INTERVAL ARCHITECTS
ActiveINTERVAL ARCHITECTS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €4k and a net result of €-10k. Equity is shrinking by ~29.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2024. Its solvency ranks better than 11% of 10638 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2023
Axes · tick = 2022
Profitability0=
Solvency14▼-10
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.0 against 1.12 in 2022), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
4.4%
Return on assets
-10.3%
Age of the figures
32 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2022 and 2023); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2023Net result per financial year
181920212223
2018 to 2023 · latest year -€10k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 10638 sector peers (2023).
NBB · sector comparisonPosition among 10638 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline12-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-12-2024, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
153 d late
2022
252 d late
2021
31 d late
2020
26 d late
2019
84 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€4k▼ 70.0%
2022 · €15k
2018: €42k
2019: €35k
2020: €37k
2021: €17k
2022: €15k
2018 → 2023
Total assets
€102k▲ 7.2%
2022 · €95k
2018: €151k
2019: €147k
2020: €146k
2021: €110k
2022: €95k
2018 → 2023
Net result
€-10k▼ 423%
2022 · €-2k
2018: €-25k
2019: €-7k
2020: €2k
2021: €8k
2022: €-2k
2018 → 2023
Working capital
€409▼ 95.2%
2022 · €9k
2018: €127k
2019: €119k
2020: €118k
2021: €61k
2022: €9k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€35k-€37k▲ 5.7%€17k▼ 54.0%€15k▼ 11.8%€4k▼ 70.0%
Operating result€-7k-€6k€-27k€-44k▼ 60.5%€-10k▲ 76.2%
Net result€-7k-€2k€8k▲ 322%€-2k€-10k▼ 423%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2023 against €44k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €102k
Fixed assets
€9k▼ 38.8%
Current assets
€92k▲ 15.7%
Equity and liabilities €102k
Equity
€4k▼ 70.0%
Provisions
€5k=
Debt
€92k▲ 23.1%
The debt ratio rises from 79.0% to 90.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-5k▲
2022 · €-38k
Cash flow
€-5k▼
2022 · €4k
Solvency
4.4%▼
2022 · 15.7%
Current ratio
1.00▼
2022 · 1.12
Quick ratio
1.00▼
2022 · 1.12
Debt / equity
20.60▲
2022 · 5.02
ROE
-233.4%▼
2022 · -13.4%
ROA
-10.3%▼
2022 · -2.1%
Interest coverage
-10.90▲
2022 · -110.58
Debt
€92k▲
2022 · €75k
Debt ≤ 1 year
€92k▲
2022 · €71k
Income taxes
€247▼
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€95k€102k▲
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€9k▼
Furniture and vehicles24€15k€9k▼
Current assets29/58€80k€92k▲
Amounts receivable after more than one year29€26k€26k=
Other amounts receivable291€26k€26k=
Amounts receivable within one year40/41€37k€19k▼
Trade receivables40€25k€6k▼
Other amounts receivable41€12k€13k▲
Cash at bank and in hand54/58€17k€45k▲
Deferred charges and accrued income490/1€211€2k▲
Equity and liabilities
Total equity and liabilities10/49€95k€102k▲
Equity10/15€15k€4k▼
Contributions10/11€18k€18k=
Outside capital11€18k€18k=
Other1109/19€18k€18k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-25k€-35k▼
Provisions and deferred taxes16€5k€5k=
Provisions for liabilities and charges160/5€5k€5k=
Pensions and similar obligations160€5k€5k=
Amounts payable17/49€75k€92k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€71k€92k▲
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€271€311▲
Suppliers440/4€271€311▲
Taxes, remuneration and social security45€11k€65k▲
Taxes450/3€11k€11k▲
Remuneration and social security454/9-€54k
Other amounts payable47/48€53k€21k▼
Income statement
Code20222023
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€1k€661▼
Non-recurring operating charges66A€45€273▲
Gross operating margin9900€-37k€-4k▲
Operating profit (loss)9901€-44k€-10k▲
Financial income75/76B€45k€729▼
Recurring financial income75€0€729▲
Non-recurring financial income76B€45k-
Financial charges65/66B€347€453▲
Recurring financial charges65€347€453▲
Profit (loss) for the period before taxes9903€608€-10k▼
Income taxes67/77€3k€247▼
Profit (loss) for the period9904€-2k€-10k▼
Profit (loss) for the period to be appropriated9905€-2k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-35k▼
Profit (loss) brought forward from the previous period14P€-23k€-25k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 252 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €8k ▲322%
Net result €8k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
2015
25-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tercoignelaan 341170 Watermaal-BosvoordeGround area
599 m²
Building footprint
117 m²
Volume, LiDAR
821 m³
Parcel 21017D0024/00G011, Brussels · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTERVAL ARCHITECTS
since 19882.264.535.076
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0024/00G011 | Brussels | 599 m² | 1 · 117 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LJ Architecten
BE 0782.302.327
Zedelgem · Eq €4k
Architectenbureau Marie Moors
BE 1017.193.270
Etterbeek · Eq €4k
LABE Architecture
BE 0769.902.559
Linkebeek · Eq €4k
STUDIO MINK
BE 0769.603.641
Gent · Eq €4k
43
BE 0788.592.083
Oosterzele · Eq €4k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 2,082 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-10-1988
Fiscal year end31-12
Abbreviation FR
INTERVAL
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.