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ISM'EAU

Active Private limited companyfounded 2019active for 7 yearsBreilaarschansweg 84, 3520 ZonhovenKBO/BCE: BE 0735.910.987
ISM'EAU
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €42,628 (2025)
€42,628▲ 59.3%
lowest -€6,994 (2022)
€30,330▲ 74.1%
peak €37,547 (2025)
€37,547▲ 0.9%
€123,253▲ 23.3%
Board1 name since 2019
1 directorVAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from €26,766 to €42,628Result from €17,419 to €30,330Dividend €30,000Debts from €99,996 to €123,253Cash from €10,502 to €63,466

Key points

from the 2025 annual accounts

Equity

€37,547 ▲ 0.9%
37,2172024+30,330Profit-30,000Dividend37,5472025

ISM'EAU paid out €30,000 in dividends. That is 99% of the 2025 profit.

Turnover

≈ €150,000 estimated

The accounts state no turnover.

Debts

€123,253 77% of the balance sheet
Suppliers 1%Taxes and wages 9%Other 90%

Checked score

81
Excellent
Financially stronger than 51% of micro companies in civil engineering (NACE 42)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 1.1%▲ +0.6 percentage points vs 08-2025highest value 10-2025: 1.1%● unchanged vs 09-2025highest value 11-2025: 1.1%● unchanged vs 10-2025highest value 12-2025: 1.1%● unchanged vs 11-2025highest value 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%▼ -0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.2 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 0.5%▼ -0.6 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Strong

48-4equity 23.4% of total assets
58+38short-term debt 76.6% · cash 39.5%
92+7return on assets 18.9%

Score breakdown

raises risk
Founded in 2019
Sector: Civil engineering (NACE 42)
lowers risk
Liquidity: current ratio 0.57, cash €63,466
Figures for financial year 2025 (filed on 30-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 26% of them on solvency, 60% on liquidity, 75% on profitability and 40% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.57 (0.47 in 2024), below 1. Short-term debt is 76.6% and cash 39.5% of total assets. 76.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 0.57, cash €63,466
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Civil engineering (NACE 42)
KBO
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
31 days early
2024
on the day
2023
30 days late
2022
3 days early
2021
2 days early
2020
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 1 day before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus
Director, since 01-10-2019
  • vAN dER RIJDT Ismo Hendrikus Martinus Marinus Wilhelmus 50 sharesdeed of 11-10-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0735910987
Registered office moved from Balen to Zonhoven New registered office: Breilaarschansweg 84, 3520 Zonhoven · Previous registered office: Stappersdijk 33 bus 2, 2490 Balen · Board meeting of 30-09-2021 · Gazette deed
Incorporation Founding capital of €5,000, 50 shares · Founder: vAN dER RIJDT Ismo Hendrikus Martinus Marinus Wilhelmus · Appointment: vAN dER RIJDT Ismo Hendrikus Martinus Marinus Wilhelmus (director) · published on 11-10-2019 · Gazette deed
First establishment Breilaarschansweg 84, Zonhoven
All 14 events

Comparable companies

same main activity, similar in size and age
Company
ISM'EAU Zonhoven €160,801 €42,628 23.4% -
SempeRecte Sint-Genesius-Rode €196,787 €35,423 28.3% -
CRJ Vonckx Heist-op-den-Berg €194,211 €47,196 59.3% -
LMS Motor Cleaning Ranst €104,248 €46,212 23.9% -
AQUA EXCLUSIVE Destelbergen €104,988 €41,536 27.8% -
M6 SERVICES Couvin €95,365 €33,136 61.2% -
OLAERTS TECHNIEK & SERVICE Hasselt €106,918 €25,962 32.1% -

These companies have the same main activity as ISM'EAU: civil engineering (NACE 42990). They are comparable in size and age: total assets between €95,400 and €197,000, founded between 2018 and 2021.

