INTREPIDE

Active

Private limited companyfounded 20242 yrs activeAvenue de Longwy 42, 6780 Messancy, BelgiumKBO/BCE: BE 1011.973.185

Summary

The computed 12-month bankruptcy probability of INTREPIDE is 2.7% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-4k. Its solvency ranks better than 42% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

INTREPIDEActiveChecked score 45/100

Risk analysis Report Compare

Checked score

Score 2025

45 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability20▼-80

Solvency50▼-5

Growth32

Track record82

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.06 against 1.14 in 2024; short-term debt: 74.7% and cash: 45.1% of total assets), and 74.7% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Retail trade (NACE 47)

about 45% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

25.3%

Return on assets

-5.3%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

29 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€17k▼ 17.2%

2024 · €20k

2024: €20k 2025: €17k▼ -17.2% vs 2024

2024 → 2025

Total assets

€67k▼ 1.6%

2024 · €68k

2024: €68k 2025: €67k▼ -1.6% vs 2024

2024 → 2025

Net result

€-4k

2024 · €18k

2024: €18k 2025: €-4k▼ -119% vs 2024

2024 → 2025

Working capital

€3k▼ 54.8%

2024 · €7k

2024: €7k 2025: €3k▼ -54.8% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€20k-€17k▼ 17.2% 2024: €20k 2025: €17k▼ -17.2% vs 2024

Operating result€26k-€-1k 2024: €26k 2025: €-1k▼ -104% vs 2024

Net result€18k-€-4k 2024: €18k 2025: €-4k▼ -119% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €1k after €26k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €67k

20.7%

79.3%

Fixed assets €14k ▲ 1.4%

Current assets €53k ▼ 2.3%

Equity and liabilities €67k

25.3%

74.7%

Equity €17k ▼ 17.2%

Debt €50k ▲ 5.1%

Debt's share of the balance-sheet total rises from 70.0% to 74.7%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€2k▼

2024 · €27k

Cash flow

€-81▼

2024 · €20k

Current ratio

1.06▼

2024 · 1.14

Quick ratio

0.83▲

2024 · 0.82

Debt to equity

2.96▲

2024 · 2.33

ROE

-20.8%▼

2024 · 90.2%

ROA

-5.3%▼

2024 · 27.1%

Interest coverage

0.96▼

2024 · 15.52

Debt ≤ 1 year

€50k▲

2024 · €47k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines

Balance sheet Code20242025

Assets

Total assets20/58€68k€67k▼

Fixed assets21/28€14k€14k▲

Tangible fixed assets22/27€14k€14k▲

Plant, machinery and equipment23€14k€14k▲

Current assets29/58€54k€53k▼

Stocks and contracts in progress3€15k€11k▼

Stocks30/36€15k€11k▼

Amounts receivable within one year40/41€14k€11k▼

Other amounts receivable41€14k€11k▼

Cash at bank and in hand54/58€25k€30k▲

Equity and liabilities

Total equity and liabilities10/49€68k€67k▼

Equity10/15€20k€17k▼

Contributions10/11€2k€2k=

Reserves13-€200

Non-distributable reserves130/1-€200

Reserves not available under the articles1311-€200

Profit (loss) carried forward14€18k€15k▼

Amounts payable17/49€47k€50k▲

Amounts payable within one year42/48€47k€50k▲

Trade debts44€8k€12k▲

Suppliers440/4€8k€12k▲

Taxes, remuneration and social security45€23k€26k▲

Taxes450/3€23k€26k▲

Other amounts payable47/48€16k€12k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲

Other operating charges640/8€99€339▲

Gross operating margin9900€27k€3k▼

Operating profit (loss)9901€26k€-1k▼

Financial income75/76B€1€9▲

Recurring financial income75€1€9▲

Financial charges65/66B€2k€2k▲

Recurring financial charges65€2k€2k▲

Profit (loss) for the period before taxes9903€24k€-4k▼

Income taxes67/77€6k-

Profit (loss) for the period9904€18k€-4k▼

Profit (loss) for the period to be appropriated9905€18k€-4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€18k€15k▼

