InZ!cht
ActiveInZ!cht has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €27k. Its solvency ranks better than 26% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency30
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.75), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€31k
Total assets
€128k
Net result
€27k
Working capital
€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €128k
Fixed assets
€56k
Current assets
€72k
Equity and liabilities €128k
Equity
€31k
Debt
€97k
Debt finances 75.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€67k
Cash flow
€55k
Solvency
24.1%
Current ratio
0.75
Quick ratio
0.75
Debt / equity
3.15
ROE
88.2%
ROA
21.3%
Interest coverage
536.55
Debt
€97k
Debt ≤ 1 year
€95k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€128k
Fixed assets21/28€56k
Tangible fixed assets22/27€56k
Plant, machinery and equipment23€3k
Furniture and vehicles24€53k
Current assets29/58€72k
Amounts receivable within one year40/41€58k
Trade receivables40€58k
Cash at bank and in hand54/58€13k
Deferred charges and accrued income490/1€795
Equity and liabilities
Total equity and liabilities10/49€128k
Equity10/15€31k
Contributions10/11€4k
Outside capital11€4k
Other1109/19€4k
Reserves13€27k
Distributable reserves133€27k
Amounts payable17/49€97k
Amounts payable within one year42/48€95k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Other amounts payable47/48€73k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k
Other operating charges640/8€5k
Gross operating margin9900€72k
Operating profit (loss)9901€39k
Financial charges65/66B€124
Recurring financial charges65€124
Profit (loss) for the period before taxes9903€39k
Income taxes67/77€11k
Profit (loss) for the period9904€27k
Profit (loss) for the period to be appropriated9905€27k
Appropriation of the result
Profit (loss) to be appropriated9906€27k
Transfer to equity691/2€27k
To other reserves6921€27k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation3 facts ▸
- General meeting, 2026-07-30
- Director appointment, DE CLERCK Pieter André Jenny (niet-statutaire bestuurder)
- Mandate compensation, DE CLERCK Pieter André Jenny
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
1 director, no change since 2026
DE CLERCK Pieter André Jenny
CurrentNon-statutory director · since 30-07-2026
30-07-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentbos 19820 Merelbeke-MelleGround area
5,966 m²
Building footprint
301 m²
Volume, LiDAR
902 m³
Parcel 44010A0051/00C000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
InZ!cht
since 20232.351.665.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44010A0051/00C000 | Flanders | 5,966 m² | 1 · 301 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZABELI
BE 0695.991.034
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HaDé Consult
BE 0860.235.194
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DEHAUT Management
BE 0802.083.892
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HOWBAY
BE 0692.656.907
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CARVED PERFORMANCES
BE 0787.860.427
Mont-Saint-Guibert · Eq €31k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 34,556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.