Turnover
≈ €32,000 estimated
The micro format states no turnover.
INTREPIDE
Overview
Lifetime
2 annual accounts with figures on one time axispeak €27,438 (2024)
€2,737▼ 90.0%
lowest -€3,501 (2025)
-€3,501▼ €21,820
peak €20,319 (2024)
€16,818▼ 17.2%
€49,738▲ 5.1%
Board3 names since 2024
2 directorsGUILLAUME Martine Simone Paule Ghislaine and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €27,438 to €2,737Loss of €3,501Resignation: Latran Vincent (director) 10-06Equity from €20,319 to €16,818
Key points
from the 2025 annual accountsDebts
€49,738 75% of the balance sheet
Suppliers 23%Taxes and wages 53%Other 24%
Starting capital
€2,000 2,000 shares
Checked score
66
Healthy
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%highest value
09-2025: 1.0%▼ -0.8 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.1%▲ +0.1 percentage points vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 1.0%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Sector: Retail trade (NACE 47)
Equity €16,818 (25.3% of total assets)
lowers risk
Liquidity: current ratio 1.06, cash €29,985
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 41% of them on solvency, 66% on liquidity, 22% on profitability and 21% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as INTREPIDE has now. Each dot stands for 4 companies, two years later.
93.4%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTREPIDE itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for INTREPIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (1.14 in 2024), below the usual 1.5. Short-term debt is 74.7% and cash 45.1% of total assets. 74.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 days early
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 14 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Latran Vincent (director)
Director discharge: Latran Vincent · General meeting of 01-04-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011973185
Incorporation
Founding capital of €2,000, 2,000 shares · Founder: Home by us S.à.r.l.-S · Appointments: VANHERK Caroline, GUILLAUME Martine Simone Paule Ghislaine and Vincent Michel Edouard LATRAN · published on 30-07-2024 · Gazette deed
First establishment
Avenue de Longwy 42, Messancy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTREPIDE Messancy | €66,556 | €2,737 | 25.3% | - |
| V-DONNA Kortrijk | €54,863 | €1,613 | -26.1% | - |
| KANELL Bastogne | €126,237 | €3,070 | -60.4% | 1.4 |
| ELEGANCE CREATIVE Mons | €37,135 | €3,872 | 4.1% | - |
| COFFEEDEALER Herent | €65,401 | €4,168 | 6.2% | - |
| LOVE NORTH SEA Messancy | €42,660 | -€21,748 | -57.7% | - |
| DSTORE NEUPRE Welkenraedt | €53,963 | €4,899 | -26.4% | - |
These companies have the same main activity as INTREPIDE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €37,100 and €126,000, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 26-07-2024Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 6 others
- Establishment unit
- 2.362.376.8976780 Messancy, since 26-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-08-2024
Annual accounts 2025
- €2,737▼ 90.0%
- €3,501
- €16,818▼ 17.2%
- €66,556▼ 1.6%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on INTREPIDE
INTREPIDE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,818 and a net result of -€3,501.
Its solvency ranks better than 43% of 22,917 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-07-2026, 2 days before the deadline€2,737
▼ 90.0%
-€1,023
▼ €26,998
-€3,501
▼ €21,820
€3,041
▼ 54.8%
25.3%
▼ 4.8 percentage points
1.06
▼ 0.08
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €32,000. Estimated: probably between €11,000 and €64,000.
Balance sheet
balance sheet total €66,556 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
25.3%
Higher than 43% of 22,917 companies in 2025.
1.06
Higher than 34% of 22,047 companies in 2025.
-5.3%
Higher than 23% of 22,197 companies in 2025.
INTREPIDE
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
66,556 | 67,636 | |
21/28 |
13,776 | 13,587 | |
22/27 |
13,776 | 13,587 | |
23 |
13,776 | 13,587 | |
29/58 |
52,780 | 54,050 | |
3 |
11,489 | 15,339 | |
30/36 |
11,489 | 15,339 | |
40/41 |
11,306 | 13,774 | |
41 |
11,306 | 13,774 | |
54/58 |
29,985 | 24,936 | |
| Balance sheet: equity and liabilities | |||
10/49 |
66,556 | 67,636 | |
10/15 |
16,818 | 20,319 | |
10/11 |
2,000 | 2,000 | |
13 |
200 | - | |
130/1 |
200 | - | |
1311 |
200 | - | |
14 |
14,618 | 18,319 | |
17/49 |
49,738 | 47,318 | |
42/48 |
49,738 | 47,318 | |
44 |
11,549 | 8,470 | |
440/4 |
11,549 | 8,470 | |
45 |
26,473 | 22,719 | |
450/3 |
26,473 | 22,719 | |
47/48 |
11,716 | 16,128 | |
| Income statement | |||
9900 |
2,737 | 27,438 | |
630 |
3,420 | 1,363 | |
640/8 |
339 | 99 | |
9901 |
-1,023 | 25,976 | |
75/76B |
9 | 1 | |
75 |
9 | 1 | |
65/66B |
2,487 | 1,762 | |
65 |
2,487 | 1,762 | |
9903 |
-3,501 | 24,215 | |
67/77 |
- | 5,896 | |
9904 |
-3,501 | 18,319 | |
9905 |
-3,501 | 18,319 | |
| Appropriation of the result | |||
9906 |
14,818 | 18,319 | |
14P |
18,319 | - | |
691/2 |
200 | - | |
6921 |
200 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 2,398 | 27,339 | ||
| -81 | 19,682 | ||
| 3,610 | 14,950 | ||
| 5,049 | - | ||
| 3,041 | 6,732 | ||
| 25.3% | 30.0% | ||
| 1.06 | 1.14 | ||
| 0.83 | 0.82 | ||
| 2.96 | 2.33 | ||
| -20.8% | 90.2% | ||
| -5.3% | 27.1% | ||
| 0.96 | 15.52 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €3,610 | €14,950 |
| €3,420 | €1,363 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on INTREPIDE
The operating result for 2025 is a loss of €1,023, after a profit of €25,976 in 2024.