Profit (loss) brought forward from the previous period14P-€18k

Transfer to equity691/2-€200

To other reserves6921-€200

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€1k	€3k	▲ 151%
Other operating charges640/8	€99	€339	▲ 242%
Gross operating margin9900	€27k	€3k	▼ 90.0%
Operating profit (loss)9901	€26k	€-1k	▼ 104%
Financial income75/76B	€1	€9	▲ 768%
Recurring financial income75	€1	€9	▲ 768%
Financial charges65/66B	€2k	€2k	▲ 41.2%
Recurring financial charges65	€2k	€2k	▲ 41.2%
Profit (loss) for the period before taxes9903	€24k	€-4k	▼ 114%
Income taxes67/77	€6k	-	-
Profit (loss) for the period9904	€18k	€-4k	▼ 119%
Profit (loss) for the period to be appropriated9905	€18k	€-4k	▼ 119%

Line	2024	2025	Change
Assets
Total assets20/58	€68k	€67k	▼ 1.6%
Fixed assets21/28	€14k	€14k	▲ 1.4%
Tangible fixed assets22/27	€14k	€14k	▲ 1.4%
Plant, machinery and equipment23	€14k	€14k	▲ 1.4%
Current assets29/58	€54k	€53k	▼ 2.3%
Stocks and contracts in progress3	€15k	€11k	▼ 25.1%
Stocks30/36	€15k	€11k	▼ 25.1%
Amounts receivable within one year40/41	€14k	€11k	▼ 17.9%
Other amounts receivable41	€14k	€11k	▼ 17.9%
Cash at bank and in hand54/58	€25k	€30k	▲ 20.2%
Equity and liabilities
Total equity and liabilities10/49	€68k	€67k	▼ 1.6%
Equity10/15	€20k	€17k	▼ 17.2%
Contributions10/11	€2k	€2k	=
Reserves13	-	€200	-
Non-distributable reserves130/1	-	€200	-
Reserves not available under the articles1311	-	€200	-
Profit (loss) carried forward14	€18k	€15k	▼ 20.2%
Amounts payable17/49	€47k	€50k	▲ 5.1%
Amounts payable within one year42/48	€47k	€50k	▲ 5.1%
Trade debts44	€8k	€12k	▲ 36.4%
Suppliers440/4	€8k	€12k	▲ 36.4%
Taxes, remuneration and social security45	€23k	€26k	▲ 16.5%
Taxes450/3	€23k	€26k	▲ 16.5%
Other amounts payable47/48	€16k	€12k	▼ 27.4%

Line	2024	2025	Change
Profit (loss) for the period9904	€18k	€-4k	▼ 119%
+ Depreciation and write-downs630	€1k	€3k	▲ 151%
Operating cash flow (approximation)	€20k	€-81	▼ 100%
Investment in fixed assets (approximation)	-	€-4k	-
Change in cash	-	€5k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Messancy · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

568 m²

Building footprint

82 m²

Volume, LiDAR

492 m³

Parcel 81015A2916/00S000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

INTREPIDE

Avenue de Longwy 42, 6780 MessancyRetail sale of clothing and accessories for women, men, children and babies (general range)

since 20242.362.376.897

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
81015A2916/00S000	Wallonia	568 m²	1 · 82 m²	8.1 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Deep Black

BE 0769.895.136

Antwerpen · Eq €16,849

Braine-l'Alleud · Eq €16,892

Vera's Fashion

BE 0894.700.581

Menen · Eq €16,736

Of 6,502 companies in sector 47716 we hold annual accounts for 2,440. 1,506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded26-07-2024

Fiscal year end31-12

Activities, NACEBEL 2025

47711Retail sale of women's outerwear

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

47120Other non-specialised retail sale

47721Retail sale of footwear

47722Retail trade

47770Retail sale of watches and jewellery

85599Other education

Contact

E-mail info@intrepide-store.com

Scores and ratios are computed by Checked and are not a credit decision.