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Generated 15-07-2026
Active BE 0889.095.466Private limited company

INTODESIGN

Walleken 5 ·9230 Wetteren, Belgium· 19 yrs active
Sector: Computer programming & consultancy (62900)
Conclusion Checked

The computed 12-month bankruptcy probability of INTODESIGN is 0.1% (very low). The 2025 annual accounts show equity of €167k and a net result of €30k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 2732 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €167k
Net result €30k
Better than sector 41%
Active 19 yrs
Snowflake analysis 5 axes · computed by Checked
Health83Profitability89Solvency85Growth32Stability100
78 / 100

Exceptional profile, strong across almost every axis.

Health 83
Profitability 89
Solvency 85
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
83 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 18-04-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60k€80kOperating result 2021: €71k€71kNet result 2021: €49k€49kOperating result 2022: €51k€51kNet result 2022: €33k€33kOperating result 2023: €72k€72kNet result 2023: €52k€52kOperating result 2024: €62k€62kNet result 2024: €38k€38kOperating result 2025: €49k€49kNet result 2025: €30k€30k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~5.3%/year over 8 fiscal years, indicative, assuming unchanged policy.
€150k€200k€250k€300k€350k2026: €286k (€268k - €303k)2027: €298k (€270k - €325k)2028: €309k (€271k - €347k)2018: €171k2019: €205k2020: €212k2021: €235k2022: €268k2023: €260k2024: €257k2025: €167k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 49.3% 62.2%
better than 41% of 2732 sector peers
Net result €30k €40k
better than 41% of 2734 sector peers
Equity €167k €62k
better than 86% of 2733 sector peers
Gross operating margin €89k €63k
better than 71% of 2734 sector peers
Total assets €339k €120k
better than 91% of 2734 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€85k
-12.9% far above sector median
Net profit
€30k
-21.0% far above sector median
Cash flow
€67k
-10.4% far above sector median
Total assets
€339k
-31.5% +32% vs sector
Equity
€167k
-35.1% +49% vs sector
Working capital
€35k
-70.2% far above sector median
Income taxes
€15k
-9.4% far above sector median
Dividends
€120k
+195.8% far above sector median
Debt
€172k
-27.6% -5% vs sector
Debt ≤ 1y
€64k
-36.3% -16% vs sector
Debt > 1y
€107k
-21.1% +3% vs sector
Current ratio
1.55
-28.8% +49% vs sector
Quick ratio
1.55
-28.8% +49% vs sector
Solvency
49.3%
-5.3% +65% vs sector
Debt / equity
1.03
+11.6% -56% vs sector
ROE
17.9%
+21.7% +227% vs sector
ROA
8.8%
+15.3% far above sector median
Interest coverage
8.62
-13.5% +11% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€85k
Net profit€30k
Cash flow€67k
Staff costs-
Income taxes€15k
Dividends€120k
Total assets€339k
Equity€167k
Debt€172k
of which ≤ 1y€64k
of which > 1y€107k
Working capital€35k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.55
Quick ratio1.55
Working capital ratio10.4%
Solvency49.3%
Debt / equity1.03
Long-term debt ratio0.64
Interest coverage8.62
Gross margin-
Net margin-
ROA8.8%
ROE17.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€339k
Fixed assets 21/28€239k
Tangible fixed assets 22/27€239k
Current assets 29/58€99k
Amounts receivable within one year 40/41€52k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€339k
Equity 10/15€167k
Contributions / capital 10/11€6k
Reserves 13€161k
Amounts payable 17/49€172k
Amounts payable after one year 17€107k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€89k
Operating result 9901€49k
Financial income 75€6k
Financial charges 65€10k
Result before taxes 9903€45k
Income taxes 67/77€15k
Net result for the period 9904€30k
Result to be appropriated 9905€30k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62900)
Legal form Private limited company(610)
Incorporation27-04-2007
StatusActive
Postal code9230
Establishment units 1 location
SUM
Walleken 5, 9230 WetterenComputeradviesbureaus
since 20072.162.205.125
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42302C0260/00G000 Flanders 712 m² 1 · 132 m² 7.8 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
10-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-12-2024
State Gazette act Director changes
David Cottenie
07-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
05-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
20-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
21-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
14-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
15-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
25-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
22-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
24-12-2024 Change in the board of directors Director changes·David Cottenie
Notary: David Cottenie · Gent
Technical details 
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      "via_org": {
        "kbo": null,
        "name": "Countable",
        "address": "9270 Kalken, Heirweg 53",
        "country": "BE",
        "legal_form": null
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      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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  "notary": {
    "name": "David Cottenie",
    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-24",
    "filing_date": "2024-12-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "buitengewone_algemene_vergadering",
      "date": "2024-12-20",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0889.095.466",
    "name_full": "INTODESIGN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "D Cottenie",
    "org_rep_person_name": null,
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  },
  "co_filed_documents": [
    "afschrift",
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    "verslag bestuursorgaan"
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  "corrected_publication_numac": null
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Overige activiteiten in verband met computers72600Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computeradviesbureaus72100Overige vormen van onderwijs85599Overige vormen van onderwijs85599Activiteiten op het vlak van geestelijke gezondheidszorg, m.u.v. psychiatrische ziekenhuizen en verzorgingstehuizen86904Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van psychologie86931Activiteiten op het gebied van voeding86995Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten90011Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten90201
Primary activity highlighted.
Names & trade names
Legal nameNL INTODESIGN
Registered office
Walleken 5
9230 Wetteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative