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Demey beheer

Active
Private limited companyfounded 1988active for 38 yearsSteenstraat 45, 8000 Brugge, BelgiumKBO/BCE: BE 0435.336.493
Summary

The annual accounts of Demey beheer for financial year 2025 show a net loss of 72% of total assets. The 2025 annual accounts show equity of €446,073 and a net result of -€381,531. Equity is shrinking by about 2.8% per year across the filed financial years. Its solvency ranks better than 92% of 12,519 sector peers (NACE 47, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other retail sale of new goods
NACE 47789
1 site
Size
€528,657total assets 2025
Staff
1.7 FTE
Equity
€446,073
Loss
-€381,531
Turnover not published (abbreviated format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Holdings
5
Accounts on time0 of 11 deeds read
Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €381,531 (financial year 2025)Sector: Retail trade (NACE 47)Size: 1.7 FTE, total assets €528,657lowers riskEquity €446,073 (84.4% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 44% of its sector peers (NACE 47, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 84.4% of total assets
Liquidity 61+2
short-term debt 15.6% · cash 11.2%
Profitability 0-53
return on assets -72.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.9%▲ +0.8 percentage points vs 04-2026highest value 06-2026: 0.9%● unchanged vs 05-2026highest value 07-2026: 0.9%● unchanged vs 06-2026highest value 08-2026: 0.9%● unchanged vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €24,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.63, compared with 7.44 in 2024, above the usual 1.5; short-term debt: 15.6% and cash: 11.2% of total assets), and 15.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 67% on liquidity, 6% on profitability and 11% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €381,531 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €446,073 (84.4% of total assets)
NBB · annual accounts
raises risk · Size: 1.7 FTE, total assets €528,657
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
27 days early
2023
on the day
2022
11 days early
2021
11 days early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 19 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end17-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€381,531
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €58,631 in 2024 -€381,531 View
  • Caution: Among the weakest 5% on net resultsector median €28,202 · 12,508 companies -€381,531 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Heads a groupcompanies controlled 5 View

By topic

Financials

Financial year
2025
Total assets
€528,657
Loss
-€381,531
Solvency
84.4%
Total assets▼ 43.7%
Net result
20192025
Go to Financials

Timeline

Events
40
Since
1990
Next accounts
by 30-04-2027
  1. 30-09-2024Back to profit
  2. 30-04-2024Annual accounts filed
  3. 19-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of new goodsNACE 47789
Founded
23-09-1988
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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