Official details

Source: KBO
Status
Active since 09-10-2019Normal situation
Activity
Civil engineeringNACE 42990and 5 others
Establishment unit
2.294.447.9953520 Zonhoven, since 09-10-2019
Financial year end
31 December
Peppol
Reachable since 01-10-2024
Company details

Annual accounts 2025

€42,628▲ 59.3%
€30,330▲ 74.1%
€37,547▲ 0.9%
€160,801▲ 17.2%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on ISM'EAU

ISM'EAU files the abbreviated format. That format states no turnover. The gross margin rose from €29,877 in 2020 to €42,628 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 30-06-2026, 31 days before the deadline
€42,628
▲ 59.3%
€41,130
▲ 60.1%
€30,330
▲ 74.1%
-€52,623
▲ €693
23.4%
▼ 3.8 percentage points
0.57
▲ 0.11

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €150,000. Estimated: probably between €82,000 and €290,000.

Balance sheet

balance sheet total €160,801 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

23.4%

Higher than 29% of 529 companies in 2025.

0.57

Higher than 10% of 520 companies in 2025.

18.9%

Higher than 84% of 519 companies in 2025.

ISM'EAU Middle half of the sector 80% of the sector Abbreviated accounts in civil engineering (NACE 42)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 160,801137,21324,64928,95532,87047,814
21/28 90,17090,5335308661,4562,086
22/27 1152284858211,4112,041
23 1152284857419981,255
24 --079413786
28 90,05590,30545454545
29/58 70,63146,68024,11928,08931,41345,728
40/41 2,24730,6005675,21119,10116,493
40 -4,876-42916,760808
41 2,24725,7245674,7832,34115,686
54/58 63,46610,50222,97122,38012,31329,234
490/1 4,9175,578582498--
Balance sheet: equity and liabilities
10/49 160,801137,21324,64928,95532,87047,814
10/15 37,54737,21719,79817,17024,16527,924
10/11 5,0005,0005,0005,0005,0005,000
13 32,54732,21714,79812,17019,16522,924
133 32,54732,21714,79812,17019,16522,924
17/49 123,25399,9964,85111,7858,70519,889
42/48 123,25399,9964,85111,7858,70519,889
44 9987,734197091,6633,365
440/4 9987,734197091,6633,365
45 11,44610,0032,4165,63940012,152
450/3 11,44610,0032,4162,9334008,652
454/9 ---2,706-3,500
47/48 110,80982,2592,4165,4376,6434,372
Income statement
76A ----6,903-
9900 42,62826,7665,599-5,315-2,01329,877
630 113257336591630493
640/8 1,385817446881141517
9901 41,13025,6924,816-6,787-2,78428,868
75/76B 696652240
75 696652240
65/66B 4041,03416264396170
65 4041,03416264396170
9903 41,42224,7244,657-6,849-3,17728,698
67/77 11,0927,3052,0291455835,773
9904 30,33017,4192,628-6,994-3,76022,924
9905 30,33017,4192,628-6,994-3,76022,924
Appropriation of the result
9906 30,33017,4192,628-6,994-3,76022,924
791/2 ---6,9943,760-
691/2 33017,4192,628--22,924
6921 33017,4192,628--22,924
694/7 30,000-----
694 30,000-----
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 30-06-2026 2026-00230819 PDF
31-12-2024 abbreviated format 31-07-2025 2025-00347481 PDF
31-12-2023 micro format 30-08-2024 2024-00428364 PDF
31-12-2022 micro format 28-07-2023 2023-00282849 PDF
31-12-2021 micro format 29-07-2022 2022-20245199 PDF
31-12-2020 micro format 30-07-2021 2021-44400341 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
41,24325,9495,152-6,196-2,15429,360
30,44317,6762,964-6,403-3,13023,417
-25090,2600002,579
52,964-12,46959110,067-16,922-
-52,623-53,31619,26916,30522,70825,838
23.4%27.1%80.3%59.3%73.5%58.4%
0.570.474.972.383.612.30
3.282.690.250.690.360.71
80.8%46.8%13.3%-40.7%-15.6%82.1%
18.9%12.7%10.7%-24.2%-11.4%47.9%
over 10025.1031.80-96.43-5.43-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Financial fixed assets-€90,260---
€113€257€336€591€630

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ISM'EAU

The operating result for 2025 is 60% higher than in 2024 and the highest since 2020. It is the third rise in a row, after the fall in 2022.

