IsaVi
ActiveSummary
The computed 12-month bankruptcy probability of IsaVi is 2.4% (moderate). The 2025 annual accounts show equity of €58,290 and a net result of €9,795. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 7071 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-8
Solvency97▲+15
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.5 against 2.35 in 2024; short-term debt: 21% and cash: 36.5% of total assets), and 27.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
21 d early
2023
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€58,290▲ 20.2%
2024 · €48,495
Total assets
€80,480▼ 5.3%
2024 · €85,003
Net result
€9,795▼ 36.8%
2024 · €15,487
Working capital
€42,363▲ 28.3%
2024 · €33,019
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€35,917-€22,344▼ 37.8%€16,952▼ 24.1%
Net result€28,008-€15,487▼ 44.7%€9,795▼ 36.8%
Equity€33,008-€48,495▲ 46.9%€58,290▲ 20.2%
Total assets€49,456-€85,003▲ 71.9%€80,480▼ 5.3%
Debt€16,448-€36,508▲ 122%€22,190▼ 39.2%
Working capital€33,008-€33,019=€42,363▲ 28.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80,480
Fixed assets
€21,203 ▼ 22.9%
Current assets
€59,278 ▲ 3.1%
Equity and liabilities €80,480
Equity
€58,290 ▲ 20.2%
Debt
€22,190 ▼ 39.2%
Debt's share of the balance-sheet total falls from 42.9% to 27.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,877▼
2024 · €25,232
Cash flow
€16,720▼
2024 · €18,376
Current ratio
3.50▲
2024 · 2.35
Debt to equity
0.38▼
2024 · 0.75
ROE
16.8%▼
2024 · 31.9%
ROA
12.2%▼
2024 · 18.2%
Interest coverage
11.59▼
2024 · 27.36
Debt ≤ 1 year
€16,915▼
2024 · €24,490
Debt > 1 year
€5,275▼
2024 · €12,018
Income taxes
€5,096▼
2024 · €5,934
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,889 | €6,925 | ▲ 140% |
| Other operating charges640/8 | - | €34 | - | - |
| Non-recurring operating charges66A | - | - | €101 | - |
| Gross operating margin9900 | €35,917 | €25,266 | €23,978 | ▼ 5.1% |
| Operating profit (loss)9901 | €35,917 | €22,344 | €16,952 | ▼ 24.1% |
| Financial charges65/66B | €14 | €922 | €2,060 | ▲ 123% |
| Recurring financial charges65 | €14 | €922 | €2,060 | ▲ 123% |
| Profit (loss) for the period before taxes9903 | €35,903 | €21,421 | €14,891 | ▼ 30.5% |
| Income taxes67/77 | €7,894 | €5,934 | €5,096 | ▼ 14.1% |
| Profit (loss) for the period9904 | €28,008 | €15,487 | €9,795 | ▼ 36.8% |
| Profit (loss) for the period to be appropriated9905 | €28,008 | €15,487 | €9,795 | ▼ 36.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €49,456 | €85,003 | €80,480 | ▼ 5.3% |
| Fixed assets21/28 | - | €27,494 | €21,203 | ▼ 22.9% |
| Tangible fixed assets22/27 | - | €27,494 | €21,203 | ▼ 22.9% |
| Furniture and vehicles24 | - | €27,494 | €21,203 | ▼ 22.9% |
| Current assets29/58 | €49,456 | €57,509 | €59,278 | ▲ 3.1% |
| Amounts receivable within one year40/41 | €28,198 | €19,762 | €29,128 | ▲ 47.4% |
| Trade receivables40 | €28,198 | €19,762 | €22,416 | ▲ 13.4% |
| Other amounts receivable41 | - | - | €6,711 | - |
| Current investments50/53 | €21,258 | - | - | - |
| Cash at bank and in hand54/58 | - | €36,684 | €29,407 | ▼ 19.8% |
| Deferred charges and accrued income490/1 | - | €1,063 | €743 | ▼ 30.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €49,456 | €85,003 | €80,480 | ▼ 5.3% |
| Equity10/15 | €33,008 | €48,495 | €58,290 | ▲ 20.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €28,008 | €43,495 | €53,290 | ▲ 22.5% |
| Amounts payable17/49 | €16,448 | €36,508 | €22,190 | ▼ 39.2% |
| Amounts payable after more than one year17 | - | €12,018 | €5,275 | ▼ 56.1% |
| Financial debts170/4 | - | €12,018 | €5,275 | ▼ 56.1% |
| Amounts payable within one year42/48 | €16,448 | €24,490 | €16,915 | ▼ 30.9% |
| Current portion of amounts payable after more than one year42 | - | €6,424 | €6,742 | ▲ 5.0% |
| Trade debts44 | €3,004 | €4,950 | €3,475 | ▼ 29.8% |
| Suppliers440/4 | €3,004 | €4,950 | €3,475 | ▼ 29.8% |
| Taxes, remuneration and social security45 | €13,444 | €11,062 | €6,697 | ▼ 39.5% |
| Taxes450/3 | €13,444 | €11,062 | €6,697 | ▼ 39.5% |
| Other amounts payable47/48 | - | €2,055 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,008 | €15,487 | €9,795 | ▼ 36.8% |
| + Depreciation and write-downs630 | - | €2,889 | €6,925 | ▲ 140% |
| Operating cash flow (approximation) | €28,008 | €18,376 | €16,720 | ▼ 9.0% |
| Investment in fixed assets (approximation) | - | - | -€634 | - |
| Change in cash | - | - | -€7,277 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €9,795 ▼36.8%
Net result drops to €9,795, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Ground area
246 m²
Building footprint
143 m²
Volume, LiDAR
2,198 m³
Parcel 21614E0083/00Y006, Brussels · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
IsaVi
since 20232.368.140.578
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0083/00Y006 | Brussels | 246 m² | 1 · 143 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.