ISM Archives Projet
ActiveThe annual accounts of ISM Archives Projet for fiscal year 2024 show a net loss of 99% of the equity at the start of that year. The 2024 annual accounts show equity of €136 and a net result of €-16k. Its solvency ranks better than 17% of 4809 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability28▲+18
Solvency25▼-4
Growth58
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.11 against 0.14 in 2023; short-term debt: 99.9% and cash: 0.1% of total assets), and 100% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0%
Return on assets
-3.9%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2324
2023 to 2024 · latest year €-16k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4809 sector peers (2024).
NBB · sector comparisonPosition among 4809 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k▲ 64.9%
2023 · €-45k
2023: €-45k
2023 → 2024
Working capital
€-363k▼ 7.7%
2023 · €-337k
2023: €-337k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€16k-€136▼ 99.2%
Operating result€-45k-€-16k▲ 65.1%
Net result€-45k-€-16k▲ 64.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2024 against €45k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €408k
Fixed assets
€364k▲ 3.0%
Current assets
€44k▼ 16.1%
Equity and liabilities €408k
Equity
€136▼ 99.2%
Debt
€408k▲ 4.6%
The debt ratio rises from 96.0% to 100.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.0%▼
2023 · 4.0%
Current ratio
0.11▼
2023 · 0.14
Quick ratio
0.11▼
2023 · 0.14
ROA
-3.9%▲
2023 · -11.2%
Debt
€408k▲
2023 · €390k
Debt ≤ 1 year
€407k▲
2023 · €390k
Equity ratios withheld: equity of €136 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€406k€408k▲
Fixed assets21/28€353k€364k▲
Tangible fixed assets22/27€353k€364k▲
Land and buildings22€353k€364k▲
Current assets29/58€53k€44k▼
Amounts receivable within one year40/41€53k€44k▼
Other amounts receivable41€53k€44k▼
Cash at bank and in hand54/58€74€206▲
Equity and liabilities
Total equity and liabilities10/49€406k€408k▲
Equity10/15€16k€136▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-45k€-61k▼
Amounts payable17/49€390k€408k▲
Amounts payable within one year42/48€390k€407k▲
Trade debts44€49k€67k▲
Suppliers440/4€49k€67k▲
Other amounts payable47/48€341k€341k=
Accrued charges and deferred income492/3-€327
Income statement
Code20232024
Other operating charges640/8€1k€6k▲
Gross operating margin9900€-44k€-10k▲
Operating profit (loss)9901€-45k€-16k▲
Financial charges65/66B-€83
Recurring financial charges65-€83
Profit (loss) for the period before taxes9903€-45k€-16k▲
Profit (loss) for the period9904€-45k€-16k▲
Profit (loss) for the period to be appropriated9905€-45k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-61k▼
Profit (loss) brought forward from the previous period14P-€-45k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Procession 1617000 MonsGround area
942 m²
Building footprint
102 m²
Volume, LiDAR
536 m³
Parcel 53404B0049/00L003, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISM Archives Projet
since 20222.339.535.674
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0049/00L003 | Wallonia | 942 m² | 1 · 101 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BECEDRE
BE 0802.668.169
Charleroi · Eq €133
VMA IMMO - VENTE ET LOCATION
BE 0732.925.466
Jalhay · Eq €149
VIRENS
BE 0507.946.636
Elsene · Eq €175
Idea-X
BE 0730.825.318
Ieper · Eq €98
IMMO STATIM
BE 0777.822.907
Rixensart · Eq €191
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.