Debt's share of the balance-sheet total rises from 72.9% to 76.6%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus
Director (not named in the articles)
since 01-10-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 11-10-2019

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus
Director (not named in the articles)
Board
Mandates as a list
  • VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus
    • Director (not named in the articles), from 01-10-2019 to date

See the board, name and registered office on a given date →

Control

Founder
vAN dER RIJDT Ismo Hendrikus Martinus Marinus Wilhelmus
This company
ISM'EAU
Equity €37,547
Profit €30,330 in 2025

Capital

Contribution
€5,000
Shares
50
Contribution per share
€100
Equity per share
€751 in 2025
Source
deed of 11-10-2019

Articles of association

deed of 11-10-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00

Shareholders

At incorporation deed of 11-10-2019 ↗

Network & group

No group

ISM'EAU has no parent and no holdings in its annual accounts. VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus is the only director.

Earlier ties

CUSTOMPOOLS
via VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus, no longer at CUSTOMPOOLS · Director · deed of 30-04-2024
founded in 2024
 total assets €639,503 (2025)

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

14 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 31 days before the deadline
2025
Highest result from 2020 to 2025 net €30,330 ▲74.1% The operating result of €41,130 and the net result of €30,330 are both a record.
Annual accounts 2024 filed PDFabbreviated format · on the deadline day
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:0735910987
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Back to profit net €2,628 The net result is €2,628, after 2 loss-making years.
Liquidity more than doubled current ratio 4.97 The current ratio rises from 2.38 to 4.97. Short-term debt falls from €11,785 to €4,851.
Annual accounts 2022 filed PDFmicro format · 3 days before the deadline
2022
Weakest financial year net -€6,994 The net result drops to -€6,994, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 2 days before the deadline
2021
Registered office moved from Balen to ZonhovenNew registered office: Breilaarschansweg 84, 3520 Zonhoven · Previous registered office: Stappersdijk 33 bus 2, 2490 Balen · Board meeting of 30-09-20212 points ▸
  • Board meeting, 30-09-2021
  • Registered-office move, Breilaarschansweg 84, 3520 Zonhoven

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFmicro format · 1 day before the deadline
2019
IncorporationFounding capital of €5,000, 50 shares · Founder: vAN dER RIJDT Ismo Hendrikus Martinus Marinus Wilhelmus · Appointment: vAN dER RIJDT Ismo Hendrikus Martinus Marinus Wilhelmus (director) · published on 11-10-20195 points ▸

Open the deed in the Belgian Official Gazette

First establishment Breilaarschansweg 84, Zonhoven

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ISM'EAU was incorporated on 9 October 2019 as a private limited company by one natural person, with a starting capital of €5,000.12 The registered office was moved to Zonhoven in 2021.3 Since 2019, VAN DER RIJDT,Ismo Hendrikus Martinus Marinus Wilhelmus has served as director.4 Total assets rose from €47,814 in 2020 to €160,801 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-10-2019
  3. 3Belgian Official Gazette, 08-11-2021
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0735.910.987
VAT number
BE 0735.910.987
Peppol ID
0208:0735910987
Other Peppol ID
9925:BE0735910987
Legal form
Private limited company
Status
Active, normal situation
Founded
09-10-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00
deed of 11-10-2019 (in Dutch)
Peppol
Reachable since 01-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ISM'EAU in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-10-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Stappersdijk 33 bus 2, 2490 Balen”
deed of 11-10-2019 (in Dutch)

