Parent and group
- CASA-BLANCA99.8%
The computed 12-month bankruptcy probability of INTERNATIONAL CLADDING AND FLOORS is 2.0% (moderate). The 2025 annual accounts show equity of €98,235 and a net result of €49,403. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 48% of 9,895 sector peers (NACE 43, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 46% of them on solvency, 12% on liquidity, 77% on profitability and 91% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
These companies have the same main activity as INTERNATIONAL CLADDING AND FLOORS: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €198,000 and €425,000, founded between 2007 and 2017.
| Company | Total assets | Gross margin |
|---|---|---|
| INTERNATIONAL CLADDING AND FLOORS Aalter | €229,785 | €68,585 |
| HENRY STEEL Kluisbergen | €425,481 | €49,376 |
| BJORN WOUTERS Bilzen-Hoeselt | €272,984 | €36,201 |
| AVW BEHEER Antwerpen | €252,151 | €67,990 |
| T.S GROUPE Ans | €198,339 | €82,744 |
| MOMMAERT Lennik | €334,086 | €90,655 |
| Cleaning Service Kerkhofs Oudsbergen | €223,912 | €95,564 |
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