INVEZTOR 360
ActiveINVEZTOR 360 has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-16
Solvency85▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 2.23 in 2024; short-term debt: 40.3% and cash: 2.2% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
17.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €96k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
40 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 40.9%
2024 · €68k
2018: €-10k
2019: €-12k
2020: €-11k
2021: €-11k
2022: €14k
2023: €39k
2024: €68k
2018 → 2025
Total assets
€161k▲ 30.6%
2024 · €123k
2018: €44k
2019: €44k
2020: €48k
2021: €56k
2022: €79k
2023: €100k
2024: €123k
2018 → 2025
Net result
€28k▼ 4.5%
2024 · €29k
2018: €-7k
2019: €-2k
2020: €1k
2021: €218
2022: €24k
2023: €25k
2024: €29k
2018 → 2025
Working capital
€94k▲ 41.0%
2024 · €67k
2018: €-12k
2019: €-12k
2020: €-13k
2021: €-9k
2022: €12k
2023: €37k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€14k€39k▲ 183%€68k▲ 74.8%€96k▲ 40.9%
Operating result€2k-€37k▲ 1,408%€38k▲ 2.0%€43k▲ 14.1%€39k▼ 9.7%
Net result€218-€24k▲ 11,118%€25k▲ 2.8%€29k▲ 15.8%€28k▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€2k=
Current assets
€159k▲ 31.0%
Equity and liabilities €161k
Equity
€96k▲ 40.9%
Debt
€65k▲ 17.8%
The debt ratio falls from 44.6% to 40.3%. Equity and debt are higher.
Key figures and ratios
Solvency
59.7%▲
2024 · 55.4%
Current ratio
2.46▲
2024 · 2.23
Quick ratio
2.46▲
2024 · 2.23
Debt / equity
0.67▼
2024 · 0.81
ROE
29.0%▼
2024 · 42.8%
ROA
17.3%▼
2024 · 23.7%
Debt
€65k▲
2024 · €55k
Debt ≤ 1 year
€65k▲
2024 · €54k
Income taxes
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€161k▲
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€121k€159k▲
Amounts receivable within one year40/41€112k€147k▲
Trade receivables40€14k€14k▲
Other amounts receivable41€97k€133k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€123k€161k▲
Equity10/15€68k€96k▲
Contributions10/11€19k€19k=
Reserves13€49k€77k▲
Distributable reserves133€49k€77k▲
Profit (loss) carried forward14€490€520▲
Amounts payable17/49€55k€65k▲
Amounts payable within one year42/48€54k€65k▲
Financial debts43€12k€13k▲
Credit institutions430/8€12k€13k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€15k€22k▲
Taxes450/3€15k€22k▲
Other amounts payable47/48€26k€26k=
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€1k€1k▲
Gross operating margin9900€44k€47k▲
Operating profit (loss)9901€43k€39k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€46k€44k▼
Income taxes67/77€17k€16k▼
Profit (loss) for the period9904€29k€28k▼
Profit (loss) for the period to be appropriated9905€29k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Profit (loss) brought forward from the previous period14P€346€490▲
Transfer to equity691/2€29k€28k▼
To other reserves6921€29k€28k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €29k ▲15.8%
Operating result €43k, net result €29k, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ernest Van Dijckkaai 52000 AntwerpenGround area
570 m²
Building footprint
539 m²
Volume, LiDAR
11,394 m³
Parcel 11002A1578/00N002, Flanders · tallest building 27.2 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Inveztor 360
since 20092.180.985.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1578/00N002 | Flanders | 570 m² | 1 · 539 m² | 27.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 734 EUR awarded · 734 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 345 EUR | 345 EUR |
| 2023 | 1 | 389 EUR | 389 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,580 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-02-2009
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ivan@inveztor360.com