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Inverstram

Active
Private limited companyfounded 2025active for 1 yearPerzikenhof 7, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 1025.163.997
Summary

Inverstram has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,460 and a net result of €79,460. Its solvency ranks better than 40% of 609 sector peers (NACE 72, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Other research and development on natural sciences
NACE 72109
1 site
Size
€162,225total assets 2025
Equity
€81,460
Profit
€79,460
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts filed 60 days late0 of 1 deed read
Why 69raises riskLatest accounts 60 days late; 1 of the last 3 lateFounded in 2025Size: total assets €162,225lowers riskSector: Scientific research and development (NACE 72)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 53% of its sector peers (NACE 72, micro)
Financial strength
Strong
Solvency 75
equity 50.2% of total assets
Liquidity 49
short-term debt 29.7% · cash 8.8%
Profitability 100
return on assets 49.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (936 companies, NACE 72, micro)
Last 24 months 08-2026: 0.7%lowest value 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.62; short-term debt: 29.7% and cash: 8.8% of total assets), and 49.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 72, micro): better than 45% on solvency, 24% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector: Scientific research and development (NACE 72)
KBO
raises risk · Latest accounts 60 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €162,225
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
60 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Founded 15 months agofounded 04-07-2025 15 months View
  • Total assets 2025first financial year filed €162,225 View

By topic

Financials

Financial year
2025
Total assets
€162,225
Profit
€79,460
Solvency
50.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other research and development on natural sciencesNACE 72109
Founded
04-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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