IR. ARCHITECT IGNACE VERMEERSCH
ActiveThe annual accounts of IR. ARCHITECT IGNACE VERMEERSCH for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €40k and a net result of €-86k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 19% of 9460 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-40
Solvency41▼-20
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.84 against 1.28 in 2024; short-term debt: 66.4% and cash: 9% of total assets), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.7%
Return on assets
-33.7%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-86k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
4 d early
2022
28 d early
2021
26 d early
2020
12 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 68.2%
2024 · €126k
2019: €121k
2020: €96k
2021: €117k
2022: €125k
2023: €131k
2024: €126k
2019 → 2025
Total assets
€255k▼ 27.8%
2024 · €353k
2019: €268k
2020: €283k
2021: €295k
2022: €240k
2023: €303k
2024: €353k
2019 → 2025
Net result
€-86k▼ 1,483%
2024 · €-5k
2019: €-913
2020: €-24k
2021: €21k
2022: €8k
2023: €26k
2024: €-5k
2019 → 2025
Working capital
€-27k
2024 · €52k
2019: €113k
2020: €87k
2021: €112k
2022: €124k
2023: €141k
2024: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€125k▲ 6.9%€131k▲ 4.9%€126k▼ 4.1%€40k▼ 68.2%
Operating result€26k-€14k▼ 45.5%€42k▲ 199%€2k▼ 94.7%€-76k
Net result€21k-€8k▼ 61.6%€26k▲ 225%€-5k€-86k▼ 1,483%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €76k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€112k▼ 1.3%
Current assets
€143k▼ 40.3%
Equity and liabilities €255k
Equity
€40k▼ 68.2%
Debt
€215k▼ 5.3%
The debt ratio rises from 64.3% to 84.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-71k▼
2024 · €18k
Cash flow
€-81k▼
2024 · €11k
Solvency
15.7%▼
2024 · 35.7%
Current ratio
0.84▼
2024 · 1.28
Quick ratio
0.84▼
2024 · 1.28
Debt / equity
5.36▲
2024 · 1.80
ROE
-214.3%▼
2024 · -4.3%
ROA
-33.7%▼
2024 · -1.5%
Interest coverage
-6.84▼
2024 · 2.75
Debt
€215k▼
2024 · €227k
Debt ≤ 1 year
€169k▼
2024 · €187k
Debt > 1 year
€45k▲
2024 · €40k
Income taxes
€129▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€255k▼
Fixed assets21/28€114k€112k▼
Tangible fixed assets22/27€114k€111k▼
Land and buildings22€100k€100k=
Plant, machinery and equipment23€12k€7k▼
Furniture and vehicles24€1k€4k▲
Financial fixed assets28-€760
Current assets29/58€239k€143k▼
Amounts receivable within one year40/41€86k€59k▼
Trade receivables40€75k€50k▼
Other amounts receivable41€11k€9k▼
Current investments50/53€42k€45k▲
Cash at bank and in hand54/58€88k€23k▼
Deferred charges and accrued income490/1€23k€16k▼
Equity and liabilities
Total equity and liabilities10/49€353k€255k▼
Equity10/15€126k€40k▼
Contributions10/11€60k€60k=
Reserves13€71k€71k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€-5k€-91k▼
Amounts payable17/49€227k€215k▼
Amounts payable after more than one year17€40k€45k▲
Financial debts170/4€40k€45k▲
Amounts payable within one year42/48€187k€169k▼
Current portion of amounts payable after more than one year42-€500
Financial debts43€4k€4k▲
Credit institutions430/8€4k€4k▲
Trade debts44€36k€29k▼
Suppliers440/4€36k€29k▼
Taxes, remuneration and social security45€2k€2k=
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€145k€134k▼
Accrued charges and deferred income492/3€126-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€5k▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€20k€-66k▼
Operating profit (loss)9901€2k€-76k▼
Financial income75/76B€1k€867▼
Recurring financial income75€1k€867▼
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€-3k€-86k▼
Income taxes67/77€2k€129▼
Profit (loss) for the period9904€-5k€-86k▼
Profit (loss) for the period to be appropriated9905€-5k€-86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-91k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-86k
Net result drops to €-86k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €26k ▲225%
Operating result €42k, net result €26k, both a record.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
31-03
Financial
Equity above €100kEq €117k ▲21.7%
Equity rises from €96k to €117k.
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornplasstraat 1239031 GentGround area
3,031 m²
Building footprint
324 m²
Volume, LiDAR
1,713 m³
Parcel 44017C0052/00G000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ir. Architect Ignace Vermeersch
since 20102.192.995.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0052/00G000 | Flanders | 3,031 m² | 1 · 324 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755002G2VB6AHZE6O05
Similar companies · same sector, comparable size
PIETER VERCAMPT
BE 0740.829.382
Antwerpen · Eq €40k
STUMANS ARCHITECTURE
BE 0717.833.355
Mons · Eq €40k
Sillage
BE 1007.587.401
Seneffe · Eq €40k
platform architectuur
BE 0782.292.132
Gent · Eq €40k
BAST architects & engineers
BE 0527.921.312
Gent · Eq €40k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-10-2010
Fiscal year end31-03
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.