Debts
€1.2m 100% of the balance sheet
Financial debts 97%Suppliers 0%Taxes and wages 0%Other 2%
Of this, €30,271 falls due within a year.
43
Lifetime
4 annual accounts with figures on one time axispeak €43,766 (2025)
€43,766▲ €53,060
lowest -€23,454 (2024)
€25,720▲ €49,174
peak €6,302 (2022)
€4,494▲ €25,720
€1.2m▲ 12×
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Gross margin from -€9,294 to €43,766Back to profit: €25,720Appointment: (director) 08-04Equity from -€21,226 to €4,494Debts from €100,670 to €1.2mInvestments €1.1m
Key points
from the 2025 annual accountsSecurities
€899,207
Mortgages, new in 2025. 200.1 times equity · not in the 2024 accounts.
Investments
€1.1m 68.3 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 9381.3% higher than in 2024.
Liquidity
1.62 was 0.20 in 2024
Short-term debts fell from €100,670 to €30,271.
Filings
4 annual accounts 3 late
The 2024 accounts came latest: 25 days after the end of the period.
Position in the sector
0.4%
Lower solvency than 90% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,514 companies had the same profile as 43 has now. Each dot stands for 4 companies, two years later.
95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for 43. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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Signals
Board and ownership
Director
Director
- founderdeed of 18-07-2022
- founderdeed of 18-07-2022
Recent changes
Appointment: (director)
General meeting of 28-02-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788592083
Incorporation
Founding capital of €2,000, 100 shares · Founders: and · Appointment: (director) · published on 18-07-2022 · Gazette deed
First establishment
Aalmoezenijestraat 45, Oosterzele
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 43 Oosterzele | €1.2m | €43,766 | 0.4% | - |
| D-ONE Architects Ostend | €1.3m | €44,886 | 15.3% | 0 |
| Dierendonckblancke architecten Ghent | €1.4m | €47,592 | 35.6% | 2 |
| VanCLoVer Lochristi | €1.4m | €44,037 | 0.6% | - |
| BASIL ARCHITECTURE Aalter | €1.0m | €50,175 | 0.5% | - |
| MB Architecture Frasnes-lez-Anvaing | €0.9m | €76,734 | 12.3% | - |
| CNP Design Ath | €0.7m | €43,449 | 5.2% | - |
These companies have the same main activity as 43: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €651,000 and €1.4m, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 14-07-2022Normal situation
- Activity
- Activities of building architectsNACE 71111and 5 others
- Establishment unit
- 2.334.653.3099860 Oosterzele, since 14-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-01-2025
Annual accounts 2025
- ≈ €120,000estimated
- €1.2m▲ 15×
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on 43
43 files the micro format. That format states no turnover. The gross margin rose from €6,319 in 2022 to €43,766 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 43
- What is the company number of 43?
- The company number of 43 is 0788.592.083. The VAT number is the same number with BE in front: BE 0788.592.083.
- Where is 43 based?
- The registered office is at Aalmoezenijestraat 45, 9860 Oosterzele.Company details
- What does 43 do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of 43?
- 43 is a private limited company (BV).
- When was 43 founded?
- 43 was founded on 14-07-2022.
- Is 43 still active?
- Yes, 43 is an active enterprise in the KBO register.
- What is the turnover of 43?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €43,766 and 53 comparable companies (NACE 711). It probably lies between €91,000 and €180,000.Financials
- Is 43 profitable?
- In financial year 2025, 43 made a profit of €25,720.
- Where can I find the annual accounts of 43?
- 43 filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 43 due?
- 43 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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