PYM
ActiveSummary
PYM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,260 and a net result of -€96,694. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 34% of 1431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-73
Solvency45▼-55
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.24 against 6.2 in 2024; short-term debt: 80.4% and cash: 8.2% of total assets), and 80.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
-21%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-12-2025, 134 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
134 d early
2024
123 d early
2023
22 d early
2022
4 d early
2021
3 d early
2020
17 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€96,694
2024 · €15,067
Working capital
€89,420▼ 75.2%
2024 · €360,190
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€68,886▲ 10,517%€32,798▼ 52.4%€10,416▼ 68.2%€19,922▲ 91.3%-€94,805
Net result€44,155€23,363▼ 47.1%€6,744▼ 71.1%€15,067▲ 123%-€96,694
Equity€327,303▲ 15.6%€350,666▲ 7.1%€357,410▲ 1.9%€361,953▲ 1.3%€90,260▼ 75.1%
Total assets€455,422▲ 5.7%€439,014▼ 3.6%€455,277▲ 3.7%€431,240▼ 5.3%€461,374▲ 7.0%
Debt€128,119▼ 13.3%€88,348▼ 31.0%€97,867▲ 10.8%€69,286▼ 29.2%€371,114▲ 436%
Working capital€312,079▲ 18.6%€335,873▲ 7.6%€347,259▲ 3.4%€360,190▲ 3.7%€89,420▼ 75.2%
Staff (FTE)4.7=4.7=4.5▼ 4.3%3.7▼ 17.8%3.2▼ 13.5%
Why a figure moved sharply
- 2025 Equity -75% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €94,805 after €19,922 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €461,374
Fixed assets
€840 ▼ 52.4%
Current assets
€460,534 ▲ 7.2%
Equity and liabilities €461,374
Equity
€90,260 ▼ 75.1%
Debt
€371,114 ▲ 436%
Debt's share of the balance-sheet total rises from 16.1% to 80.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€93,881▼
2024 · €25,164
Cash flow
-€95,770▼
2024 · €20,308
Current ratio
1.24▼
2024 · 6.20
Quick ratio
1.13▼
2024 · 5.98
Debt to equity
4.11▲
2024 · 0.19
ROE
-107.1%▼
2024 · 4.2%
ROA
-21.0%▼
2024 · 3.5%
Interest coverage
-62.82▼
2024 · 88.12
Debt ≤ 1 year
€371,114▲
2024 · €69,286
Income taxes
€621▼
2024 · €6,234
Staff costs
€220,872▼
2024 · €242,211
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,750 | €6,500 | - | €10,523 | - | - |
| Remuneration, social security and pensions62 | €191,429 | €240,954 | €232,984 | €242,211 | €220,872 | ▼ 8.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,064 | €7,608 | €6,757 | €5,241 | €924 | ▼ 82.4% |
| Other operating charges640/8 | €5,027 | €1,164 | €1,892 | €1,567 | €651 | ▼ 58.5% |
| Gross operating margin9900 | €271,406 | €282,524 | €252,049 | €268,942 | €127,641 | ▼ 52.5% |
| Operating profit (loss)9901 | €68,886 | €32,798 | €10,416 | €19,922 | -€94,805 | ▼ 576% |
| Financial income75/76B | €107 | €16 | €771 | €1,664 | €226 | ▼ 86.4% |
| Recurring financial income75 | €107 | €16 | €771 | €1,664 | €226 | ▼ 86.4% |
| Financial charges65/66B | €142 | €298 | €233 | €286 | €1,494 | ▲ 423% |
| Recurring financial charges65 | €142 | €298 | €233 | €286 | €1,494 | ▲ 423% |
| Profit (loss) for the period before taxes9903 | €68,851 | €32,516 | €10,954 | €21,301 | -€96,073 | ▼ 551% |
| Income taxes67/77 | €24,696 | €9,153 | €4,210 | €6,234 | €621 | ▼ 90.0% |
| Profit (loss) for the period9904 | €44,155 | €23,363 | €6,744 | €15,067 | -€96,694 | ▼ 742% |
| Profit (loss) for the period to be appropriated9905 | €44,155 | €23,363 | €6,744 | €15,067 | -€96,694 | ▼ 742% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €455,422 | €439,014 | €455,277 | €431,240 | €461,374 | ▲ 7.0% |
| Fixed assets21/28 | €15,224 | €14,794 | €10,151 | €1,764 | €840 | ▼ 52.4% |
| Tangible fixed assets22/27 | €15,224 | €14,794 | €10,151 | €1,764 | €840 | ▼ 52.4% |
