Active BE 0478.659.762Private limited company

ISABEL & KJELL

Spoorwegstraat 1 ·2550 Kontich, Belgium· 23 yrs active

Sector: Detailhandel in brood en banketbakkerswerk (koude bakkers) (47241)

Conclusion Checked

The computed 12-month bankruptcy probability of ISABEL & KJELL is 0.6% (low). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	23 yrs
Board	2
Locations	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2002, 23 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2025	micro	03-03-2026	2026-00047609
31-12-2024	micro	20-06-2025	2025-00158353
31-12-2023	micro	10-06-2024	2024-00118528
31-12-2022	micro	14-06-2023	2023-00125080
31-12-2021	micro	15-06-2022	2022-20075305
31-12-2020	micro	07-06-2021	2021-18500559
31-12-2019	micro	03-06-2020	2020-14500205
31-12-2018	micro	21-06-2019	2019-21800047
31-12-2017	verkort	18-06-2018	2018-19700344
31-12-2016	verkort	20-07-2017	2017-34800380

Directors & mandates 2 directors

Current directors & mandates

DE VOS Isabel
Director
State Gazette act 23461396 (18-12-2023)

Current
07-12-2023 → present
SATERDAG Kjell Franc
Director
State Gazette act 23461396 (18-12-2023)

Current
07-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Detailhandel in brood en banketbakkerswerk (koude bakkers)(47241)
Legal form	Private limited company(610)
Incorporation	25-10-2002
Status	Active
Postal code	2550

Establishment units 1 location

Luverco

Spoorwegstraat 1 3, 2550 KontichKleinhandel in brood en banketbakkerswerk

since 20032.131.467.508

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11024B0322/00L005	Flanders	123 m²	1 · 76 m²	14.6 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

03-03-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

20-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

18-12-2023

State Gazette act Director changes

VAN RIET Stéphanie

14-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

15-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

07-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

03-06-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

21-06-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

18-06-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

20-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

18-12-2023 2 directors appointed Director changes·VAN RIET Stéphanie

DE VOS Isabel, Bestuurder
SATERDAG Kjell Franc, Bestuurder

Notary: VAN RIET Stéphanie · Londerzeel

Original publication ↗

Technical details

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      },
      "reason": null,
      "subkind": "renewal",
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    },
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      "evidence_quote": "De algemene vergadering verleent volledige en algehele kwijting aan de ontslagnemende zaakvoerders voor de uitoefening van hun mandaat.",
      "decharge_status": "granted",
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    {
      "kind": "substantive_delegation",
      "role": null,
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        "kbo": "0478.708.856",
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      },
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      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": "VAN RIET St\u00E9phanie",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Londerzeel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-18",
    "filing_date": "2023-12-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "algemene_vergadering",
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      "body": "algemene_vergadering",
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    },
    {
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    {
      "body": "algemene_vergadering",
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    },
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  "is_correction": false,
  "subject_company": {
    "kbo": "0478.659.762",
    "name_full": "ISABEL \u0026 KJELL",
    "legal_form": "BV"
  },
  "publication_proxy": {
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  "co_filed_documents": [],
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}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in brood-, banketbakkerswerk en suikerwerk52240

Primary activity highlighted.

Names & trade names

Legal nameNL

ISABEL & KJELL

Registered office

Spoorwegstraat 1

2550 Kontich, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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