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Active
BE 0789.455.779Private limited company
ISA CONSTRUCT
Parmastraat 60 ·1060 Sint-Gillis (bij-Brussel), Belgium· 3 yrs active
Sector: Specialised construction
(43120)
Conclusion
The computed 12-month bankruptcy probability of ISA CONSTRUCT is 4.8% (elevated). The 2024 annual accounts show equity of €28k and a net result of €17k. Its solvency ranks better than 15% of 11048 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €28k |
| Net result | €17k |
| Better than sector | 15% |
| Active | 3 yrs |
Snowflake analysis
72
/ 100
Strong profile, led by profitability.
Health
68
Profitability
100
Solvency
19
Growth
78
Stability
94
Bankruptcy probability (12 mo)
4.8%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
68
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 8.9% | 40.9% | |
| Net result | €17k | €11k | |
| Equity | €28k | €34k | |
| Gross operating margin | €16k | €35k | |
| Total assets | €316k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€12k
-
-23% vs sector
€17k
+112.0%
far above sector median
€9k
-
-28% vs sector
€316k
+5.8%
+200% vs sector
€28k
+154.6%
-48% vs sector
€28k
+154.6%
-41% vs sector
€4k
+85.2%
far above sector median
€288k
+0.1%
far above sector median
€288k
+0.1%
far above sector median
1.10
+5.7%
-44% vs sector
1.10
+5.7%
-35% vs sector
8.9%
+140.5%
-87% vs sector
10.23
-60.7%
far above sector median
60.7%
-16.7%
far above sector median
5.4%
+100.3%
far above sector median
34.65
-
+27% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €17k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €316k |
| Equity | €28k |
| Debt | €288k |
| of which ≤ 1y | €288k |
| of which > 1y | - |
| Working capital | €28k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.10 |
| Quick ratio | 1.10 |
| Working capital ratio | 8.9% |
| Solvency | 8.9% |
| Debt / equity | 10.23 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 5.4% |
| ROE | 60.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €316k |
| Current assets | 29/58 | €316k |
| Amounts receivable within one year | 40/41 | €154k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €316k |
| Equity | 10/15 | €28k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €25k |
| Amounts payable | 17/49 | €288k |
| Amounts payable within one year | 42/48 | €288k |
| Trade debts payable within one year | 44 | €281k |
| Income statement | ||
| Gross operating margin | 9900 | €16k |
| Operating result | 9901 | €15k |
| Financial income | 75 | €8k |
| Financial charges | 65 | €970 |
| Result before taxes | 9903 | €21k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €17k |
| Result to be appropriated | 9905 | €17k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Specialised construction(43120) |
| Legal form | Private limited company(610) |
| Incorporation | 08-08-2022 |
| Status | Active |
| Postal code | 1060 |
Establishment units
ISA CONSTRUCT
since 20222.334.142.474
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0312/00E013 | Brussels | 89 m² | 1 · 87 m² | 21.7 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
25-09-2025
NBB filing
Annual accounts filed
2024
11-06-2024
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Gevelreiniging43992Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
| Legal nameFR | ISA CONSTRUCT |
Registered office
Parmastraat 60
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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