Invisible Web
ActiveInvisible Web has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.76M and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-3
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity ample (current ratio 12.16 against 12.55 in 2024; short-term debt: 1.2% and cash: 3.8% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
1.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
29 d late
2023
6 d late
2022
24 d late
2021
4 d early
2020
124 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.76M▲ 1.1%
2024 · €3.72M
2018: €135k
2019: €191k
2020: €290k
2021: €250k
2022: €307k
2023: €3.60M
2024: €3.72M
2018 → 2025
Total assets
€3.81M▲ 0.8%
2024 · €3.78M
2018: €183k
2019: €233k
2020: €840k
2021: €994k
2022: €891k
2023: €4.18M
2024: €3.78M
2018 → 2025
Net result
€41k▼ 65.7%
2024 · €120k
2018: €54k
2019: €57k
2020: €99k
2021: €82k
2022: €56k
2023: €3.29M
2024: €120k
2018 → 2025
Working capital
€505k▲ 6.8%
2024 · €473k
2018: €74k
2019: €130k
2020: €111k
2021: €103k
2022: €151k
2023: €-14k
2024: €473k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€307k▲ 22.6%€3.60M▲ 1,074%€3.72M▲ 3.3%€3.76M▲ 1.1%
Operating result€124k-€98k▼ 20.7%€3.31M▲ 3,277%€147k▼ 95.6%€60k▼ 59.0%
Net result€82k-€56k▼ 31.2%€3.29M▲ 5,736%€120k▼ 96.4%€41k▼ 65.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.81M
Fixed assets
€3.26M▼ 0.2%
Current assets
€550k▲ 7.1%
Equity and liabilities €3.81M
Equity
€3.76M▲ 1.1%
Debt
€45k▼ 18.0%
The debt ratio falls from 1.5% to 1.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▼
2024 · €159k
Cash flow
€55k▼
2024 · €132k
Solvency
98.8%▲
2024 · 98.5%
Current ratio
12.16▼
2024 · 12.55
Quick ratio
12.16▼
2024 · 12.55
Debt / equity
0.01▼
2024 · 0.01
ROE
1.1%▼
2024 · 3.2%
ROA
1.1%▼
2024 · 3.2%
Interest coverage
48.80▲
2024 · 11.11
Debt
€45k▼
2024 · €55k
Debt ≤ 1 year
€45k▲
2024 · €41k
Income taxes
€24k▲
2024 · €19k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.78M€3.81M▲
Fixed assets21/28€3.26M€3.26M▼
Tangible fixed assets22/27€49k€44k▼
Land and buildings22€29k€28k▼
Plant, machinery and equipment23€11k€5k▼
Furniture and vehicles24€9k€11k▲
Financial fixed assets28€3.21M€3.21M=
Current assets29/58€514k€550k▲
Amounts receivable after more than one year29€79k€83k▲
Other amounts receivable291€79k€83k▲
Amounts receivable within one year40/41€104k€20k▼
Trade receivables40€91k€19k▼
Other amounts receivable41€13k€943▼
Current investments50/53€0€301k▲
Cash at bank and in hand54/58€329k€144k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€3.78M€3.81M▲
Equity10/15€3.72M€3.76M▲
Contributions10/11€6k€6k=
Reserves13€3.72M€3.76M▲
Distributable reserves133€3.72M€3.76M▲
Amounts payable17/49€55k€45k▼
Amounts payable within one year42/48€41k€45k▲
Current portion of amounts payable after more than one year42€6k€0▼
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€18k€7k▼
Suppliers440/4€18k€7k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€15k€14k▼
Other amounts payable47/48€1k€18k▲
Accrued charges and deferred income492/3€14k€0▼
Income statement
Code20242025
Non-recurring operating income76A€123k€0▼
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€161k€77k▼
Operating profit (loss)9901€147k€60k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€14k€2k▼
Recurring financial charges65€14k€2k▼
Profit (loss) for the period before taxes9903€139k€65k▼
Income taxes67/77€19k€24k▲
Profit (loss) for the period9904€120k€41k▼
Profit (loss) for the period to be appropriated9905€120k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€41k▼
Transfer to equity691/2€120k€41k▼
To other reserves6921€120k€41k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €41k ▼65.7%
Net result drops to €41k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 13current ratio 12.55
Current ratio from 0.98 to 12.55; short-term debt falls from €569k to €41k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Highest result since 2018net €3.29M ▲5736%
Operating result €3.31M, net result €3.29M, both a record.
31-12
Financial
Equity above €2MEq €3.60M ▲1074%
6 profitable years in a row build equity to €3.60M.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.34
Current ratio from 1.48 to 3.34; short-term debt falls from €214k to €65k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €290k ▲51.4%
3 profitable years in a row build equity to €290k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €191k ▲42.2%
2 profitable years in a row build equity to €191k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brunerodeplein 23360 BierbeekGround area
633 m²
Building footprint
157 m²
Parcel 24053B0032/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Brunerodeplein 2, 3360 Bierbeek
since 20102.186.094.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0032/00R000 | Flanders | 633 m² | 1 · 157 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994002BB23LOC399I62
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2010
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.