IonBI
ActiveIonBI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €366k and a net result of €63k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 79% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.95 against 11.86 in 2024; short-term debt: 16.5% and cash: 76.9% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
14.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
100 d early
2024
14 d early
2023
23 d early
2022
28 d early
2021
40 d early
2020
1 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€366k▲ 1.2%
2024 · €362k
2018: €325k
2019: €339k
2020: €376k
2021: €325k
2022: €376k
2023: €356k
2024: €362k
2018 → 2025
Total assets
€438k▲ 13.4%
2024 · €386k
2018: €366k
2019: €418k
2020: €398k
2021: €368k
2022: €413k
2023: €379k
2024: €386k
2018 → 2025
Net result
€63k▲ 12.1%
2024 · €56k
2018: €52k
2019: €59k
2020: €37k
2021: €50k
2022: €52k
2023: €75k
2024: €56k
2018 → 2025
Working capital
€286k▲ 8.5%
2024 · €263k
2018: €213k
2019: €227k
2020: €272k
2021: €233k
2022: €289k
2023: €240k
2024: €263k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€325k-€376k▲ 15.9%€356k▼ 5.3%€362k▲ 1.5%€366k▲ 1.2%
Operating result€74k-€75k▲ 0.7%€107k▲ 44.0%€77k▼ 28.4%€91k▲ 18.5%
Net result€50k-€52k▲ 3.8%€75k▲ 46.0%€56k▼ 25.0%€63k▲ 12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €438k
Fixed assets
€80k▼ 18.8%
Current assets
€358k▲ 24.5%
Equity and liabilities €438k
Equity
€366k▲ 1.2%
Debt
€72k▲ 192%
The debt ratio rises from 6.4% to 16.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €97k
Cash flow
€84k▲
2024 · €77k
Solvency
83.5%▼
2024 · 93.6%
Current ratio
4.95▼
2024 · 11.86
Quick ratio
4.95▼
2024 · 11.86
Debt / equity
0.20▲
2024 · 0.07
ROE
17.3%▲
2024 · 15.6%
ROA
14.4%▼
2024 · 14.6%
Interest coverage
65.59▼
2024 · 248.44
Debt
€72k▲
2024 · €25k
Debt ≤ 1 year
€72k▲
2024 · €24k
Debt > 1 year
€0▼
2024 · €540
Income taxes
€27k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€386k€438k▲
Fixed assets21/28€99k€80k▼
Tangible fixed assets22/27€99k€80k▼
Land and buildings22€63k€54k▼
Plant, machinery and equipment23€380€0▼
Furniture and vehicles24€36k€26k▼
Other tangible fixed assets26€0-
Financial fixed assets28€35€35=
Current assets29/58€287k€358k▲
Amounts receivable within one year40/41€40k€20k▼
Trade receivables40€28k€20k▼
Other amounts receivable41€11k€0▼
Current investments50/53€0-
Cash at bank and in hand54/58€247k€337k▲
Deferred charges and accrued income490/1€462€453▼
Equity and liabilities
Total equity and liabilities10/49€386k€438k▲
Equity10/15€362k€366k▲
Contributions10/11€19k€19k=
Reserves13€343k€347k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€343k€347k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€25k€72k▲
Amounts payable after more than one year17€540€0▼
Other amounts payable178/9€540€0▼
Amounts payable within one year42/48€24k€72k▲
Financial debts43€77€0▼
Credit institutions430/8€77€0▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€20k€23k▲
Taxes450/3€16k€18k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48-€47k
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€99k€113k▲
Operating profit (loss)9901€77k€91k▲
Financial income75/76B€5k€998▼
Recurring financial income75€5k€998▼
Financial charges65/66B€392€2k▲
Recurring financial charges65€392€2k▲
Profit (loss) for the period before taxes9903€81k€90k▲
Income taxes67/77€25k€27k▲
Profit (loss) for the period9904€56k€63k▲
Profit (loss) for the period to be appropriated9905€56k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€63k▼
Profit (loss) brought forward from the previous period14P€12k€0▼
Transfer from equity791/2€51k€59k▲
Transfer to equity691/2€69k€63k▼
To other reserves6921€69k€63k▼
Profit to be distributed694/7€51k€59k▲
Return on contributions (dividend)694€51k€59k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €75k ▲46%
Operating result €107k, net result €75k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €37k ▼37.4%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 13.45
Current ratio from 3.90 to 13.45; short-term debt falls from €78k to €22k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterstraat 1739800 DeinzeGround area
858 m²
Building footprint
181 m²
Volume, LiDAR
928 m³
Parcel 44004C0285/00Z002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Achterstraat 173, 9800 Deinze
since 20082.168.257.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0285/00Z002 | Flanders | 858 m² | 1 · 181 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTOMATION PROGRAMMING SERVICES
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GWEB
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CD IT CONSULT
BE 0899.685.589
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VIRTWO
BE 0889.384.981
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Square Equity
BE 0448.945.395
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2008
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0474/842540