Equity
-€64,098
Debts exceed assets in financial year 2025.
INVESTWAY
Lifetime
16 annual accounts with figures on one time axis, 32 filings since 1994peak €9,582 (2011)
€128▲ €1,080
lowest -€3,957 (2010)
€34▲ €1,079
peak -€49,364 (2012)
-€64,098▲ €34
€66,533▼ 41.8%
Owners3 names in the annual accounts
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Gross margin from -€952 to €128Back to profit: €34Debts from €114,289 to €66,533Cash from €157 to €1,998
Key points
from the 2025 annual accountsFilings
32 annual accounts since 1994
Four of the last ten came late. The 2017 accounts came latest: 23 days after the end of the period.
Position in the sector
-2632.4%
Lower solvency than 95% of companies in advertising and market research. Sector median 44.3% · 2,094 companies.
Checked score
54
Fair
Financially stronger than 28% of micro companies in advertising and market research (NACE 73)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,228 companies (NACE 73, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.8%▼ -0.1 percentage points vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 0.8%▼ -0.3 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.7%▼ -0.1 percentage points vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€64,098
lowers risk
Size: turnover €1,338, total assets €2,435
Founded in 1993
Figures for financial year 2025 (filed on 28-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 5% of them on solvency, 36% on liquidity, 26% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,449 companies had the same profile as INVESTWAY has now. Each dot stands for 4 companies, two years later.
92.2%
were still trading
4.8%
stopped another way
2.5%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of INVESTWAY itself is lower: 0.3% within 12 months. It rests on far more data about INVESTWAY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,449 companies, not a prediction for INVESTWAY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2094 sector peers (2025).
NBB · sector comparisonPosition among 2094 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
3 days early
2023
19 days early
2022
5 days early
2021
19 days late
2020
7 days early
2019
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Jim Lauwers 50%annual accounts 2017
- Marc Lauwers 50%annual accounts 2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0450956067
First establishment
Charles Melottestraat 24, Hoeilaart
Incorporation
published on 16-10-1993 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INVESTWAY Hoeilaart | €2,435 | €128 | -2632.4% | - |
| GEOFINA Villers-la-Ville | €1,709 | -€533 | -1032.7% | - |
| N'JOY INFORMATION TECHNOLOGY Antwerp | €1,536 | -€6,789 | -3068.9% | - |
| AC COMMUNICATION Genappe | €2,447 | €0 | -8513.3% | - |
| EXPERTISES GENIE CIVIL, ARCHITECTURE Uccle | €1,563 | €488 | -4059.7% | - |
| BLOE Antwerp | €4,622 | -€1,597 | -100.4% | - |
| TRAGES CONSULTING Waterloo | €5,090 | -€2,472 | -780.3% | - |
These companies have the same main activity as INVESTWAY: market research and public opinion polling (NACE 73200). They are comparable in size and age: total assets between €1,540 and €5,090, founded between 1988 and 1998.
Official details
Source: KBO- Status
- Active since 17-09-1993Normal situation
- Activity
- Market research and public opinion pollingNACE 73200
- Establishment unit
- 2.064.018.7551560 Hoeilaart, since 22-10-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 04-08-2026
Annual accounts 2025
- €2,435▼ 95.1%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on INVESTWAY
INVESTWAY files the abbreviated format. That format states no turnover. The gross margin rose from -€711 in 2010 to €128 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INVESTWAY
- What is the company number of INVESTWAY?
- The company number of INVESTWAY is 0450.956.067. The VAT number is the same number with BE in front: BE 0450.956.067.
- Where is INVESTWAY based?
- The registered office is at Charles Melottestraat 24, 1560 Hoeilaart.Company details
- What does INVESTWAY do?
- According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
- What is the legal form of INVESTWAY?
- Legal form of INVESTWAY: Coöperatieve vennootschap met beperkte aansprakelijkheid.
- When was INVESTWAY founded?
- INVESTWAY was founded on 17-09-1993.
- Is INVESTWAY still active?
- Yes, INVESTWAY is an active enterprise in the KBO register.
- What is the turnover of INVESTWAY?
- The turnover of INVESTWAY was €1,338 in financial year 2025, according to the filed annual accounts.Financials
- Is INVESTWAY profitable?
- In financial year 2025, INVESTWAY made a profit of €34.
- Where can I find the annual accounts of INVESTWAY?
- INVESTWAY filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INVESTWAY due?
- INVESTWAY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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