | - |
| Other amounts payable47/48 | €11,327 | - | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,336 | €11,415 | €464 | ▼ 95.9% |
| + Depreciation and write-downs630 | €535 | €7,807 | €4,478 | ▼ 42.6% |
| Operating cash flow (approximation) | €20,870 | €19,222 | €4,942 | ▼ 74.3% |
| Investment in fixed assets (approximation) | - | -€15,732 | -€569 | ▲ 96.4% |
| Change in cash | - | -€3,981 | -€448 | ▲ 88.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71307H0426/00F002 | Flanders | 1,408 m² | 1 · 107 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Parcel delivery
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.