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IOME

Active
Private limited companyfounded 200817 yrs activeMarloie, Aux Minières 3, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0806.320.814

IOME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.73M and a net result of €49k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 46 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2026
44 / 100
Weak▲ +13 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability57▼-5
Solvency17=
Growth58▼-9
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days only on tighter terms
Liquidity short (current ratio 0.67 against 0.7 in 2025), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
19.3%
Return on assets
0.5%
Age of the figures
5 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 46 sector peers (2026).
NBB · sector comparison
Position among 46 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-07-2026, 100 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
100 d early
2025
106 d early
2024
120 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
08-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, full schema

Turnover
€782k▲ 2.4%
2025 · €764k
2024: €642k 2025: €764k
2024 → 2026
EBIT margin
16.4%▲ 4.4pp
2025 · 12.1%
2024: -7.5% 2025: 12.1%
2024 → 2026
Net result
€49k▼ 21.3%
2025 · €62k
2024: €541k 2025: €62k
2024 → 2026
Working capital
€-1.72M▼ 28.6%
2025 · €-1.34M
2024: €-2.15M 2025: €-1.34M
2024 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202420252026Trend
Turnover€642k-€764k▲ 19.0%€782k▲ 2.4%
Equity€1.62M-€1.68M▲ 3.8%€1.73M▲ 2.9%
Operating result€-48k-€92k€129k▲ 39.5%
Net result€541k-€62k▼ 88.5%€49k▼ 21.3%
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2024: €-48k€-48kNet result 2024: €541k€541kOperating result 2025: €92k€92kNet result 2025: €62k€62kOperating result 2026: €129k€129kNet result 2026: €49k€49k202420252026
The operating result has risen two years in a row; 2026 is 40% above 2025 and is the highest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €9.00M
Fixed assets €5.48M▼ 0.1%
Current assets €3.52M▲ 14.2%
Equity and liabilities €9.00M
Equity €1.73M▲ 2.9%
Debt €7.27M▲ 5.6%
The debt ratio rises from 80.3% to 80.7%: debt grows faster than equity.
Key figures and ratios
2026 value · change against 2025
EBITDA
€211k
2025 · €169k
Cash flow
€131k
2025 · €139k
Solvency
19.3%
2025 · 19.7%
Current ratio
0.67
2025 · 0.70
Quick ratio
0.67
2025 · 0.70
Debt / equity
4.19
2025 · 4.09
ROE
2.8%
2025 · 3.7%
ROA
0.5%
2025 · 0.7%
Interest coverage
1.51
2025 · 1.27
Debt
€7.27M
2025 · €6.88M
Debt ≤ 1 year
€5.24M
2025 · €4.42M
Debt > 1 year
€1.99M
2025 · €2.44M
Income taxes
€31k
2025 · €24k
Staff costs
€215k
2025 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€8.57M€9.00M
Fixed assets21/28€5.48M€5.48M
Intangible fixed assets21€66k€11k
Tangible fixed assets22/27€52k€96k
Furniture and vehicles24€31k€19k
Leasing and similar rights25€21k€77k
Financial fixed assets28€5.37M€5.37M
Affiliated companies280/1€5.37M€5.37M
Participating interests280€5.37M€5.37M
Other financial fixed assets284/8€363€363=
Amounts receivable and cash guarantees285/8€363€363=
Current assets29/58€3.08M€3.52M
Amounts receivable within one year40/41€2.82M€3.23M
Trade receivables40€151k€122k
Other amounts receivable41€2.66M€3.11M
Current investments50/53€186k€235k
Other investments51/53€186k€235k
Cash at bank and in hand54/58€27k€6k
Deferred charges and accrued income490/1€52k€48k
Equity and liabilities
Total equity and liabilities10/49€8.57M€9.00M
Equity10/15€1.68M€1.73M
Contributions10/11€62k€62k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€1.62M€1.66M
Amounts payable17/49€6.88M€7.27M
Amounts payable after more than one year17€2.44M€1.99M
Financial debts170/4€2.44M€1.99M
Subordinated loans170€1.65M€1.47M
Leasing and similar obligations172€20k€47k
Credit institutions173€767k€469k
Amounts payable within one year42/48€4.42M€5.24M
Current portion of amounts payable after more than one year42€314k€510k
Financial debts43€401k€438k
Credit institutions430/8€401k€438k
Trade debts44€404k€665k
Suppliers440/4€404k€665k
Taxes, remuneration and social security45€82k€85k
Taxes450/3€44k€54k
Remuneration and social security454/9€38k€32k
Other amounts payable47/48€3.22M€3.54M
Accrued charges and deferred income492/3€29k€39k
Income statement Code20252026
Operating income70/76A€824k€862k
Turnover70€764k€782k
Other operating income74€60k€75k
Non-recurring operating income76A-€5k
Operating charges60/66A€732k€734k
Services and other goods61€430k€424k
Remuneration, social security and pensions62€220k€215k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€82k
Other operating charges640/8€5k€13k
Operating profit (loss)9901€92k€129k
Financial income75/76B€131k€93k
Recurring financial income75€131k€93k
Income from current assets751€131k€93k
Financial charges65/66B€136k€142k
Recurring financial charges65€136k€142k
Debt charges650€133k€140k
Other financial charges652/9€3k€2k
Profit (loss) for the period before taxes9903€87k€80k
Income taxes67/77€24k€31k
Taxes670/3€24k€31k
Profit (loss) for the period9904€62k€49k
Profit (loss) for the period to be appropriated9905€62k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€1.62M€1.66M
Profit (loss) brought forward from the previous period14P€1.55M€1.62M
Social balance
Average headcount (FTE)90874.03.2

The notes to these accounts (68 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2026 · full schema
31-03
Financial Weakest financial yearnet €49k ▼21.3%
Net result drops to €49k, the lowest in the series.
2025
17-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2008
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marloie, Aux Minières 36900 Marche-en-Famenne
1 establishment unit
BAUDIS MANAGEMENT
Marloie, Aux Minières 3, 6900 Marche-en-FamenneFinancial service activities, except insurance and pension funding
since 20082.173.445.841

Similar companies · same sector, comparable size

Of 82,127 companies in sector 70200 we hold annual accounts for 52,372. 21,727 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-09-2008
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filings

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.