4 FOIS
Open bankruptcyA bankruptcy procedure is open for 4 FOIS according to publications in the Belgian State Gazette; curator: Catherine HERINCKX.
Summary
The 2025 annual accounts show equity of €34k and a net result of €-3k.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
52 d late
2024
11 d late
2023
151 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k
2024 · €24k
2023: €12k
2024: €24k
2023 → 2025
Working capital
€4k▼ 44.7%
2024 · €7k
2023: €-9k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€37k▲ 183%€34k▼ 8.9%
Operating result€12k-€25k▲ 108%€-3k
Net result€12k-€24k▲ 97.5%€-3k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€30k ▼ 0.7%
Current assets
€33k ▼ 17.2%
Equity and liabilities €64k
Equity
€34k ▼ 8.9%
Debt
€30k ▼ 11.5%
Debt's share of the balance-sheet total falls from 47.3% to 46.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €31k
Cash flow
€4k▼
2024 · €29k
Current ratio
1.13▼
2024 · 1.21
Debt to equity
0.87▼
2024 · 0.90
ROE
-9.7%▼
2024 · 64.6%
ROA
-5.2%▼
2024 · 34.1%
Debt ≤ 1 year
€30k▼
2024 · €33k
Staff costs
€5k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€64k▼
Fixed assets21/28€30k€30k▼
Tangible fixed assets22/27€30k€30k▼
Furniture and vehicles24€30k€30k▼
Current assets29/58€40k€33k▼
Amounts receivable within one year40/41€20k€32k▲
Trade receivables40€10k€32k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€20k€2k▼
Equity and liabilities
Total equity and liabilities10/49€71k€64k▼
Equity10/15€37k€34k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€36k€33k▼
Amounts payable17/49€33k€30k▼
Amounts payable within one year42/48€33k€30k▼
Trade debts44€14k-
Suppliers440/4€14k-
Taxes, remuneration and social security45€20k€8k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9€7k-
Other amounts payable47/48-€21k
Income statement
Code20242025
Remuneration, social security and pensions62€97k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€132k€15k▼
Operating profit (loss)9901€25k€-3k▼
Financial income75/76B€567-
Recurring financial income75€567-
Financial charges65/66B€2k-
Recurring financial charges65€2k-
Profit (loss) for the period before taxes9903€24k€-3k▼
Profit (loss) for the period9904€24k€-3k▼
Profit (loss) for the period to be appropriated9905€24k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€33k▼
Profit (loss) brought forward from the previous period14P€12k€36k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 52 days late
2025
31-12
Financial
Weakest financial yearnet €-3k ▼114%
Net result drops to €-3k, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
24-07
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL 4 FOIS RUE THEODORE VERHAEGEN 196-, 1060 SAINT-GILLES · event 16-07-2025
2024
31-12
Financial
Highest result since 2023net €24k ▲97.5%
Operating result €25k, net result €24k, both a record.
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 151 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théodore Verhaegenstraat 196-2021060 Sint-Gillis (bij-Brussel)Ground area
801 m²
Building footprint
441 m²
Volume, LiDAR
8,413 m³
Parcel 21562A0329/00R012, Brussels · tallest building 22.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
4 FOIS
since 20232.346.313.303
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0329/00R012 | Brussels | 801 m² | 1 · 441 m² | 22.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Catherine HERINCKX AVENUE DU CONGO 1,
1050 IXELLES |
16-07-2025 → present |
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Of 430 companies in sector 53100 we hold annual accounts for 127. 107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
53100Postal and courier activities
53200Other postal and courier activities
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.