IP CONSULTANCY
ActiveSummary
IP CONSULTANCY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €10k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▲+4
Solvency35▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.69 in 2024; short-term debt: 37.9% and cash: 26.6% of total assets), and 89.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.2%
Return on assets
3.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8692 sector peers (2025).
NBB · sector comparisonPosition among 8692 sector peers
Solvency
better than 15%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
35 d early
2022
87 d early
2021
61 d early
2020
19 d late
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€34k▲ 43.6%
2024 · €23k
2018: €41k
2019: €42k▲ +2.7% vs 2018highest in 8 years
2020: €30k▼ -28.6% vs 2019
2021: €30k▲ +0.2% vs 2020
2022: €28k▼ -7.1% vs 2021
2023: €15k▼ -44.8% vs 2022lowest in 8 years
2024: €23k▲ +52.0% vs 2023
2025: €34k▲ +43.6% vs 2024
2018 → 2025
Total assets
€328k▼ 3.0%
2024 · €339k
2018: €414k
2019: €441k▲ +6.5% vs 2018highest in 8 years
2020: €396k▼ -10.1% vs 2019
2021: €389k▼ -2.0% vs 2020
2022: €380k▼ -2.1% vs 2021
2023: €354k▼ -7.0% vs 2022
2024: €339k▼ -4.3% vs 2023
2025: €328k▼ -3.0% vs 2024lowest in 8 years
2018 → 2025
Net result
€10k▲ 27.4%
2024 · €8k
2018: €-21klowest in 8 years
2019: €1k▲ +105% vs 2018
2020: €-12k▼ -1206% vs 2019
2021: €55▲ +100% vs 2020
2022: €-2k▼ -3966% vs 2021
2023: €-12k▼ -484% vs 2022
2024: €8k▲ +164% vs 2023
2025: €10k▲ +27.4% vs 2024highest in 8 years
2018 → 2025
Working capital
€-32k▲ 21.2%
2024 · €-41k
2018: €-63klowest in 8 years
2019: €-45k▲ +29.0% vs 2018
2020: €-44k▲ +1.1% vs 2019
2021: €-44k▲ +0.1% vs 2020
2022: €-42k▲ +5.5% vs 2021
2023: €-52k▼ -24.7% vs 2022
2024: €-41k▲ +21.3% vs 2023
2025: €-32k▲ +21.2% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€28k▼ 7.1%€15k▼ 44.8%€23k▲ 52.0%€34k▲ 43.6%
2021: €30k
2022: €28k▼ -7.1% vs 2021
2023: €15k▼ -44.8% vs 2022lowest in 5 years
2024: €23k▲ +52.0% vs 2023
2025: €34k▲ +43.6% vs 2024highest in 5 years
Operating result€6k-€10k▲ 64.6%€-8k€14k€16k▲ 16.1%
2021: €6k
2022: €10k▲ +64.6% vs 2021
2023: €-8k▼ -179% vs 2022lowest in 5 years
2024: €14k▲ +268% vs 2023
2025: €16k▲ +16.1% vs 2024highest in 5 years
Net result€55-€-2k€-12k▼ 484%€8k€10k▲ 27.4%
2021: €55
2022: €-2k▼ -3966% vs 2021
2023: €-12k▼ -484% vs 2022lowest in 5 years
2024: €8k▲ +164% vs 2023
2025: €10k▲ +27.4% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€236k ▼ 4.9%
Current assets
€92k ▲ 2.2%
Equity and liabilities €328k
Equity
€34k ▲ 43.6%
Debt
€295k ▼ 6.5%
Debt's share of the balance-sheet total falls from 93.1% to 89.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €27k
Cash flow
€23k▲
2024 · €22k
Current ratio
0.74▲
2024 · 0.69
Debt to equity
8.78▼
2024 · 13.48
ROE
30.4%▼
2024 · 34.2%
ROA
3.1%▲
2024 · 2.4%
Interest coverage
5.22▲
2024 · 4.80
Debt ≤ 1 year
€124k▼
2024 · €131k
Debt > 1 year
€170k▼
2024 · €182k
Income taxes
€700▲
2024 · €545
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€339k€328k▼
Fixed assets21/28€248k€236k▼
Tangible fixed assets22/27€156k€144k▼
Plant, machinery and equipment23€59€0▼
Furniture and vehicles24€571€514▼
Other tangible fixed assets26€156k€144k▼
Financial fixed assets28€92k€92k=
Current assets29/58€90k€92k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€455€2k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€73k€87k▲
Deferred charges and accrued income490/1€15k€766▼
Equity and liabilities
Total equity and liabilities10/49€339k€328k▼
Equity10/15€23k€34k▲
Contributions10/11€19k€19k=
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-38k€-28k▲
Amounts payable17/49€315k€295k▼
Amounts payable after more than one year17€182k€170k▼
Financial debts170/4€182k€170k▼
Amounts payable within one year42/48€131k€124k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€14€179▲
Suppliers440/4€14€179▲
Taxes, remuneration and social security45€0€5k▲
Taxes450/3€0-
Remuneration and social security454/9-€5k
Other amounts payable47/48€120k€108k▼
Accrued charges and deferred income492/3€2k€87▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€30k€31k▲
Operating profit (loss)9901€14k€16k▲
Financial income75/76B€730€668▼
Recurring financial income75€730€668▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€9k€11k▲
Income taxes67/77€545€700▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-28k▲
