Turnover
≈ €32,000 estimated
The micro format states no turnover.
INTREPIDE
Lifetime
2 annual accounts with figures on one time axispeak €27,438 (2024)
€2,737▼ 90.0%
lowest -€3,501 (2025)
-€3,501▼ €21,820
peak €20,319 (2024)
€16,818▼ 17.2%
€49,738▲ 5.1%
Board3 names since 2024
2 directorsGUILLAUME Martine Simone Paule Ghislaine and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €27,438 to €2,737Loss of €3,501Resignation: Latran Vincent (director) 10-06Equity from €20,319 to €16,818
Key points
from the 2025 annual accountsDebts
€49,738 75% of the balance sheet
Suppliers 23%Taxes and wages 53%Other 24%
Starting capital
€2,000 2,000 shares
Checked score
66
Healthy
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%highest value
09-2025: 1.0%▼ -0.8 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.1%▲ +0.1 percentage points vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 1.0%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Sector: Retail trade (NACE 47)
Equity €16,818 (25.3% of total assets)
lowers risk
Liquidity: current ratio 1.06, cash €29,985
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 41% of them on solvency, 66% on liquidity, 22% on profitability and 21% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as INTREPIDE has now. Each dot stands for 4 companies, two years later.
93.4%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTREPIDE itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for INTREPIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (1.14 in 2024), below the usual 1.5. Short-term debt is 74.7% and cash 45.1% of total assets. 74.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 days early
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 14 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Latran Vincent (director)
Director discharge: Latran Vincent · General meeting of 01-04-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011973185
Incorporation
Founding capital of €2,000, 2,000 shares · Founder: Home by us S.à.r.l.-S · Appointments: VANHERK Caroline, GUILLAUME Martine Simone Paule Ghislaine and Vincent Michel Edouard LATRAN · published on 30-07-2024 · Gazette deed
First establishment
Avenue de Longwy 42, Messancy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTREPIDE Messancy | €66,556 | €2,737 | 25.3% | - |
| V-DONNA Kortrijk | €54,863 | €1,613 | -26.1% | - |
| KANELL Bastogne | €126,237 | €3,070 | -60.4% | 1.4 |
| ELEGANCE CREATIVE Mons | €37,135 | €3,872 | 4.1% | - |
| COFFEEDEALER Herent | €65,401 | €4,168 | 6.2% | - |
| LOVE NORTH SEA Messancy | €42,660 | -€21,748 | -57.7% | - |
| DSTORE NEUPRE Welkenraedt | €53,963 | €4,899 | -26.4% | - |
These companies have the same main activity as INTREPIDE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €37,100 and €126,000, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 26-07-2024Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 6 others
- Establishment unit
- 2.362.376.8976780 Messancy, since 26-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-08-2024
Annual accounts 2025
- €66,556▼ 1.6%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on INTREPIDE
INTREPIDE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,818 and a net result of -€3,501.
Its solvency ranks better than 43% of 22,917 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTREPIDE
- What is the company number of INTREPIDE?
- The company number of INTREPIDE is 1011.973.185. The VAT number is the same number with BE in front: BE 1011.973.185.
- Where is INTREPIDE based?
- The registered office is at Avenue de Longwy 42, 6780 Messancy.Company details
- What does INTREPIDE do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of INTREPIDE?
- INTREPIDE is a private limited company (BV).
- When was INTREPIDE founded?
- INTREPIDE was founded on 26-07-2024.
- Is INTREPIDE still active?
- Yes, INTREPIDE is an active enterprise in the KBO register.
- What is the turnover of INTREPIDE?
- The turnover in financial year 2025 is ≈ €32,000. This figure is estimated from the gross margin of €2,737 and 40 comparable companies (NACE 47716). It probably lies between €11,000 and €64,000. It is a rough estimate.Financials
- Is INTREPIDE profitable?
- In financial year 2025, INTREPIDE made a loss of €3,501.
- Where can I find the annual accounts of INTREPIDE?
- INTREPIDE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTREPIDE due?
- INTREPIDE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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