4 FOIS
Open bankruptcyA bankruptcy procedure is open for 4 FOIS according to publications in the Belgian State Gazette; curator: Catherine HERINCKX. The 2024 annual accounts show equity of €37k and a net result of €24k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
11 d late
2023
151 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▲ 97.5%
2023 · €12k
2023: €12k
2023 → 2024
Working capital
€7k
2023 · €-9k
2023: €-9k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€13k-€37k▲ 183%
Operating result€12k-€25k▲ 108%
Net result€12k-€24k▲ 97.5%
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 108% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€30k▲ 34.3%
Current assets
€40k▲ 46.9%
Equity and liabilities €71k
Equity
€37k▲ 183%
Debt
€33k▼ 9.4%
The debt ratio falls from 73.7% to 47.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2023 · €13k
Cash flow
€29k▲
2023 · €13k
Solvency
52.7%▲
2023 · 26.3%
Current ratio
1.21▲
2023 · 0.75
Quick ratio
1.21▲
2023 · 0.75
Debt / equity
0.90▼
2023 · 2.80
ROE
64.6%▼
2023 · 92.4%
ROA
34.1%▲
2023 · 24.3%
Interest coverage
16.11
Debt
€33k▼
2023 · €37k
Debt ≤ 1 year
€33k▼
2023 · €37k
Staff costs
€97k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€50k€71k▲
Fixed assets21/28€23k€30k▲
Tangible fixed assets22/27€23k€30k▲
Furniture and vehicles24€23k€30k▲
Current assets29/58€28k€40k▲
Amounts receivable within one year40/41€28k€20k▼
Trade receivables40€28k€10k▼
Other amounts receivable41-€10k
Cash at bank and in hand54/58-€20k
Equity and liabilities
Total equity and liabilities10/49€50k€71k▲
Equity10/15€13k€37k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€12k€36k▲
Amounts payable17/49€37k€33k▼
Amounts payable within one year42/48€37k€33k▼
Trade debts44€22k€14k▼
Suppliers440/4€22k€14k▼
Taxes, remuneration and social security45€7k€20k▲
Taxes450/3€2k€13k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€8k-
Income statement
Code20232024
Remuneration, social security and pensions62€7k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383€5k▲
Other operating charges640/8-€5k
Gross operating margin9900€20k€132k▲
Operating profit (loss)9901€12k€25k▲
Financial income75/76B-€567
Recurring financial income75-€567
Financial charges65/66B-€2k
Recurring financial charges65-€2k
Profit (loss) for the period before taxes9903€12k€24k▲
Profit (loss) for the period9904€12k€24k▲
Profit (loss) for the period to be appropriated9905€12k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€36k▲
Profit (loss) brought forward from the previous period14P-€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
24-07
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL 4 FOIS RUE THEODORE VERHAEGEN 196-, 1060 SAINT-GILLES · event 16-07-2025
2024
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 151 days late
SignalNBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-06-2025
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théodore Verhaegenstraat 196-2021060 Sint-Gillis (bij-Brussel)Ground area
801 m²
Building footprint
441 m²
Volume, LiDAR
8,413 m³
Parcel 21562A0329/00R012, Brussels · tallest building 22.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
4 FOIS
since 20232.346.313.303
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0329/00R012 | Brussels | 801 m² | 1 · 441 m² | 22.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Catherine HERINCKX AVENUE DU CONGO 1,
1050 IXELLES |
16-07-2025 → present |
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Of 430 companies in sector 53100 we hold annual accounts for 127. 107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2023
Fiscal year end31-12
Activities, NACEBEL
53100Postal and courier activities
53200Other postal and courier activities
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.