Profit (loss) brought forward from the previous period14P€-46k€-38k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €19k | €19k | €14k | €13k | ▼ 7.6% |
| Other operating charges640/8 | €906 | €4k | €2k | €2k | €2k | ▲ 2.3% |
| Gross operating margin9900 | €25k | €34k | €13k | €30k | €31k | ▲ 4.0% |
| Operating profit (loss)9901 | €6k | €10k | €-8k | €14k | €16k | ▲ 16.1% |
| Financial income75/76B | €0 | - | €58 | €730 | €668 | ▼ 8.5% |
| Recurring financial income75 | €0 | - | €58 | €730 | €668 | ▼ 8.5% |
| Financial charges65/66B | €6k | €12k | €4k | €6k | €5k | ▼ 4.3% |
| Recurring financial charges65 | €6k | €12k | €4k | €6k | €5k | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €55 | €-2k | €-12k | €9k | €11k | ▲ 27.5% |
| Income taxes67/77 | €0 | €483 | €47 | €545 | €700 | ▲ 28.6% |
| Profit (loss) for the period9904 | €55 | €-2k | €-12k | €8k | €10k | ▲ 27.4% |
| Profit (loss) for the period to be appropriated9905 | €55 | €-2k | €-12k | €8k | €10k | ▲ 27.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €389k | €380k | €354k | €339k | €328k | ▼ 3.0% |
| Fixed assets21/28 | €299k | €280k | €262k | €248k | €236k | ▼ 4.9% |
| Tangible fixed assets22/27 | €207k | €188k | €170k | €156k | €144k | ▼ 7.8% |
| Plant, machinery and equipment23 | €257 | €191 | €125 | €59 | €0 | ▼ 100% |
| Furniture and vehicles24 | €15k | €8k | €2k | €571 | €514 | ▼ 9.9% |
| Other tangible fixed assets26 | €192k | €180k | €168k | €156k | €144k | ▼ 7.7% |
| Financial fixed assets28 | €92k | €92k | €92k | €92k | €92k | = |
| Current assets29/58 | €90k | €100k | €92k | €90k | €92k | ▲ 2.2% |
| Amounts receivable within one year40/41 | €3k | €13k | €2k | €2k | €4k | ▲ 73.8% |
| Trade receivables40 | €2k | €12k | €0 | €455 | €2k | ▲ 441% |
| Other amounts receivable41 | €727 | €1k | €2k | €2k | €2k | ▼ 13.0% |
| Cash at bank and in hand54/58 | €78k | €79k | €83k | €73k | €87k | ▲ 20.2% |
| Deferred charges and accrued income490/1 | €9k | €8k | €6k | €15k | €766 | ▼ 95.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €389k | €380k | €354k | €339k | €328k | ▼ 3.0% |
| Equity10/15 | €30k | €28k | €15k | €23k | €34k | ▲ 43.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €43k | €43k | €43k | €43k | €43k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €41k | €41k | €43k | €43k | €43k | = |
| Profit (loss) carried forward14 | €-32k | €-34k | €-46k | €-38k | €-28k | ▲ 26.5% |
| Amounts payable17/49 | €359k | €353k | €338k | €315k | €295k | ▼ 6.5% |
| Amounts payable after more than one year17 | €223k | €206k | €193k | €182k | €170k | ▼ 6.3% |
| Financial debts170/4 | €223k | €206k | €193k | €182k | €170k | ▼ 6.3% |
| Amounts payable within one year42/48 | €134k | €142k | €143k | €131k | €124k | ▼ 5.1% |
| Current portion of amounts payable after more than one year42 | €16k | €16k | €13k | €11k | €11k | ▲ 2.0% |
| Trade debts44 | €239 | €189 | €230 | €14 | €179 | ▲ 1,197% |
| Suppliers440/4 | €239 | €189 | €230 | €14 | €179 | ▲ 1,197% |
| Taxes, remuneration and social security45 | €2k | €3k | €2k | €0 | €5k | - |
| Taxes450/3 | €2k | €3k | €2k | €0 | - | - |
| Remuneration and social security454/9 | - | - | - | - | €5k | - |
| Other amounts payable47/48 | €115k | €122k | €127k | €120k | €108k | ▼ 10.1% |
| Accrued charges and deferred income492/3 | €2k | €4k | €2k | €2k | €87 | ▼ 96.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55 | €-2k | €-12k | €8k | €10k | ▲ 27.4% |
| + Depreciation and write-downs630 | €18k | €19k | €19k | €14k | €13k | ▼ 7.6% |
| Operating cash flow (approximation) | €18k | €17k | €7k | €22k | €23k | ▲ 5.3% |
| Investment in fixed assets (approximation) | - | €-528 | €-1k | €0 | €-528 | - |
| Change in cash | - | €1k | €4k | €-11k | €15k | ▲ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €10k ▲27.4%
Operating result €16k, net result €10k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €55
Net result €55 after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2009
Ground area
1,839 m²
Building footprint
131 m²
Volume, LiDAR
775 m³
Parcel 12008B0421/00C000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ip consultancy
since 20092.181.405.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008B0421/00C000 | Flanders | 1,839 m² | 1 · 131 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.