HaDé Consult
ActiveHaDé Consult has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 46% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+65
Solvency96▼-4
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 3.51 in 2024), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
9.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
122 d early
2024
on the day
2023
35 d early
2022
31 d early
2021
59 d late
2020
15 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 55.4%
2024 · €69k
2018: €63k
2019: €71k
2020: €81k
2021: €93k
2022: €90k
2023: €90k
2024: €69k
2018 → 2025
Total assets
€59k▼ 38.1%
2024 · €96k
2018: €109k
2019: €81k
2020: €89k
2021: €104k
2022: €105k
2023: €91k
2024: €96k
2018 → 2025
Net result
€6k▲ 49.6%
2024 · €4k
2018: €18k
2019: €8k
2020: €10k
2021: €12k
2022: €8k
2023: €689
2024: €4k
2018 → 2025
Working capital
€30k▼ 55.5%
2024 · €68k
2018: €58k
2019: €68k
2020: €79k
2021: €89k
2022: €88k
2023: €89k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€90k▼ 4.0%€90k▲ 0.8%€69k▼ 23.8%€31k▼ 55.4%
Operating result€20k-€7k▼ 67.9%€4k▼ 39.8%€6k▲ 48.0%€10k▲ 74.6%
Net result€12k-€8k▼ 30.7%€689▼ 91.8%€4k▲ 452%€6k▲ 49.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€653▼ 45.9%
Current assets
€59k▼ 38.0%
Equity and liabilities €59k
Equity
€31k▼ 55.4%
Debt
€29k▲ 6.1%
The debt ratio rises from 28.1% to 48.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€11k▲
2024 · €7k
Cash flow
€6k▲
2024 · €5k
Solvency
51.8%▼
2024 · 71.9%
Current ratio
2.05▼
2024 · 3.51
Quick ratio
2.05▼
2024 · 3.51
Debt / equity
0.93▲
2024 · 0.39
ROE
18.5%▲
2024 · 5.5%
ROA
9.6%▲
2024 · 4.0%
Interest coverage
55.27▲
2024 · 42.64
Debt
€29k▲
2024 · €27k
Debt ≤ 1 year
€29k▲
2024 · €27k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€59k▼
Fixed assets21/28€1k€653▼
Tangible fixed assets22/27€1k€653▼
Furniture and vehicles24€1k€653▼
Current assets29/58€95k€59k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€746-
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€90k€56k▼
Equity and liabilities
Total equity and liabilities10/49€96k€59k▼
Equity10/15€69k€31k▼
Contributions10/11€20k-
Reserves13€48k€31k▼
Distributable reserves133€48k€31k▼
Amounts payable17/49€27k€29k▲
Amounts payable within one year42/48€27k€29k▲
Trade debts44€290€43▼
Suppliers440/4€290€43▼
Taxes, remuneration and social security45€830-
Taxes450/3€830-
Other amounts payable47/48€26k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€554▼
Gross operating margin9900€7k€11k▲
Operating profit (loss)9901€6k€10k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€162€194▲
Recurring financial charges65€162€194▲
Profit (loss) for the period before taxes9903€7k€10k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€6k▲
Transfer from equity791/2€25k€23k▼
Transfer to equity691/2€4k€6k▲
To other reserves6921€4k€6k▲
Profit to be distributed694/7€25k€23k▼
Return on contributions (dividend)694€25k€23k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €689 ▼91.8%
Net result drops to €689, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 20current ratio 138.22
Current ratio from 6.88 to 138.22; short-term debt falls from €15k to €651.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 7.71
Current ratio from 2.28 to 7.71; short-term debt falls from €45k to €10k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katharinastraat(Heu) 1248501 KortrijkGround area
948 m²
Building footprint
341 m²
Volume, LiDAR
2,368 m³
2 parcels, Flanders, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HaDé
since 20032.135.804.990
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54435G0661/00H000 | Wallonia | 748 m² | 1 · 119 m² | 8.2 m · 2 fl. |
| 34016B0027/00T007 | Flanders | 200 m² | 1 · 222 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1025.995.031
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InZ!cht
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ZABELI
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.