INTERPOINT
ActiveINTERPOINT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €781k and a net result of €3k. Equity is shrinking by ~2.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
76
/ 100
Excellent▲ +24 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability2▲+2
Solvency100=
Growth22=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 12.0 against 11.82 in 2025), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
91.7%
Return on assets
0.4%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 06-07-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
56 d early
2025
32 d early
2024
23 d late
2023
6 d early
2022
65 d late
2021
53 d early
2020
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Turnover
€234k▼ 1.1%
2023 · €237k
2019: €518k
2020: €235k
2021: €123k
2022: €244k
2023: €237k
2019 → 2024
EBIT margin
-18.1%▼ 20.1pp
2023 · 1.9%
2019: 23.6%
2020: 1.3%
2021: -25.9%
2022: 2.3%
2023: 1.9%
2019 → 2024
Net result
€3k
2025 · €-95k
2019: €86k
2020: €2k
2021: €-33k
2022: €5k
2023: €6k
2024: €-41k
2025: €-95k
2019 → 2026
Working capital
€781k▲ 0.5%
2025 · €778k
2019: €953k
2020: €935k
2021: €903k
2022: €908k
2023: €913k
2024: €872k
2025: €778k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€244k-€237k▼ 3.0%€234k▼ 1.1%
Equity€908k-€914k▲ 0.6%€873k▼ 4.5%€778k▼ 10.8%€781k▲ 0.4%
Operating result€6k-€5k▼ 17.4%€-42k€-99k▼ 134%€-2k▲ 98.1%
Net result€5k-€6k▲ 8.5%€-41k€-95k▼ 128%€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2026 against €99k in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €852k
Fixed assets
€68▼ 83.3%
Current assets
€852k▲ 0.3%
Equity and liabilities €852k
Equity
€781k▲ 0.4%
Debt
€71k▼ 1.2%
The debt ratio falls from 8.5% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€-2k▲
2025 · €-99k
Cash flow
€4k▲
2025 · €-94k
Solvency
91.7%▲
2025 · 91.5%
Current ratio
12.00▲
2025 · 11.82
Quick ratio
9.92▲
2025 · 9.06
Debt / equity
0.09▼
2025 · 0.09
ROE
0.4%▲
2025 · -12.1%
ROA
0.4%▲
2025 · -11.1%
Interest coverage
-10.78▲
2025 · -165.61
Debt
€71k▼
2025 · €72k
Debt ≤ 1 year
€71k▼
2025 · €72k
Staff costs
€131k▼
2025 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€850k€852k▲
Fixed assets21/28€408€68▼
Tangible fixed assets22/27€340-
Furniture and vehicles24€340-
Financial fixed assets28€68€68=
Current assets29/58€850k€852k▲
Stocks and contracts in progress3€199k€148k▼
Stocks30/36€199k€148k▼
Amounts receivable within one year40/41€19k€171k▲
Trade receivables40€12k€151k▲
Other amounts receivable41€6k€21k▲
Current investments50/53€559k€513k▼
Cash at bank and in hand54/58€73k€20k▼
Equity and liabilities
Total equity and liabilities10/49€850k€852k▲
Equity10/15€778k€781k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€208k€208k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€198k€198k=
Profit (loss) carried forward14€470k€473k▲
Amounts payable17/49€72k€71k▼
Amounts payable within one year42/48€72k€71k▼
Trade debts44€72k€65k▼
Suppliers440/4€72k€65k▼
Taxes, remuneration and social security45-€6k
Remuneration and social security454/9-€6k
Income statement
Code20252026
Remuneration, social security and pensions62€140k€131k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€330€340▲
Other operating charges640/8€180€186▲
Gross operating margin9900€41k€130k▲
Operating profit (loss)9901€-99k€-2k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€598€144▼
Recurring financial charges65€598€144▼
Profit (loss) for the period before taxes9903€-95k€3k▲
Profit (loss) for the period9904€-95k€3k▲
Profit (loss) for the period to be appropriated9905€-95k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€470k€473k▲
Profit (loss) brought forward from the previous period14P€564k€470k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-01
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
Financial
Weakest financial yearnet €-95k
Net result drops to €-95k, the lowest in the series; recovery starts the following year.
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
31-01
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
Financial
Liquidity triplescurrent ratio 30.52
Current ratio from 9.72 to 30.52; short-term debt falls from €107k to €31k.
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 23 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2024
Guido François
CurrentManaging director · since 11-12-2024
Erik François
CurrentDirector · since 25-05-2024
11-12-2024
Guido François: Appointed as Managing director
25-05-2024
Erik François: Appointed as Director
25-05-2024
Simone Adriaens: Resigned as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Celestijnenlaan 483001 LeuvenGround area
1,705 m²
Building footprint
328 m²
Volume, LiDAR
1,530 m³
Parcel 24040B0194/00P009, Flanders · tallest building 13.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Celestijnenlaan 48, 3001 Leuven
since 19912.055.007.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24040B0194/00P009 | Flanders | 1,705 m² | 1 · 328 m² | 13.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHIRURGICAL MAINTENANCE
BE 0441.522.521
Flémalle · Eq €778k
PEVO
BE 0881.425.637
Kasterlee · Eq €786k
Centre Wallon d'Orthopédie Générale
BE 0432.824.886
Thuin · Eq €768k
BELGIUM OCULARISTS
BE 0708.888.371
Brussel · Eq €798k
DIGITRON
BE 0447.979.751
Antwerpen · Eq €762k
Of 1,245 companies in sector 32500 we hold annual accounts for 692. 461 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-10-1991
Fiscal year end31-01
Activities, NACEBEL
29561
32500Manufacture of medical and dental instruments and supplies
33103
33120Repair and maintenance of machinery
46900Non-specialised wholesale trade
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.