Interservice
ActiveInterservice has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2021 annual accounts show negative equity (€-4k) and a net result of €4k. Equity is shrinking by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 507 sector peers (fiscal year 2021). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2021
23
/ 100
Critical▲ +1 vs 2020
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2020
Profitability23▼-35
Solvency40▲+30
Growth57▲+19
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.81 in 2020), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
-4.9%
Return on assets
5.2%
Age of the figures
56 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline14-09-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2021, full schema
Turnover
€139k▲ 2.5%
2020 · €136k
2019: €154k
2020: €136k
2019 → 2021
EBIT margin
3.2%▲ 4.8pp
2020 · -1.7%
2019: -0.9%
2020: -1.7%
2019 → 2021
Net result
€4k
2020 · €-2k
2018: €-5k
2019: €-1k
2020: €-2k
2018 → 2021
Working capital
€-15k▼ 17.0%
2020 · €-13k
2018: €-7k
2019: €-10k
2020: €-13k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Turnover€154k€136k▼ 11.6%€139k▲ 2.5%
Equity€-4k-€-5k▼ 36.7%€-8k▼ 43.3%€-4k▲ 51.9%
Operating result€-5k-€-1k▲ 74.5%€-2k▼ 65.6%€4k
Net result€-5k-€-1k▲ 72.9%€-2k▼ 61.2%€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2021: €4k after a loss of €2k in 2020, the highest year so far.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €78k
Fixed assets
€20k▲ 219%
Current assets
€58k▲ 5.2%
Key figures and ratios
EBITDA
€8k
Cash flow
€7k
Solvency
-4.9%▲
2020 · -12.8%
Current ratio
0.80▼
2020 · 0.81
Quick ratio
0.80▼
2020 · 0.81
Debt / equity
-21.56
ROE
-107.9%▼
2020 · 30.2%
ROA
5.2%▲
2020 · -3.9%
Interest coverage
21.23
Debt
€82k▲
2020 · €69k
Debt ≤ 1 year
€73k▲
2020 · €68k
Debt > 1 year
€8k
Staff costs
€362k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€62k€78k▲
Fixed assets21/28€6k€20k▲
Tangible fixed assets22/27€465€14k▲
Furniture and vehicles24-€14k
Financial fixed assets28€6k€5k▼
Current assets29/58€56k€58k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40-€6k
Cash at bank and in hand54/58€53k€52k▼
Deferred charges and accrued income490/1-€678
Equity and liabilities
Total equity and liabilities10/49€62k€78k▲
Equity10/15€-8k€-4k▲
Profit (loss) carried forward14€-8k€-4k▲
Amounts payable17/49€69k€82k▲
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€68k€73k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€17€7k▲
Suppliers440/4-€7k
Taxes, remuneration and social security45-€43k
Remuneration and social security454/9-€43k
Income statement
Code20202021
Turnover70€136k€139k▲
Non-recurring operating income76A-€255k
Goods, raw materials, services and sundry goods60/61-€24k
Remuneration, social security and pensions62-€362k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8-€617
Gross operating margin9900€356k€370k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B-€2
Recurring financial income75€19€2▼
Financial charges65/66B-€365
Recurring financial charges65€149€365▲
Profit (loss) for the period before taxes9903€-2k€4k▲
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906-€-4k
Profit (loss) brought forward from the previous period14P-€-8k
Social balance
Average headcount (FTE)9087-15.1
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
08-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
22-05
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
27-06
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumes · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Docteur Bocquet(RS) 27610 RumesGround area
739 m²
Building footprint
303 m²
Volume, LiDAR
1,604 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Interservice
since 19862.162.857.795
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57072D0469/00Y000 | Wallonia | 626 m² | 1 · 229 m² | 6.5 m · 2 fl. |
| 57072D0462/00D000 | Wallonia | 113 m² | 1 · 74 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 577 companies in sector 88101 we hold annual accounts for 140. 11 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-09-1986
Fiscal year end31-12
Activities, NACEBEL
85323
88101Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.