INTO OBJECTS
ActiveINTO OBJECTS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▲+4
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.22 in 2024), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
66.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 16922 sector peers (2025).
NBB · sector comparisonPosition among 16922 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
165 d early
2024
120 d early
2023
110 d early
2022
34 d early
2021
31 d early
2020
29 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2018: €71k
2019: €109k
2020: €156k
2021: €20k
2022: €56k
2023: €20k
2024: €19k
2018 → 2025
Total assets
€87k▼ 11.4%
2024 · €99k
2018: €111k
2019: €150k
2020: €213k
2021: €129k
2022: €90k
2023: €82k
2024: €99k
2018 → 2025
Net result
€58k▼ 4.8%
2024 · €61k
2018: €36k
2019: €38k
2020: €47k
2021: €47k
2022: €36k
2023: €43k
2024: €61k
2018 → 2025
Working capital
€16k▼ 5.0%
2024 · €17k
2018: €104k
2019: €140k
2020: €199k
2021: €65k
2022: €71k
2023: €18k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€56k▲ 176%€20k▼ 63.7%€19k▼ 9.1%€19k=
Operating result€52k-€49k▼ 6.3%€56k▲ 13.4%€78k▲ 39.7%€74k▼ 4.6%
Net result€47k-€36k▼ 23.8%€43k▲ 20.9%€61k▲ 40.1%€58k▼ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€2k▼ 18.2%
Current assets
€85k▼ 11.2%
Equity and liabilities €87k
Equity
€19k=
Debt
€69k▼ 14.1%
The debt ratio falls from 81.2% to 78.7%: debt is paid down.
Key figures and ratios
EBITDA
€75k▼
2024 · €78k
Cash flow
€58k▼
2024 · €61k
Solvency
21.3%▲
2024 · 18.8%
Current ratio
1.24▲
2024 · 1.22
Quick ratio
1.24▲
2024 · 1.22
Debt / equity
3.70▼
2024 · 4.31
ROE
311.8%▼
2024 · 327.3%
ROA
66.3%▲
2024 · 61.6%
Interest coverage
1065.43▼
2024 · 1096.72
Debt
€69k▼
2024 · €80k
Debt ≤ 1 year
€69k▼
2024 · €79k
Income taxes
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€87k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€96k€85k▼
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€12k€12k▼
Other amounts receivable41€22€60▲
Cash at bank and in hand54/58€82k€72k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€99k€87k▼
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Amounts payable17/49€80k€69k▼
Amounts payable within one year42/48€79k€69k▼
Trade debts44€942€2k▲
Suppliers440/4€942€2k▲
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48€67k€62k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€507€507=
Other operating charges640/8€726€816▲
Gross operating margin9900€79k€75k▼
Operating profit (loss)9901€78k€74k▼
Financial income75/76B€8€276▲
Recurring financial income75€8€276▲
Financial charges65/66B€71€70▼
Recurring financial charges65€71€70▼
Profit (loss) for the period before taxes9903€78k€74k▼
Income taxes67/77€17k€16k▼
Profit (loss) for the period9904€61k€58k▼
Profit (loss) for the period to be appropriated9905€61k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€58k▼
Transfer from equity791/2€2k-
Profit to be distributed694/7€63k€58k▼
Return on contributions (dividend)694€63k€58k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €61k ▲40.1%
Operating result €78k, net result €61k, both a record.
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 5.29
Current ratio from 2.02 to 5.29; short-term debt falls from €63k to €17k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €156k ▲42.7%
3 profitable years in a row build equity to €156k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €109k ▲52.6%
2 profitable years in a row build equity to €109k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Tom GOEMAES
CurrentDirector · since 07-06-2023
07-06-2023
Resigned as Director
07-06-2023
Appointed as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugstraat 793001 LeuvenGround area
201 m²
Building footprint
89 m²
Volume, LiDAR
575 m³
Parcel 24433E0101/00G003, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brugstraat 79, 3001 Leuven
since 20142.226.049.733
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0101/00G003 | Flanders | 201 m² | 1 · 89 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Opqode
BE 0554.702.715
Leuven · Eq €19k
DroidBender
BE 0556.808.902
Houthalen-Helchteren · Eq €19k
MINDBYTE
BE 0556.871.555
Sint-Katelijne-Waver · Eq €19k
Ackrosoft
BE 0566.930.356
Bonheiden · Eq €19k
SCREENLAB
BE 0568.701.694
Vorst · Eq €19k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 5,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
13910Manufacture of textiles
47512Retail sale of household textiles and bedding
62020IT consultancy
62200Computer consultancy and computer facilities management
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74109Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.