Active BE 0764.521.732Private limited companyOpen bankruptcy

Irina Clothes

Rue Gilles Magnée 172 ·4430 Ans, Belgium· 5 yrs active

Sector: Groothandel in weefsels, stoffen en fournituren (46411)

Conclusion Checked

A bankruptcy procedure is open for Irina Clothes according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €42k and a net result of €35k.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€42k
Net result	€35k
Staff (FTE)	1.1
Better than sector	49%

Snowflake analysis 4 of 5 axes measured · computed by Checked

36 / 100

Fragile profile, watch stability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 8

Profitability 100

Solvency 38

Growth -

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

8 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 13-09-2023 with the NBB · fiscal year 2022 · micro

Sector comparison

Fiscal year 2022 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	23.9%	25.1%	better than 49% of 2364 sector peers
Net result	€35k	€4k	better than 82% of 2365 sector peers
Equity	€42k	€21k	better than 65% of 2371 sector peers
Gross operating margin	€78k	€18k	better than 81% of 2357 sector peers
Staff costs	€24k	€28k	higher than 46% of 637 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€51k
Net profit	€35k
Cash flow	€38k
Staff costs	€24k
Income taxes	€11k
Dividends	-
Total assets	€177k
Equity	€42k
Debt	€134k
of which ≤ 1y	€134k
of which > 1y	-
Working capital	€20k
Employees (FTE)	1.1

Ratios (computed)

	2022
Current ratio	1.15
Quick ratio	1.04
Working capital ratio	11.6%
Solvency	23.9%
Debt / equity	3.18
Long-term debt ratio	-
Interest coverage	23.14
Gross margin	-
Net margin	-
ROA	19.9%
ROE	83.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €22k · 12.4% Current assets €155k · 87.6%

Equity & liabilities

Equity €42k · 24.0% Debt €134k · 76.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€177k
Fixed assets	21/28	€22k
Intangible fixed assets	21	€7k
Tangible fixed assets	22/27	€15k
Financial fixed assets	28	€200
Current assets	29/58	€155k
Stocks & contracts in progress	3	€15k
Amounts receivable within one year	40/41	€98k
Cash & bank	54/58	€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€177k
Equity	10/15	€42k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€32k
Amounts payable	17/49	€134k
Amounts payable within one year	42/48	€134k
Trade debts payable within one year	44	€53k
Income statement
Gross operating margin	9900	€78k
Operating result	9901	€48k
Financial income	75	€58
Financial charges	65	€2k
Result before taxes	9903	€46k
Income taxes	67/77	€11k
Net result for the period	9904	€35k
Result to be appropriated	9905	€35k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Cutillo Consiglia
Delegate
State Gazette act 23029347 (28-02-2023)

Current
14-02-2023 → present

Former directors (1)

Heinrichs Pierre
Delegate
State Gazette act 23029347 (28-02-2023)

Former
- → 14-02-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	OLIVIER GUSTINE RUE EMILE DELPEREE 5, 4500 HUY	29-04-2024 → present	Belgian State Gazette

Legal Structure

NACE primary	Groothandel in weefsels, stoffen en fournituren(46411)
Legal form	Private limited company(610)
Incorporation	02-03-2021
Status	Active
Postal code	4430
First BS signal	12-06-2024
Latest BS signal	12-06-2024

Establishment units 1 location

Irina Clothes

Rue Gilles Magnée 172, 4430 AnsHandelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren

since 20212.318.490.535

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62003A0042/00L046	Wallonia	9,507 m²	1 · 4,203 m²	18.6 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

12-06-2024

Bankruptcy Opening

Tribunal de l’entreprise de Liège, division Liège · IRINA CLOTHES SRL RUE GILLES MAGNEE 172, 4430 ANS · event 29-04-2024

2023

13-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

28-02-2023

State Gazette act Director changes

Lifecycle & Insolvency Signals 1 events

12-06-2024

Bankruptcy Opening

Date: 29-04-2024 · Tribunal de l’entreprise de Liège, division Liège · IRINA CLOTHES SRL RUE GILLES MAGNEE 172, 4430 ANS · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

28-02-2023 1 director appointed, 1 resigning Director changes

Cutillo Consiglia, Gedelegeerd bestuurder
Heinrichs Pierre, Gedelegeerd bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Groothandel in weefsels, stoffen en fournituren46411Groothandel in weefsels, stoffen en fournituren46411Groothandel in kledingaccessoires46424Groothandel in kledingaccessoires46424Groothandel in schoeisel46425Groothandel in schoeisel46425Overige niet-gespecialiseerde detailhandel47120Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722Detailhandel via postorderbedrijven of via internet47910

Primary activity highlighted.

Names & trade names

Legal nameFR

Irina Clothes

Registered office

Rue Gilles Magnée 172

4430 Ans, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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