IONIA
ActiveIONIA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-32k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency13▼-3
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 0.98 in 2024), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
-5.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 10206 sector peers (2025).
NBB · sector comparisonPosition among 10206 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
22 d late
2022
31 d late
2021
26 d late
2020
10 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€29k▼ 52.5%
2024 · €61k
2018: €48k
2019: €51k
2020: €52k
2021: €53k
2022: €58k
2023: €60k
2024: €61k
2018 → 2025
Total assets
€541k▼ 33.1%
2024 · €808k
2018: €595k
2019: €708k
2020: €852k
2021: €874k
2022: €870k
2023: €1.11M
2024: €808k
2018 → 2025
Net result
€-32k
2024 · €51k
2018: €119k
2019: €118k
2020: €221k
2021: €189k
2022: €135k
2023: €182k
2024: €51k
2018 → 2025
Working capital
€-44k▼ 224%
2024 · €-13k
2018: €-23k
2019: €-3k
2020: €7k
2021: €10k
2022: €12k
2023: €-16k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€58k▲ 8.4%€60k▲ 3.1%€61k▲ 2.5%€29k▼ 52.5%
Operating result€205k-€160k▼ 22.1%€194k▲ 21.1%€71k▼ 63.5%€-26k
Net result€189k-€135k▼ 29.0%€182k▲ 35.2%€51k▼ 71.7%€-32k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €71k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €541k
Fixed assets
€73k▼ 2.7%
Current assets
€468k▼ 36.2%
Equity and liabilities €541k
Equity
€29k▼ 52.5%
Debt
€512k▼ 31.5%
The debt ratio rises from 92.4% to 94.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-11k▼
2024 · €86k
Cash flow
€-17k▼
2024 · €67k
Solvency
5.4%▼
2024 · 7.6%
Current ratio
0.91▼
2024 · 0.98
Quick ratio
0.66▼
2024 · 0.75
Debt / equity
17.56▲
2024 · 12.19
ROE
-110.4%▼
2024 · 84.0%
ROA
-5.9%▼
2024 · 6.4%
Interest coverage
-1.44▼
2024 · 4.74
Debt
€512k▼
2024 · €747k
Debt ≤ 1 year
€512k▼
2024 · €747k
Staff costs
€365k▼
2024 · €378k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€808k€541k▼
Fixed assets21/28€75k€73k▼
Tangible fixed assets22/27€75k€73k▼
Plant, machinery and equipment23€74k€72k▼
Furniture and vehicles24€1k€708▼
Financial fixed assets28€149€149=
Current assets29/58€733k€468k▼
Stocks and contracts in progress3€173k€133k▼
Stocks30/36€173k€133k▼
Amounts receivable within one year40/41€299k€25k▼
Trade receivables40-€1k
Other amounts receivable41€299k€24k▼
Cash at bank and in hand54/58€249k€310k▲
Deferred charges and accrued income490/1€12k-
Equity and liabilities
Total equity and liabilities10/49€808k€541k▼
Equity10/15€61k€29k▼
Contributions10/11€24k€24k=
Reserves13€37k€37k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14-€-32k
Amounts payable17/49€747k€512k▼
Amounts payable within one year42/48€747k€512k▼
Trade debts44€513k€467k▼
Suppliers440/4€513k€467k▼
Taxes, remuneration and social security45€52k€45k▼
Taxes450/3€7k-
Remuneration and social security454/9€45k€45k▼
Other amounts payable47/48€181k-
Income statement
Code20242025
Remuneration, social security and pensions62€378k€365k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€124k€86k▼
Gross operating margin9900€588k€440k▼
Operating profit (loss)9901€71k€-26k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€18k€8k▼
Recurring financial charges65€18k€8k▼
Profit (loss) for the period before taxes9903€56k€-32k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€51k€-32k▼
Profit (loss) for the period to be appropriated9905€51k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€-32k▼
Transfer to equity691/2€1k-
To other reserves6921€1k-
Profit to be distributed694/7€50k-
Directors or managers695€50k-
Social balance
Average headcount (FTE)90879.98.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-32k ▼162%
Net result drops to €-32k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
31-12
Financial
Highest result since 2018net €221k ▲88.2%
Operating result €244k, net result €221k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ridder van Ranstlei 32640 MortselGround area
2,763 m²
Building footprint
175 m²
Volume, LiDAR
2,048 m³
Parcel 11513C0026/00V002, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IONIA GROUP
since 20042.135.490.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0026/00V002 | Flanders | 2,763 m² | 1 · 175 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE CLERCQ - PEELMAN
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PINE HILLS
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LIERSE POORT
BE 0442.060.969
Mechelen · Eq €29k
FAMILY MART
BE 1003.232.396
Liège · Eq €29k
SABALLAN
BE 0802.095.176
Ganshoren · Eq €29k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2003
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.