Activities

NACEBEL 2025
42990 Civil engineering main activity
33110 Repair and maintenance of fabricated metal products
33140 Repair and maintenance of electrical equipment
43211 General electrical installation work
43221 Plumbing work
43331 Floor and wall tiling
Codes under NACEBEL 2008
42990 Civil engineering main activity
33110 Repair, maintenance and installation of machinery and equipment
33140 Repair, maintenance and installation of machinery and equipment
43211 Specialised construction activities
43221 Plumbing
43331 Floor and wall tiling
PurposeThe purpose describes the activities the company may carry out under its articles.
“Elektrische installatie,loodgieterswerk en overige bouwinstallatie; Elektrotechnische installatiewerken; Loodgieterswerk; Installatie van…”
30 activities
  1. Elektrische installatie,loodgieterswerk en overige bouwinstallatie
  2. Elektrotechnische installatiewerken
  3. Loodgieterswerk
  4. Installatie van verwarming,klimaatregeling en ventilatie
  5. Onderneming voor de installatie van hulpvoedingssystemen
  6. De reparatie en onderhoud van verwarmingsinstallaties,warmwaterketels en radiatoren voor centrale verwarming
  7. De reparatie van producten van metaal
  8. Handelsbemiddeling in loodgietersmateriaal,elektrische installatiemateriaal en verwarmingsinstallaties
  9. Vervaardiging en plaatsing van metalen constructiewerken
  10. Ontwerpen,het maken en het monteren van leidingstelsels,inclusief de verdere bewerking van buizen tot leidingen en leidingstelsels onder druk
  11. Vervaardigen van andere machines en apparaten voor algemeen gebruik die niet eerder genoemd werden
  12. Vervaardiging van andere machines,apparaten en werktuigen voor specifieke doeleinden
  13. Reparatie en installatie van machines en apparaten
  14. Montages van serres,veranda’s enzovoort in metaal
  15. Plaatsen van vloer en wandtegels
  16. Aanbrengen in gebouwen en andere bouwwerken van vloer of wandtegels van keramische stoffen,beton of gehouwen steen,vloerbedekking en wandbekleding van terrazzo marmer,graniet,lei of ander materiaal
  17. Chapewerken
  18. Onderneming voor het monteren van nietzelf vervaardigde metalen constructiewerken
  19. Uitvoeren van diverse werkzaamheden onder water
  20. Bouw en advies van poolhouses,bijgebouwen
  21. Advies,plaatsing en onderhoud van zwemvijvers,beregening,vijvers en andere diverse waterpartijen
  22. De groot en kleinhandel in,de handelsbemiddeling in,de in- en export van evenals de installatie en het onderhoud van onder meer particuliere zwembaden,sauna’s,spa’s,hamams,jacuzzi’s,inclusief afdekkingen,veiligheidshekken,verwarmingsinstallaties,onderhouds- en schoonmaakproducten en aanverwante artikelen voor het voorgaande,deze opsomming exemplatief en niet limitatief zijnde
  23. Managementactiviteiten
  24. Overige zakelijke dienstverlening,n.e.g.
  25. Verhuur van machines en installaties
  26. Overige gespecialiseerde bouwwerkzaamheden
  27. Handelsbemiddeling in hout en bouwmaterialen
  28. Handelsbemiddeling in meubelen,huishoudelijke artikelen en ijzerwaren
  29. Handelsbemiddeling gespecialiseerd in andere goederen
  30. Handel in eigen onroerend goed
deed of 11-10-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Breilaarschansweg 84 registered office 3520 Zonhoven 25110 Manufacture of metal structures and parts of structures 09-10-2019 2.294.447.995
1 former office
  • 2490 Balen until 30-09-2021 · deed of 08-11-2021

Buildings and parcels at the address

Ground area
1,152 m²
Buildings
131 m²
Volume, LiDAR
582 m³
Tallest building
9.1 m
Buildings to scale, each on its own parcel
131 m², 9.1 m 131 m², 9.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
71442C1226/00T0001,152 m² 1 · 131 m² 9.1 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0735.910.987

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