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Complete company report
Generated 06-08-2026
Active BE 0795.135.625Private limited company

ISD GROUP

· 3 yrs active
Sector: General cleaning of buildings (81210)
Conclusion Checked

The computed 12-month bankruptcy probability of ISD GROUP is 3.2% (moderate). The 2023 annual accounts show equity of €142k and a net result of €142k. Its solvency ranks better than 65% of 1598 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €142k
Net result €142k
Better than sector 65%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health81Profitability100Solvency80Growth50Stability79
78 / 100

Exceptional profile, strong across almost every axis.

Health 81
Profitability 100
Solvency 80
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
81 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 26-07-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 46.7% 34.1%
better than 65% of 1598 sector peers
Net result €142k €9k
better than 95% of 1589 sector peers
Equity €142k €25k
better than 92% of 1598 sector peers
Gross operating margin €211k €35k
better than 92% of 1587 sector peers
Staff costs €13k €34k
higher than 32% of 744 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Revenue-
EBITDA€195k
Net profit€142k
Cash flow€153k
Staff costs€13k
Income taxes€42k
Dividends-
Total assets€304k
Equity€142k
Debt€162k
of which ≤ 1y€162k
of which > 1y-
Working capital€76k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.47
Quick ratio1.47
Working capital ratio25.2%
Solvency46.7%
Debt / equity1.14
Long-term debt ratio-
Interest coverage660.74
Gross margin-
Net margin-
ROA46.7%
ROE99.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€304k
Fixed assets 21/28€65k
Intangible fixed assets 21€54k
Tangible fixed assets 22/27€5k
Financial fixed assets 28€6k
Current assets 29/58€238k
Amounts receivable within one year 40/41€232k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€304k
Equity 10/15€142k
Contributions / capital 10/11€100
Accumulated profits (losses) 14€142k
Amounts payable 17/49€162k
Amounts payable within one year 42/48€162k
Trade debts payable within one year 44€95k
Income statement
Gross operating margin 9900€211k
Operating result 9901€184k
Financial income 75€0
Financial charges 65€296
Result before taxes 9903€184k
Income taxes 67/77€42k
Net result for the period 9904€142k
Result to be appropriated 9905€142k
Ratios computed by Checked.
Legal Structure
NACE primary General cleaning of buildings(81210)
Legal form Private limited company(610)
Incorporation20-12-2022
StatusActive
Postal code-
Establishment units 1 location
ISD GROUP
Industrieweg 118, 9032 GentAfvalwaterafvoer
since 20232.342.097.464
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44074C0352/00W000 Flanders 2.4 ha 1 · 7,162 m² 8.8 m · 2 fl.
41342B0933/00H000 Flanders 3,635 m² 1 · 798 m² 26.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
26-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
09-04-2024
State Gazette act Minor change
Other address change
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
09-04-2024 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Other address change
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-04-09",
    "filing_date": "2024-03-28",
    "act_kind_objet": "NEERLEGGING TER GRIFFIE"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-03-28",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "other_address_change",
  "other_address": {
    "action": "modified",
    "purpose": "statutaire_zetel",
    "address_new": "Groeneweg 17-9320 Erembodegen",
    "address_old": "Spoorwegstraat 14 - 16-9032 Gent",
    "effective_date": "2024-01-01",
    "effective_date_is_approximate": false
  },
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0795.135.625",
    "name_full": "ISD GROUP",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Detailhandel in drogisterijartikelen en onderhoudsproducten47783Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels47784Gites, vakantiewoningen en -appartementen55203Gites, vakantiewoningen en -appartementen55203Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameNL ISD GROUP
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative