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DESABO nv

Active
Public limited companyfounded 200421 yrs activeBruul 103, 2800 Mechelen, BelgiumKBO/BCE: BE 0870.956.466
Summary

DESABO nv has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €325,179 and a net result of €19,439. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 237 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47113Supermarkets NACE 47114
1 site
Size
€600,400total assets 2026
Staff
8.8 FTE
Equity
€325,179
Profit
€19,439
Financial health
91 Excellent Checked score 2026
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 30 d late0 of 4 deeds read
Why 91- Latest accounts 30 days late; 1 of the last 3 late+ Liquidity: current ratio 1.97, cash €155,468+ Founded in 2004+ Equity €325,179 (54.2% of total assets)Show the evidence

Checked score

Score 2026
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Strong
Solvency 79+3
equity 54.2% of total assets
Liquidity 60-8
short-term debt 45.8% · cash 25.9%
Profitability 51+35
return on assets 3.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -0.7% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -1.4% vs 03-2025 05-2025: 0.1%▼ -5.1% vs 04-2025 06-2025: 0.1%▼ -1.5% vs 05-2025 07-2025: 0.1%▼ -8.5% vs 06-2025lowest value 08-2025: 0.1%▲ +10.2% vs 07-2025 09-2025: 0.2%▲ +76.2% vs 08-2025 10-2025: 0.3%▲ +15.7% vs 09-2025 11-2025: 0.4%▲ +43.0% vs 10-2025 12-2025: 1.1%▲ +181% vs 11-2025 01-2026: 1.1%● 0.0% vs 12-2025 02-2026: 1.1%▼ -0.6% vs 01-2026 03-2026: 1.1%● 0.0% vs 02-2026 04-2026: 1.0%▼ -0.9% vs 03-2026 05-2026: 1.0%▼ -0.6% vs 04-2026 06-2026: 1.0%▼ -6.7% vs 05-2026 07-2026: 0.9%▼ -5.0% vs 06-2026 08-2026: 0.9%▼ -5.4% vs 07-2026 09-2026: 1.1%▲ +28.1% vs 08-2026highest value 10-2026: 0.2%▼ -86.0% vs 09-2026
  • Liquidity: current ratio 1.97, cash €155,468 lowers the probability
  • Founded in 2004 lowers the probability for this profile
  • Equity €325,179 (54.2% of total assets) lowers the probability
  • Latest accounts 30 days late; 1 of the last 3 late raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.84 in 2025; short-term debt: 45.8% and cash: 25.9% of total assets), and 45.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 68%, liquidity 66%, profitability 37%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.97, cash €155,468
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €325,179 (54.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 30 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 30-09-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2026
30 d late
2025
83 d late
2024
30 d late
2023
36 d late
2022
82 d late
2021
59 d late
2020
74 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-01-2027 close31-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Back to profitnet €19,439
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Positive: Back in profit in 2026after -€78,716 in 2025 €19,439 View
  • Total assets 20266 fiscal years filed €600,400 View
  • Active since 2004founded 30-12-2004 21 years View

By topic

Financials

Fiscal year
2026
Total assets
€600,400
Profit
€19,439
Solvency
54.2%
Total assets▲ 0.9%
Net result
20192026
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-08-2027
  1. 30-09-2026Annual accounts filed
  2. 31-01-2026Back to profit
  3. 22-11-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
30-12-2004
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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