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Generated 12-08-2026
Active BE 1001.297.940Private limited company

ISAC BUILDING

Lt. Graffplein 15 ·1780 Wemmel, Belgium· 2 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of ISAC BUILDING is 6.1% (elevated). The 2024 annual accounts show equity of €78k and a net result of €78k. Its solvency ranks better than 82% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €78k
Net result €78k
Better than sector 82%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health85Profitability100Solvency100Growth-Stability59
86 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85
Profitability 100
Solvency 100
Growth -
Stability 59
Bankruptcy probability (12 mo) Checked model v1 · free
6.1% Elevated
0%0,5%1,5%4%10%≥25%
Recent warning signals +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 1 events
Address struck
Health barometer FY 2024 · computed
85 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 11-05-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 68.7% 39.4%
better than 82% of 3827 sector peers
Net result €78k €9k
better than 95% of 3824 sector peers
Equity €78k €29k
better than 81% of 3832 sector peers
Gross operating margin €99k €26k
better than 86% of 3822 sector peers
Total assets €114k €85k
better than 62% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€78k
Cash flow-
Staff costs-
Income taxes€20k
Dividends-
Total assets€114k
Equity€78k
Debt€36k
of which ≤ 1y€36k
of which > 1y-
Working capital€78k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.20
Quick ratio3.20
Working capital ratio68.7%
Solvency68.7%
Debt / equity0.46
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA68.7%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€114k
Current assets 29/58€114k
Amounts receivable within one year 40/41€29k
Cash & bank 54/58€85k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€114k
Equity 10/15€78k
Accumulated profits (losses) 14€78k
Amounts payable 17/49€36k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€99k
Operating result 9901€98k
Financial charges 65€144
Result before taxes 9903€98k
Income taxes 67/77€20k
Net result for the period 9904€78k
Result to be appropriated 9905€78k
Ratios computed by Checked.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation17-10-2023
StatusActive
Postal code1780
Connections & network 26 connected companies
Network connections
A.M.A. Technics
Shared address
→
ANG CONSTRUCT
Shared address
→
→
B-Progress NV
Shared address
→
BETON 360
Shared address
→
Brussels Dream
Shared address
→
Chape Beton
Shared address
→
CRISTAL GROUP
Shared address
→
D&Y CONSTRUCT
Shared address
→
DEM CONCEPT
Shared address
→
DP BUILDER
Shared address
→
GREG CONSTRUCT
Shared address
→
Just Glow
Shared address
→
KFF CONSTRUCT
Shared address
→
MPH CLEAN
Shared address
→
NIKKIN
Shared address
→
PRESTIGE LT
Shared address
→
SHH CONSTRUCT
Shared address
→
STIELMANS COMPANY
Shared address
→
SVI CREATIV
Shared address
→
SVI GROUP
Shared address
→
T.A.A.C
Shared address
→
THERMOFLUX
Shared address
→
UNIQUE ART
Shared address
→
VAMO GROUP
Shared address
→
VIK CONSTRUCT
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-05-2026
State Gazette act Registered-office change
v3.2
11-05-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
2025
07-05-2025
KBO administration Address struck
2023
19-10-2023
State Gazette act Incorporation
oprichting
Lifecycle & Insolvency Signals 1 events
07-05-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-07 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Address history · 1
12-05-2026
v3.2
All acts · 2 updated 3 months ago
2026
12-05-2026 Registered office moved from Wemmel to Grimbergen Registered-office change
  • Lt. Graffplein 15, 1780 Wemmel → Mutsaardplein 2, 1853 Grimbergen
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Grimbergen",
        "region": "Brussels",
        "street": "Mutsaardplein",
        "country": "BE",
        "postcode": "1853",
        "box_number": null,
        "street_number": "2"
      },
      "old_address": {
        "city": "Wemmel",
        "region": "Brussels",
        "street": "Lt. Graffplein",
        "country": "BE",
        "postcode": "1780",
        "box_number": null,
        "street_number": "15"
      },
      "effective_date": "2026-03-06",
      "evidence_quote": "Wijziging van maatschappelijke zetel van Lt. Graffplein 15, 1780 Wemmel en dit vanaf heden"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1001.297.940",
    "name_full": "ISAC BUILDING",
    "legal_form": "BV"
  }
}
2023
19-10-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1853 Strombeek-Bever, Mutsaardplein 2",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-05-05",
        "name": "ISAC Daniel",
        "niss": null,
        "address": "1800 Vilvoorde, Leuvensesteenweg 5 2/2"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "ISAC Daniel",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 1000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "1001.297.940",
    "name_full": "ISAC BUILDING",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-10-16",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van kantoorgebouwen41202Algemene bouw van andere niet-residentiële gebouwen41203Logistieke diensten52250Overige vervoerondersteunende activiteiten52290Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameNL ISAC BUILDING
Registered office
Lt. Graffplein 15
1780 Wemmel, Belgium
Registration history
  1. 07-05-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative