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INTRABIZ

Active
Private limited companyfounded 201214 yrs activeKaaistraat 40, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0843.345.615

INTRABIZ has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €11k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
61 / 100
Healthy▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-29
Solvency24▼-12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.77 in 2024), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.6%
Return on assets
0.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 6956 sector peers (2025).
NBB · sector comparison
Position among 6956 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
29 d late
2023
28 d late
2022
24 d late
2021
25 d late
2020
11 d late
2019
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€227k▲ 5.1%
2024 · €216k
2018: €12k 2019: €18k 2020: €50k 2021: €123k 2022: €191k 2023: €193k 2024: €216k
2018 → 2025
Total assets
€1.80M▼ 4.0%
2024 · €1.87M
2018: €601k 2019: €593k 2020: €1.13M 2021: €1.67M 2022: €1.85M 2023: €1.91M 2024: €1.87M
2018 → 2025
Net result
€11k▼ 52.1%
2024 · €23k
2018: €3k 2019: €6k 2020: €33k 2021: €73k 2022: €67k 2023: €2k 2024: €23k
2018 → 2025
Working capital
€31k▼ 67.4%
2024 · €96k
2018: €-50k 2019: €-52k 2020: €-25k 2021: €841k 2022: €799k 2023: €113k 2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€123k-€191k▲ 54.5%€193k▲ 1.3%€216k▲ 11.9%€227k▲ 5.1%
Operating result€116k-€70k▼ 39.7%€19k▼ 72.2%€50k▲ 154%€28k▼ 44.1%
Net result€73k-€67k▼ 7.9%€2k▼ 96.3%€23k▲ 823%€11k▼ 52.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €116k€116kNet result 2021: €73k€73kOperating result 2022: €70k€70kNet result 2022: €67k€67kOperating result 2023: €19k€19kNet result 2023: €2k€2kOperating result 2024: €50k€50kNet result 2024: €23k€23kOperating result 2025: €28k€28kNet result 2025: €11k€11k20212022202320242025
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets €1.62M▼ 1.8%
Current assets €175k▼ 20.4%
Equity and liabilities €1.80M
Equity €227k▲ 5.1%
Debt €1.57M▼ 5.1%
The debt ratio falls from 88.5% to 87.4%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69k
2024 · €92k
Cash flow
€52k
2024 · €65k
Solvency
12.6%
2024 · 11.5%
Current ratio
1.22
2024 · 1.77
Quick ratio
1.21
2024 · 1.76
Debt / equity
6.91
2024 · 7.66
ROE
4.8%
2024 · 10.6%
ROA
0.6%
2024 · 1.2%
Interest coverage
4.91
2024 · 6.40
Debt
€1.57M
2024 · €1.66M
Debt ≤ 1 year
€144k
2024 · €124k
Debt > 1 year
€1.43M
2024 · €1.53M
Income taxes
€6k
2024 · €17k
Staff costs
€24k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.87M€1.80M
Fixed assets21/28€1.65M€1.62M
Tangible fixed assets22/27€1.65M€1.62M
Land and buildings22€1.64M€1.60M
Furniture and vehicles24€12k€17k
Current assets29/58€220k€175k
Amounts receivable after more than one year29€145k€145k=
Other amounts receivable291€145k€145k=
Stocks and contracts in progress3€2k€1k
Stocks30/36€2k€1k
Amounts receivable within one year40/41€28k€16k
Trade receivables40€4k€3k
Other amounts receivable41€24k€12k
Cash at bank and in hand54/58€46k€13k
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.80M
Equity10/15€216k€227k
Contributions10/11€6k€6k=
Reserves13€25k€36k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€23k€34k
Profit (loss) carried forward14€185k€185k=
Amounts payable17/49€1.66M€1.57M
Amounts payable after more than one year17€1.53M€1.43M
Financial debts170/4€1.53M€1.43M
Amounts payable within one year42/48€124k€144k
Current portion of amounts payable after more than one year42€60k€62k
Trade debts44€3k€4k
Suppliers440/4€3k€4k
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€34k€39k
Taxes450/3€26k€32k
Remuneration and social security454/9€7k€7k
Other amounts payable47/48€27k€31k
Accrued charges and deferred income492/3€974€320
Income statement Code20242025
Remuneration, social security and pensions62€9k€24k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€41k
Other operating charges640/8€7k€6k
Gross operating margin9900€107k€99k
Operating profit (loss)9901€50k€28k
Financial income75/76B€5k€4k
Recurring financial income75€5k€4k
Financial charges65/66B€14k€14k
Recurring financial charges65€14k€14k
Profit (loss) for the period before taxes9903€40k€17k
Income taxes67/77€17k€6k
Profit (loss) for the period9904€23k€11k
Profit (loss) for the period to be appropriated9905€23k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€208k€196k
Profit (loss) brought forward from the previous period14P€185k€185k=
Transfer to equity691/2€23k€11k
To other reserves6921€23k€11k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Equity above €200kEq €216k ▲11.9%
7 profitable years in a row build equity to €216k.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Weakest financial yearnet €2k ▼96.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial Equity above €150kEq €191k ▲54.5%
5 profitable years in a row build equity to €191k.
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial Highest result since 2018net €73k ▲123%
Operating result €116k, net result €73k, both a record.
31-12
Financial Liquidity times 10current ratio 8.28
Current ratio from 0.79 to 8.28; short-term debt falls from €119k to €115k.
31-12
Financial Equity above €100kEq €123k ▲145%
4 profitable years in a row build equity to €123k.
11-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2012
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kaaistraat 409220 Hamme (Vl.)
Ground area
853 m²
Building footprint
399 m²
Volume, LiDAR
4,816 m³
Parcel 42452B0901/00T000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
INTRABIZ
Kaaistraat 40, 9220 Hamme (Vl.)Wholesale of electrical household appliances and audio-video equipment
since 20122.206.728.917
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42452B0901/00T000 Flanders 853 m² 1 · 399 m² 15.4 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 39,198 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-02-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
47761Retail sale of flowers, plants, seeds and fertilisers
55203Holiday cottages, homes and apartments
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.