Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
Short-term debts fell from €6,023 to €4,301.
Less equity than 92% of companies in legal and accounting. Sector median €129,332 · 494 companies.
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 50% of them on solvency, 73% on liquidity, 4% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,145 companies had the same profile as Iplex has now. Each dot stands for 6 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Iplex itself is lower: < 0.1% within 12 months. It rests on far more data about Iplex than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for Iplex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.35 (3.57 in 2025), above the usual 1.5. Short-term debt is 37.9% and cash 61.5% of total assets. 46.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Iplex Dilbeek | €11,351 | -€240 | 53.5% | - |
| JURIVIA Comblain-au-Pont | €7,854 | €274 | 69.5% | - |
| ARCADIA INSIGHT Court-Saint-Etienne | €8,681 | -€5,842 | 28.4% | - |
| LEGITY Brussels | €12,890 | -€23,008 | -134.8% | - |
| SKOMITARI Nivelles | €18,445 | -€5,999 | 6.7% | - |
| LegalMatters Brussels | €15,022 | -€5,846 | 77.7% | - |
| Evoli Sint-Martens-Latem | €6,428 | -€14,190 | -333.4% | - |
These companies have the same main activity as Iplex: other legal services (NACE 69109). They are comparable in size and age: total assets between €6,430 and €18,400, founded between 2023 and 2024.
Iplex has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €6,070 and a net result of -€643.
Its solvency ranks better than 41% of 494 sector peers (NACE 69, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 28% of 15,828 companies in 2025.
Higher than 68% of 15,600 companies in 2025.
Higher than 56% of 15,717 companies in 2025.
| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
11,351 | 21,506 | |
20 |
- | 0 | |
21/28 |
1,230 | - | |
22/27 |
1,230 | - | |
24 |
1,230 | - | |
29/58 |
10,121 | 21,506 | |
40/41 |
2,755 | 364 | |
40 |
1,769 | - | |
41 |
986 | 364 | |
54/58 |
6,983 | 21,142 | |
490/1 |
383 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
11,351 | 21,506 | |
10/15 |
6,070 | 6,713 | |
10/11 |
2,000 | 2,000 | |
14 |
4,070 | 4,713 | |
17/49 |
5,281 | 14,793 | |
42/48 |
4,301 | 6,023 | |
44 |
2,994 | 4,699 | |
440/4 |
2,994 | 4,699 | |
45 |
253 | 1,266 | |
450/3 |
253 | 1,266 | |
47/48 |
1,054 | 58 | |
492/3 |
980 | 8,770 | |
| Income statement | |||
9900 |
-240 | 7,742 | |
630 |
98 | 1,620 | |
640/8 |
- | 50 | |
9901 |
-338 | 6,072 | |
75/76B |
344 | 94 | |
75 |
344 | 94 | |
65/66B |
396 | 187 | |
65 |
396 | 187 | |
9903 |
-390 | 5,979 | |
67/77 |
253 | 1,266 | |
9904 |
-643 | 4,713 | |
9905 |
-643 | 4,713 | |
| Appropriation of the result | |||
9906 |
4,070 | 4,713 | |
14P |
4,713 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 30-10-2026.
| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| -240 | 7,692 | ||
| -545 | 6,332 | ||
| 1,328 | - | ||
| -14,159 | - | ||
| 5,819 | 15,483 | ||
| 53.5% | 31.2% | ||
| 2.35 | 3.57 | ||
| 0.87 | 2.20 | ||
| -10.6% | 70.2% | ||
| -5.7% | 21.9% | ||
| -0.61 | 41.17 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-03-2026 | 31-03-2025 |
|---|---|---|
| Tangible fixed assets | €1,328 | - |
| €98 | €1,620 |
Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)
The operating result for 2026 is a loss of €338, after a profit of €6,072 in 2025.
Debt's share of the balance-sheet total falls from 68.8% to 46.5%. Equity and debt are lower.
Iplex has no parent and no holdings in its annual accounts. SHCHICHKA Alissia Alekseevna is the only director. Iplex shares no director with another company.
Deadline for the 2027 accounts: 31-10-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Iplex was incorporated on 8 October 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 SHCHICHKA Alissia Alekseevna is director of the company, appointed by deed of 10-10-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2026.3
| Establishment | Since | Unit number |
|---|---|---|
| Iplex SRL registered office Petrus Bayensstraat 23, 1702 Dilbeek | 08-10-2024 | 2.368.398.124 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23026B0118/00N000 | 185 m² | 1 · 73 m² | 7.5 m |
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