Equity
€55,595 ▼ 48.9%
SempeRecte paid out €62,123 in dividends. That is 699% of the 2025 profit.
SempeRecte
Lifetime
7 annual accounts with figures on one time axispeak €67,105 (2021)
€35,423▼ 31.7%
peak €38,838 (2021)
€8,892▼ 68.9%
peak €112,019 (2023)
€55,595▼ 48.9%
€141,192▲ 55.6%
Board2 names since 2018
1 directorLe Maistre d'Anstaing Karl-Henri
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €51,889 to €35,423Result from €28,608 to €8,892Dividend €62,123Equity from €108,826 to €55,595Debts from €90,713 to €141,192Investments €56,886
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The micro format states no turnover.
Debts
€141,192 ▲ 55.6%
Debts rose by €50,478 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€56,886 3.3 × depreciation
Green is investment, beige is depreciation. Machinery stands 416.4% higher than in 2024.
Liquidity
0.76 was 1.98 in 2024
Short-term debts rose from €70,510 to €128,232.
Filings
7 annual accounts 2 late
The 2024 accounts came latest: 19 days after the end of the period.
Checked score
81
Excellent
Financially stronger than 36% of micro companies in civil engineering (NACE 42)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.1%▼ -0.2 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.8%▲ +0.6 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.8%▼ -0.1 percentage points vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.5%▼ -0.4 percentage points vs 07-2026
09-2026: 0.4%▼ -0.1 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2018
Sector: Civil engineering (NACE 42)
lowers risk
Liquidity: current ratio 0.76, cash €58,007
Figures for financial year 2025 (filed on 23-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 32% of them on solvency, 54% on liquidity, 46% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as SempeRecte has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SempeRecte itself is lower: 0.4% within 12 months. It rests on far more data about SempeRecte than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for SempeRecte. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.76 (1.98 in 2024), below 1. Short-term debt is 65.2% and cash 29.5% of total assets. 71.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 days early
2024
19 days late
2023
6 days early
2022
17 days early
2021
2 days early
2020
1 day early
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0715731128
Registered office moved from La Hulpe to Sint-Genesius-Rode
New registered office: avenue Sainte-Anne 52, 1640 Rhode-Saint-Genèse · Previous registered office: rue des Combattants 62 bte 4, 1310 La Hulpe · Change of role: LE MAISTRE d'ANSTAING Karl-Henry, from manager to director · General meeting of 19-12-2022 · Gazette deed
Amendment of the articles
Gazette deed
Incorporation
Founders: LE MAISTRE d’ANSTAING Karl-Henry and JEZIERSKI Stéphanie Louise Hélène Bénédicte Jacqueline · Founding capital of €18,600, 600 shares, €6,200 paid up · Appointment: LE MAISTRE d’ANSTAING Karl-Henry (manager) · published on 14-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SempeRecte Sint-Genesius-Rode | €196,787 | €35,423 | 28.3% | - |
| ISM'EAU Zonhoven | €160,801 | €42,628 | 23.4% | - |
| LMS Motor Cleaning Ranst | €104,248 | €46,212 | 23.9% | - |
| CRJ Vonckx Heist-op-den-Berg | €194,211 | €47,196 | 59.3% | - |
| UPGRADE Harelbeke | €347,198 | €36,092 | 39.0% | - |
| TEMS ZWEMBADEN Lille | €203,136 | €20,262 | 33.7% | - |
| M6 SERVICES Couvin | €95,365 | €33,136 | 61.2% | - |
These companies have the same main activity as SempeRecte: civil engineering (NACE 42990). They are comparable in size and age: total assets between €95,400 and €347,000, founded between 2015 and 2020.
Official details
Source: KBO- Status
- Active since 12-12-2018Normal situation
- Activity
- Civil engineeringNACE 42990and 2 others
- Establishment unit
- 2.282.969.5311310 La Hulpe, since 12-12-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- €196,787▼ 1.4%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on SempeRecte
SempeRecte files the micro format. That format states no turnover. The gross margin fell from €59,131 in 2019 to €35,423 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SempeRecte
- What is the company number of SempeRecte?
- The company number of SempeRecte is 0715.731.128. The VAT number is the same number with BE in front: BE 0715.731.128.
- Where is SempeRecte based?
- The registered office is at Sint-Annalaan 52, 1640 Sint-Genesius-Rode.Company details
- What does SempeRecte do?
- According to the KBO register, the main activity is civil engineering (NACE 42990).
- What is the legal form of SempeRecte?
- SempeRecte is a private limited company (pre-2019) (BVBA).
- When was SempeRecte founded?
- SempeRecte was founded on 12-12-2018.
- Is SempeRecte still active?
- Yes, SempeRecte is an active enterprise in the KBO register.
- What is the turnover of SempeRecte?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €35,423 and 2,934 comparable companies of the same size. It probably lies between €86,000 and €260,000. It is a rough estimate.Financials
- Is SempeRecte profitable?
- In financial year 2025, SempeRecte made a profit of €8,892.
- Where can I find the annual accounts of SempeRecte?
- SempeRecte filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SempeRecte due?
- SempeRecte must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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