Skip to content

ISAC BUILDING

Active
Private limited companyfounded 20232 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 1001.297.940
Summary

The computed 12-month bankruptcy probability of ISAC BUILDING is 22.4% (high). The 2024 annual accounts show equity of €78,117 and a net result of €78,117. Its solvency ranks better than 78% of 9971 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch ReportCompare
ISAC BUILDINGActiveChecked score 19/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
Size
€113,675total assets 2024
Equity
€78,117
Profit
€78,117
Turnover not published (abridged schema)
Financial health
19 Critical Checked score 2024
Bankruptcy chance 12 m
22.4%
Structure
Accounts filed 284 d late1 of 2 deeds read
Why 19- 1 financial year not filed after the legal deadline; latest accounts 284 days late; 1 of the last 3 late- 1 change of registered office in 24 months- Figures for FY 2024 (filed 16-05-2026)+ Liquidity: current ratio 3.20, cash €84,953Show the evidence

Checked score

Score 2024
19 / 100
Critical
Probability in this band: over 15.0%
Better than 86% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength
Strong
Solvency 94
equity 68.7% of total assets
Liquidity 87
short-term debt 31.3% · cash 74.7%
Profitability 100
return on assets 68.7%
Bankruptcy probability, 12 months
22.4% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,187 companies)
Last 24 months 11-2024: 6.0%lowest value 12-2024: 6.1%▲ +2.3% vs 11-2024 01-2025: 6.2%▲ +1.7% vs 12-2024 02-2025: 6.9%▲ +11.2% vs 01-2025 03-2025: 6.9%▲ +0.4% vs 02-2025 04-2025: 7.5%▲ +8.5% vs 03-2025 05-2025: 8.2%▲ +8.8% vs 04-2025 06-2025: 14.4%▲ +76.6% vs 05-2025 07-2025: 14.0%▼ -2.9% vs 06-2025 08-2025: 13.9%▼ -0.9% vs 07-2025 09-2025: 14.8%▲ +6.5% vs 08-2025 10-2025: 15.1%▲ +2.0% vs 09-2025 11-2025: 15.1%▲ +0.3% vs 10-2025 12-2025: 15.1%● 0.0% vs 11-2025 01-2026: 15.1%● 0.0% vs 12-2025 02-2026: 15.1%● 0.0% vs 01-2026 03-2026: 15.1%● 0.0% vs 02-2026 04-2026: 15.1%● 0.0% vs 03-2026 05-2026: 22.9%▲ +51.2% vs 04-2026highest value 06-2026: 12.7%▼ -44.5% vs 05-2026 07-2026: 12.9%▲ +1.3% vs 06-2026 08-2026: 15.8%▲ +22.4% vs 07-2026 09-2026: 16.0%▲ +1.7% vs 08-2026 10-2026: 22.4%▲ +39.7% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 284 days late; 1 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 3.20, cash €84,953 lowers the probability
  • Figures for FY 2024 (filed 16-05-2026) raises the probability
No credit on open account
Liquidity ample (current ratio 3.2; short-term debt: 31.3% and cash: 74.7% of total assets), and 31.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 78%, liquidity 88%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 284 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 3.20, cash €84,953
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 16-05-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-05-2026, 284 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
284 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 284 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Address struckKBO administration

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 284 d View
  • Positive: Among the best 6% on net resultsector median €7,819 · 9,959 companies €78,117 View
  • Total assets 2024first fiscal year filed €113,675 View

By topic

Financials

Fiscal year
2024
Total assets
€113,675
Profit
€78,117
Solvency
68.7%
Go to Financials

Timeline

Events
3
Since
2025
  1. 12-05-2026Registered office
  2. 11-05-2026Annual accounts filed
  3. 07-05-2025Address struck
Go to Timeline

Company details

Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
17-10-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure