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INTERPHILA

Active
Private limited company (pre-2019)founded 1976active for 49 yearsSint-Baafsplein 4, 9000 Gent, BelgiumKBO/BCE: BE 0416.763.171
Summary

INTERPHILA has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €545,259 and a net result of €248. Equity remains stable across the filed financial years (±0.6% per year). Its solvency ranks better than 95% of 9,536 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Other retail sale of new goods
NACE 47789
2 sites
Size
€564,871total assets 2024
Equity
€545,259
Profit
€248
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Parent
DE BEIR-VAN WASSENHOVE BEHEERSMAATSCHAPPIJ · 54.55%
Holdings
1
Accounts 75 days overdue0 of 1 deed read
Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 05-08-2025)Liquidity: current ratio 15.68, cash €7,201lowers riskEquity €545,259 (96.5% of total assets)Founded in 1976Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 59% of its sector peers (NACE 47, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 96.5% of total assets
Liquidity 52+1
short-term debt 1.1% · cash 1.3%
Profitability 69=
return on assets 0.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €30,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 15.68, compared with 33.23 in 2023, above the usual 1.5; short-term debt: 1.1% and cash: 1.3% of total assets), and 3.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 56% on liquidity, 49% on profitability and 38% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 05-08-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 15.68, cash €7,201
NBB · annual accounts
lowers risk · Equity €545,259 (96.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1976
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
5 days late
2023
113 days early
2022
27 days early
2021
87 days early
2020
24 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Weakest financial yearnet €248 ▼72%
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Among the best 5% on solvencysector median 38.3% · 9,536 companies 96.5% View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Controlled by DE BEIR-VAN WASSENHOVE BEHEERSMAATSCHAPPIJthe company in turn controls 1 companies 54.55% View
  • Positive: 7 profitable years in a rowprofit 2024: €248 7 years View
  • Active since 1976founded 19-11-1976 49 years View

By topic

Financials

Financial year
2024
Total assets
€564,871
Profit
€248
Solvency
96.5%
Total assets▼ 2.5%
Net result
20182024
Go to Financials

Timeline

Events
50
Since
1979
  1. 04-07-2023Annual accounts filed
  2. 31-12-2022Liquidity more than 13 times
  3. 05-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Other retail sale of new goodsNACE 47789
Founded
19-11-1976
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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