ARCADIA INSIGHT
ActiveThe annual accounts of ARCADIA INSIGHT for fiscal year 2025 show a net loss of 74% of total assets and of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-6k. Equity is growing by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 12690 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-98
Solvency53▼-26
Growth52▼-26
Track record82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.32 against 3.15 in 2024; short-term debt: 40.5% and cash: 46.7% of total assets), but 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
-74.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
21 d late
2024
77 d early
2023
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€68k
EBIT margin
18.0%
Net result
€-6k
2024 · €9k
2023: €-5
2024: €9k
2023 → 2025
Working capital
€5k▼ 57.3%
2024 · €11k
2023: €-895
2024: €11k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€68k
Equity€-4-€9k€2k▼ 72.4%
Operating result€-5-€12k€-7k
Net result€-5-€9k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9k
Equity
€2k▼ 72.4%
Provisions
€3k=
Debt
€4k▼ 30.3%
The debt ratio rises from 30.3% to 40.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €12k
Cash flow
€-6k▼
2024 · €9k
Solvency
28.4%▼
2024 · 53.5%
Current ratio
2.32▼
2024 · 3.15
Quick ratio
2.32▼
2024 · 3.15
Debt / equity
1.43▲
2024 · 0.57
ROE
-261.7%▼
2024 · 100.0%
ROA
-74.4%▼
2024 · 53.6%
Interest coverage
-33.38▼
2024 · 87.66
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€9k▼
Formation expenses20€712€533▼
Fixed assets21/28€56-
Financial fixed assets28€56-
Current assets29/58€16k€8k▼
Amounts receivable within one year40/41€5k€4k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€11k€4k▼
Equity and liabilities
Total equity and liabilities10/49€17k€9k▼
Equity10/15€9k€2k▼
Contributions10/11€1€1=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€4k€-3k▼
Provisions and deferred taxes16€3k€3k=
Provisions for liabilities and charges160/5€3k€3k=
Environmental obligations163€3k€3k=
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Income statement
Code20242025
Turnover70€68k-
Goods, raw materials, services and sundry goods60/61€52k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€179€179=
Provisions for liabilities and charges: additions (uses and reversals)635/8€3k-
Other operating charges640/8€387-
Non-recurring operating charges66A€100€500▲
Gross operating margin9900€16k€-6k▼
Operating profit (loss)9901€12k€-7k▼
Financial income75/76B€160€254▲
Recurring financial income75€160€254▲
Financial charges65/66B€141€190▲
Recurring financial charges65€141€190▲
Profit (loss) for the period before taxes9903€12k€-6k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€9k€-6k▼
Profit (loss) for the period to be appropriated9905€9k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-3k▼
Profit (loss) brought forward from the previous period14P€-5€4k▲
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-6k ▼172%
Net result drops to €-6k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity times 2824current ratio 3.15
Current ratio from 0.00 to 3.15.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Combattants 1241490 Court-Saint-EtienneGround area
8,129 m²
Building footprint
234 m²
Volume, LiDAR
2,733 m³
Parcel 25023H0248/00Y003, Wallonia · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARCADIA INSIGHT
since 20232.355.627.776
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0248/00Y003 | Wallonia | 8,129 m² | 1 · 233 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2023
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:alicia.vanwemmel@gmail.com
Phone:+32498835935
Phone:0498835935