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FAINGNAERT MANAGEMENT

Active
Private limited companyfounded 200818 yrs activeBergstraat(HSD) 30A, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0896.626.626

FAINGNAERT MANAGEMENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €226k and a net result of €22k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 74% of 104 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2026
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability77▼-18
Solvency95▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.61 in 2025; short-term debt: 22.5% and cash: 2.3% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
70%
Return on assets
6.7%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-08-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
64 d early
2025
32 d early
2024
42 d early
2023
14 d early
2022
24 d early
2021
9 d early
2020
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, abbreviated schema

Equity
€226k▲ 10.5%
2025 · €204k
2019: €120k 2020: €135k 2021: €106k 2022: €108k 2023: €121k 2024: €130k 2025: €204k
2019 → 2026
Total assets
€322k▼ 7.9%
2025 · €350k
2019: €305k 2020: €320k 2021: €310k 2022: €314k 2023: €297k 2024: €295k 2025: €350k
2019 → 2026
Net result
€22k▼ 70.8%
2025 · €74k
2019: €21k 2020: €15k 2021: €-30k 2022: €2k 2023: €13k 2024: €9k 2025: €74k
2019 → 2026
Working capital
€-26k▲ 45.5%
2025 · €-48k
2019: €-139k 2020: €-116k 2021: €-146k 2022: €-143k 2023: €-130k 2024: €-121k 2025: €-48k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252026Trend
Equity€108k-€121k▲ 12.2%€130k▲ 7.4%€204k▲ 56.4%€226k▲ 10.5%
Operating result€4k-€16k▲ 293%€16k▼ 2.8%€39k▲ 145%€37k▼ 3.9%
Net result€2k-€13k▲ 475%€9k▼ 32.0%€74k▲ 717%€22k▼ 70.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2022: €4k€4kNet result 2022: €2k€2kOperating result 2023: €16k€16kNet result 2023: €13k€13kOperating result 2024: €16k€16kNet result 2024: €9k€9kOperating result 2025: €39k€39kNet result 2025: €74k€74kOperating result 2026: €37k€37kNet result 2026: €22k€22k20222023202420252026
The operating result falls in 2026; 2026 is 4% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €322k
Fixed assets €276k▼ 0.1%
Current assets €46k▼ 37.1%
Equity and liabilities €322k
Equity €226k▲ 10.5%
Debt €97k▼ 33.8%
The debt ratio falls from 41.7% to 30.0%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€37k
2025 · €39k
Cash flow
€22k
2025 · €74k
Solvency
70.0%
2025 · 58.3%
Current ratio
0.64
2025 · 0.61
Quick ratio
0.64
2025 · 0.61
Debt / equity
0.43
2025 · 0.71
ROE
9.5%
2025 · 36.1%
ROA
6.7%
2025 · 21.0%
Interest coverage
6.98
2025 · 12.34
Debt
€97k
2025 · €146k
Debt ≤ 1 year
€72k
2025 · €122k
Debt > 1 year
€24k=
2025 · €24k
Income taxes
€10k
2025 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€350k€322k
Fixed assets21/28€276k€276k
Tangible fixed assets22/27€1k€1k
Other tangible fixed assets26€1k€1k
Financial fixed assets28€274k€274k=
Current assets29/58€74k€46k
Amounts receivable within one year40/41€16k€31k
Trade receivables40€16k€31k
Other amounts receivable41€0-
Cash at bank and in hand54/58€21k€7k
Deferred charges and accrued income490/1€37k€8k
Equity and liabilities
Total equity and liabilities10/49€350k€322k
Equity10/15€204k€226k
Contributions10/11€7k€7k=
Reserves13€198k€219k
Distributable reserves133€198k€219k
Amounts payable17/49€146k€97k
Amounts payable after more than one year17€24k€24k=
Other amounts payable178/9€24k€24k=
Amounts payable within one year42/48€122k€72k
Financial debts43€1k€1k
Credit institutions430/8€1k€1k
Trade debts44€4k€3k
Suppliers440/4€4k€3k
Taxes, remuneration and social security45€23k€12k
Taxes450/3€18k€12k
Remuneration and social security454/9€5k€0
Other amounts payable47/48€94k€56k
Income statement Code20252026
Non-recurring operating income76A€3k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195€195=
Other operating charges640/8€1k€1k
Gross operating margin9900€40k€38k
Operating profit (loss)9901€39k€37k
Financial income75/76B€53k€0
Recurring financial income75€53k€0
Financial charges65/66B€3k€5k
Recurring financial charges65€3k€5k
Profit (loss) for the period before taxes9903€89k€32k
Income taxes67/77€15k€10k
Profit (loss) for the period9904€74k€22k
Profit (loss) for the period to be appropriated9905€74k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€74k€22k
Transfer to equity691/2€74k€22k
To other reserves6921€74k€22k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
29-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Highest result since 2019net €74k ▲717%
Operating result €39k, net result €74k, both a record.
31-03
Financial Equity above €200kEq €204k ▲56.4%
4 profitable years in a row build equity to €204k.
2024
19-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
17-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
07-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
2021
22-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial Weakest financial yearnet €-30k ▼296%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2020
06-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
04-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergstraat(HSD) 30A9120 Beveren-Kruibeke-Zwijndrecht
Ground area
977 m²
Building footprint
171 m²
Volume, LiDAR
984 m³
Parcel 46009C0301/00L000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Faignaert Management bvba
Bergstraat(HSD) 30A, 9120 Beveren-Kruibeke-ZwijndrechtFinancial service activities, except insurance and pension funding
since 20082.171.362.915
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46009C0301/00L000 Flanders 977 m² 1 · 171 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,330 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-03-2008
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.