| Plant, machinery and equipment23 | €1,119 | €2,624 | €3,065 | €1,764 | €840 | ▼ 52.4% |
| Furniture and vehicles24 | €14,105 | €12,170 | €7,086 | - | - | - |
| Current assets29/58 | €440,198 | €424,221 | €445,126 | €429,476 | €460,534 | ▲ 7.2% |
| Stocks and contracts in progress3 | - | - | - | €15,325 | €39,941 | ▲ 161% |
| Contracts in progress37 | - | - | - | €15,325 | €39,941 | ▲ 161% |
| Amounts receivable within one year40/41 | €32,499 | €42,476 | €57,677 | €58,716 | €372,035 | ▲ 534% |
| Trade receivables40 | €32,195 | €41,516 | €57,677 | €58,716 | €164,987 | ▲ 181% |
| Other amounts receivable41 | €304 | €960 | - | - | €207,048 | - |
| Current investments50/53 | €162,488 | €249,988 | €250,212 | €251,198 | €7,531 | ▼ 97.0% |
| Cash at bank and in hand54/58 | €240,044 | €126,911 | €132,539 | €100,872 | €37,991 | ▼ 62.3% |
| Deferred charges and accrued income490/1 | €5,167 | €4,845 | €4,698 | €3,365 | €3,035 | ▼ 9.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €455,422 | €439,014 | €455,277 | €431,240 | €461,374 | ▲ 7.0% |
| Equity10/15 | €327,303 | €350,666 | €357,410 | €361,953 | €90,260 | ▼ 75.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €20,460 | €20,460 | = |
| Reserves13 | €46,010 | €69,310 | €69,310 | €67,450 | €67,450 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €44,150 | €67,450 | €67,450 | €67,450 | €67,450 | = |
| Profit (loss) carried forward14 | €262,693 | €262,756 | €269,500 | €274,043 | €2,350 | ▼ 99.1% |
| Amounts payable17/49 | €128,119 | €88,348 | €97,867 | €69,286 | €371,114 | ▲ 436% |
| Amounts payable within one year42/48 | €128,119 | €88,348 | €97,867 | €69,286 | €371,114 | ▲ 436% |
| Trade debts44 | €15,089 | €22,897 | €32,531 | €24,402 | €154,752 | ▲ 534% |
| Suppliers440/4 | €15,089 | €22,897 | €32,531 | €24,402 | €154,752 | ▲ 534% |
| Taxes, remuneration and social security45 | €62,280 | €59,670 | €59,578 | €44,884 | €41,361 | ▼ 7.8% |
| Taxes450/3 | €18,507 | €4,993 | €11,649 | €4,846 | €2,271 | ▼ 53.1% |
| Remuneration and social security454/9 | €43,774 | €54,676 | €47,929 | €40,039 | €39,090 | ▼ 2.4% |
| Other amounts payable47/48 | €50,750 | €5,781 | €5,757 | - | €175,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,155 | €23,363 | €6,744 | €15,067 | -€96,694 | ▼ 742% |
| + Depreciation and write-downs630 | €6,064 | €7,608 | €6,757 | €5,241 | €924 | ▼ 82.4% |
| Operating cash flow (approximation) | €50,219 | €30,971 | €13,501 | €20,308 | -€95,770 | ▼ 572% |
| Investment in fixed assets (approximation) | - | -€7,178 | -€2,115 | €3,146 | €0 | ▼ 100% |
| Change in cash | - | -€113,133 | €5,627 | -€31,667 | -€62,881 | ▼ 98.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-09
Financial
Weakest financial yearnet -€96,694
Net result drops to -€96,694, the lowest in the series.
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Back to profitnet €44,155
Net result €44,155 after one loss-making year.
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2007
Ground area
2,094 m²
Building footprint
134 m²
Volume, LiDAR
887 m³
Parcel 61078C0019/00R000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PYM
since 20072.165.837.378
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61078C0019/00R000 | Wallonia | 2,094 m² | 1 · 134 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 1,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2007
Fiscal year end30-09
Activities, NACEBEL 2025
62900Other information technology and computer services
73110Advertising agencies
73120Media representation
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
E-invoicing
Reachable via Peppol
Peppol ID
0208:0892645765
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.