Sillage
ActiveSummary
Sillage has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €17k. Its solvency ranks better than 20% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-10
Solvency43=
Growth52
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.5 in 2024; short-term debt: 10.9% and cash: 5.7% of total assets), but 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
7.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
53 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 70.5%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€222k▲ 68.6%
2024 · €132k
2024: €132k
2024 → 2025
Net result
€17k▼ 19.2%
2024 · €21k
2024: €21k
2024 → 2025
Working capital
€13k▲ 39.3%
2024 · €9k
2024: €9k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€40k▲ 70.5%
Operating result€30k-€23k▼ 22.4%
Net result€21k-€17k▼ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€184k ▲ 78.5%
Current assets
€38k ▲ 32.4%
Equity and liabilities €222k
Equity
€40k ▲ 70.5%
Debt
€182k ▲ 68.2%
Debt's share of the balance-sheet total falls from 82.1% to 81.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▲
2024 · €33k
Cash flow
€33k▲
2024 · €24k
Current ratio
1.54▲
2024 · 1.50
Debt to equity
4.53▼
2024 · 4.59
ROE
41.4%▼
2024 · 87.2%
ROA
7.5%▼
2024 · 15.6%
Interest coverage
8.47▼
2024 · 77.35
Debt ≤ 1 year
€24k▲
2024 · €19k
Debt > 1 year
€156k▲
2024 · €89k
Income taxes
€2k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€132k€222k▲
Fixed assets21/28€103k€184k▲
Tangible fixed assets22/27€103k€184k▲
Land and buildings22€64k€61k▼
Plant, machinery and equipment23€32k€84k▲
Furniture and vehicles24€7k€39k▲
Financial fixed assets28-€58
Current assets29/58€28k€38k▲
Amounts receivable within one year40/41€15k€23k▲
Trade receivables40€6k€22k▲
Other amounts receivable41€9k€396▼
Cash at bank and in hand54/58€13k€13k▼
Deferred charges and accrued income490/1€713€2k▲
Equity and liabilities
Total equity and liabilities10/49€132k€222k▲
Equity10/15€24k€40k▲
Contributions10/11€3k€3k=
Reserves13€21k€37k▲
Distributable reserves133€21k€37k▲
Amounts payable17/49€108k€182k▲
Amounts payable after more than one year17€89k€156k▲
Financial debts170/4€89k€156k▲
Amounts payable within one year42/48€19k€24k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€445€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€17k▲
Other operating charges640/8€394€1k▲
Gross operating margin9900€33k€41k▲
Operating profit (loss)9901€30k€23k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€425€5k▲
Recurring financial charges65€425€5k▲
Profit (loss) for the period before taxes9903€29k€18k▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€21k€17k▼
Profit (loss) for the period to be appropriated9905€21k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€17k▼
Transfer to equity691/2€21k€17k▼
To other reserves6921€21k€17k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Samme 27181 SeneffeGround area
649 m²
Building footprint
96 m²
Parcel 52003A0198/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Sillage
since 20242.357.912.127
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003A0198/00B000 | Wallonia | 649 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUMANS ARCHITECTURE
BE 0717.833.355
Mons · Eq €40,097
PIETER VERCAMPT
BE 0740.829.382
Antwerpen · Eq €40,067
IR. ARCHITECT IGNACE VERMEERSCH
BE 0830.642.375
Gent · Eq €40,064
A1-PROJECTS
BE 0876.449.834
Lier · Eq €40,174
platform architectuur
BE 0782.292.132
Gent · Eq €40,024
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ab.bricout@gmail.com
Phone:+32496917881