Debt's share of the balance-sheet total rises from 70.0% to 74.7%. Equity is lower and debt is higher.
Board & ownership
Board
2 directors, no change since 2025Director (not named in the articles)
appointed by deed of 30-07-2024
term without a fixed end
Director (not named in the articles)
appointed by deed of 30-07-2024
term without a fixed end
Mandates through the years
3 names, the dashed line is todayGUILLAUME Martine Simone Paule Ghislaine
Director (not named in the articles)
Director (not named in the articles)
VANHERK Caroline
Director (not named in the articles)
Director (not named in the articles)
Latran Vincent
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- GUILLAUME Martine Simone Paule Ghislaine
- Director (not named in the articles), appointed by deed of 30-07-2024, still in office
- VANHERK Caroline
- Director (not named in the articles), appointed by deed of 30-07-2024, still in office
- Latran Vincent
- Director (not named in the articles), appointed by deed of 30-07-2024, until 31-03-2025
Control
Founder
Home by us S.à.r.l.-S
This company
INTREPIDE
Equity €16,818
Loss €3,501 in 2025
Capital
- Contribution
- €2,000
- Shares
- 2,000
- Contribution per share
- €1
- Equity per share
- €8.41 in 2025
- Source
- deed of 30-07-2024
Articles of association
deed of 30-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et d’expertise pour moitié au cédant et pour moitié aux acquéreurs proportionnellement au nombre d’actions acquises…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of May
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 30-07-2024 ↗
- Home by us S.à.r.l.-S 2,000 shares (100%) · €2,000
Network & group
No group
INTREPIDE has no parent and no holdings in its annual accounts. INTREPIDE shares no director with another company.
Timeline
Timeline
6 events since 2024Board
Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 2 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · 29 days late
Resignation: Latran Vincent (director)Director discharge: Latran Vincent · General meeting of 01-04-20253 points ▸
- General meeting, 01-04-2025
- Director resignation, Latran Vincent
- Director discharge, Latran Vincent
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011973185
IncorporationFounding capital of €2,000, 2,000 shares · Founder: Home by us S.à.r.l.-S · Appointments: VANHERK Caroline, GUILLAUME Martine Simone Paule Ghislaine and Vincent Michel Edouard LATRAN · published on 30-07-20249 points ▸
- Founder, Home by us S.à.r.l.-S
- Founding capital, €2,000, 2,000 shares
- Home by us S.à.r.l.-S holds all the shares
- Registered office clause, Rue de Longwy 42, 6780 Messancy
- Board rule, 2
- Director appointment, VANHERK Caroline (director (not named in the articles))
- Director appointment, GUILLAUME Martine Simone Paule Ghislaine (director (not named in the articles))
- Director appointment, Vincent Michel Edouard LATRAN (director (not named in the articles))
- Permanent representative, VANHERK Caroline
- The deed holds 6 more points.
First establishment Avenue de Longwy 42, Messancy
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1011.973.185
- VAT number
- BE 1011.973.185
- Peppol ID
- 0208:1011973185
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of Maydeed of 30-07-2024 (in French)
- Peppol
- Reachable since 07-08-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- INTREPIDE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-07-2024 (in French)
Activities
NACEBEL 2025VAT activities
47716
Retail sale of clothing and accessories for women, men, children and babies (general range) main activity
47721
Retail sale of footwear
47722
Retail trade
85599
Other education
Social security (RSZ) activities
47711
Retail sale of women's outerwear main activity
Codes under NACEBEL 2008
47716
Retail trade main activity
47721
Retail trade
47722
Retail trade
47770
Retail trade
47910
Retail trade
85599
Other education
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Tous articles textiles et d’habillement de prêt à porter comprenant notamment les vêtements de jour,de sport,de nuit ainsi que les…”deed of 30-07-2024 (in French)
12 activities
- Tous articles textiles et d’habillement de prêt à porter comprenant notamment les vêtements de jour,de sport,de nuit ainsi que les sous-vêtements
- Tous articles d’accessoires de mode tel que des montres et bijoux,ceintures,sacs et plus particulièrement tous articles de maroquinerie,lunettes,foulards,parapluies
- Toutes paires de chaussures
- La parfumerie,l’esthétique et cosmétique au sens large
- D’ateliers créatifs
- D’ateliers relatifs au bien-être
- Tous articles de décorations et mobiliers au sens large
- Et de manière générale,tout ce qui rentre dans la notion de « concept store »
- L’organisation d’évènements dans le domaine du prêt à porter,d’exposition et de défilés
- La consultance,le marketing ainsi que le conseil en image et toutes activités pouvant s’y rapporter
- Les activités de « coach organiser »,« home designer »,…
- La retouche et la couture de matières textiles et autres
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Avenue de Longwy 42 registered office 6780 Messancy | 26-07-2024 | 2.362.376.897 |
Buildings and parcels at the address
- Ground area
- 568 m²
- Buildings
- 82 m²
- Volume, LiDAR
- 492 m³
- Tallest building
- 8.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 81015A2916/00S000 | 568 m² | 1 · 82 m² | 8.1 m · 2 |
Contact
E-mail
info@intrepide-store.com