InvestEncour

Active

Private limited companyfounded 2024active for 2 yearsChamp d'al Vau 18, 1380 Lasne, BelgiumKBO/BCE: BE 1013.813.019

Summary

The annual accounts of InvestEncour for financial year 2025 show a net loss of 83% of the equity at the start of that year. The 2025 annual accounts show equity of €6,324 and a net result of -€31,283. Its solvency ranks better than 10% of 39,131 sector peers (NACE 70, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

InvestEncourActiveChecked score 53/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

1 site

Size

€318,988total assets 2025

Equity: €6,324
Loss: -€31,283

Turnover not published (abbreviated or micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Holdings: 1

Olivier CLEENEWERCK de CRAYENCOURDirector

2025 accounts 3 days early

Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 6.78, cash €2,087, halvedLoss of €31,283 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €318,988Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 14% of its sector peers (NACE 70, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 27-59

equity 2.0% of total assets

Liquidity 48-34

short-term debt 14.2% · cash 0.7%

Profitability 6-94

return on assets -9.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,420 companies, NACE 70, micro)

Last 24 months 10-2025: < 0.1% 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.4 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 6.78, compared with 2.53 in 2024, above the usual 1.5; short-term debt: 14.2% and cash: 0.7% of total assets), but 98% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 11% on solvency, 29% on liquidity, 10% on profitability and 7% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Size: total assets €318,988

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 6.78, cash €2,087, halved

NBB · annual accounts

Loss of €31,283 (financial year 2025)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 39131 sector peers (2025).

NBB · sector comparison

Position among 39131 sector peers

Solvency

better than 10%

← weakest strongest →

Young company

Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

3 days early

2024

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

28-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Liquidity more than doubledcurrent ratio 6.78
30-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: From profit to loss in 2025after €34,608 in 2024 -€31,283 View
Caution: Among the weakest 5% on net resultsector median €27,236 · 39,147 companies -€31,283 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €318,988
Loss: -€31,283
Solvency: 2.0%

Total assets▲ 417%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

Olivier CLEENEWERCK de CRAYENCOURDirector

Go to Board & ownership

Network & group

Holdings: 1

1 holding

Go to Network & group

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

23-09-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Business and other management consultancyNACE 70200
Founded: 19-09-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 47

Who signs: Each director alone
Annual meeting: Third Thursday of June at 18:00
Purpose: “Le management dans son sens le plus large, à savoir notamment : réaliser des prestations…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about InvestEncour

What is the company number of InvestEncour?: 1013.813.019. In Belgium the VAT number is the company number with BE in front: BE 1013.813.019.
Where is InvestEncour based?: The registered office is at Champ d'al Vau 18, 1380 Lasne.Company details
What does InvestEncour do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of InvestEncour?: Private limited company (BV).
When was InvestEncour founded?: On 19-09-2024.
Is InvestEncour still active?: Yes, InvestEncour is an active enterprise in the KBO register.
What is the turnover of InvestEncour?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is InvestEncour profitable?: In financial year 2025, InvestEncour made a loss of €31,283.
Where can I find the annual accounts of InvestEncour?: InvestEncour filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of InvestEncour due?: By 31-07-2027, for financial year 2026.Timeline