AVW BEHEER
ActiveAVW BEHEER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €93k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency92▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.11 in 2024; short-term debt: 18.6% and cash: 7.3% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.4%
Return on assets
36.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
56 d early
2023
36 d early
2022
44 d early
2021
2 d early
2020
56 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▲ 56.2%
2024 · €109k
2018: €43k
2019: €53k
2020: €46k
2021: €73k
2022: €79k
2023: €96k
2024: €109k
2018 → 2025
Total assets
€252k▲ 5.0%
2024 · €240k
2018: €68k
2019: €278k
2020: €262k
2021: €270k
2022: €248k
2023: €251k
2024: €240k
2018 → 2025
Net result
€93k▲ 577%
2024 · €14k
2018: €-720
2019: €10k
2020: €-7k
2021: €27k
2022: €6k
2023: €18k
2024: €14k
2018 → 2025
Working capital
€-28k▲ 52.5%
2024 · €-58k
2018: €40k
2019: €-26k
2020: €-45k
2021: €-33k
2022: €-50k
2023: €-39k
2024: €-58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€79k▲ 7.8%€96k▲ 21.7%€109k▲ 13.5%€170k▲ 56.2%
Operating result€43k-€12k▼ 71.3%€30k▲ 141%€23k▼ 21.2%€66k▲ 184%
Net result€27k-€6k▼ 79.0%€18k▲ 214%€14k▼ 23.1%€93k▲ 577%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 184% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252k
Fixed assets
€233k▲ 0.1%
Current assets
€19k▲ 162%
Equity and liabilities €252k
Equity
€170k▲ 56.2%
Debt
€82k▼ 37.4%
The debt ratio falls from 54.7% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €24k
Cash flow
€94k▲
2024 · €15k
Solvency
67.4%▲
2024 · 45.3%
Current ratio
0.41▲
2024 · 0.11
Quick ratio
0.41▲
2024 · 0.11
Debt / equity
0.48▼
2024 · 1.21
ROE
54.7%▲
2024 · 12.6%
ROA
36.9%▲
2024 · 5.7%
Interest coverage
25.72▲
2024 · 5.59
Debt
€82k▼
2024 · €131k
Debt ≤ 1 year
€47k▼
2024 · €66k
Debt > 1 year
€35k▼
2024 · €64k
Income taxes
€26k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€252k▲
Fixed assets21/28€233k€233k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€489€246▼
Furniture and vehicles24€412€1k▲
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€230k€230k=
Current assets29/58€7k€19k▲
Amounts receivable within one year40/41€2k€584▼
Trade receivables40€2k€301▼
Other amounts receivable41€105€283▲
Cash at bank and in hand54/58€6k€18k▲
Deferred charges and accrued income490/1€200€212▲
Equity and liabilities
Total equity and liabilities10/49€240k€252k▲
Equity10/15€109k€170k▲
Contributions10/11€20k€20k=
Reserves13€89k€150k▲
Distributable reserves133€89k€150k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€131k€82k▼
Amounts payable after more than one year17€64k€35k▼
Financial debts170/4€64k€35k▼
Amounts payable within one year42/48€66k€47k▼
Current portion of amounts payable after more than one year42€31k€29k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€5k€11k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€21k€2k▼
Accrued charges and deferred income492/3€1k€254▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€813€732▼
Gross operating margin9900€25k€68k▲
Operating profit (loss)9901€23k€66k▲
Financial income75/76B€1€55k▲
Recurring financial income75€1€55k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€19k€119k▲
Income taxes67/77€5k€26k▲
Profit (loss) for the period9904€14k€93k▲
Profit (loss) for the period to be appropriated9905€14k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€93k▲
Transfer from equity791/2€833€31k▲
Transfer to equity691/2€14k€93k▲
To other reserves6921€14k€93k▲
Profit to be distributed694/7€833€32k▲
Return on contributions (dividend)694€833€32k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €93k ▲577%
Operating result €66k, net result €93k, both a record.
30-09
Financial
Equity above €150kEq €170k ▲56.2%
5 profitable years in a row build equity to €170k.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €100kEq €109k ▲13.5%
4 profitable years in a row build equity to €109k.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-7k ▼171%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenovenstraat 822040 AntwerpenGround area
1,149 m²
Building footprint
214 m²
Volume, LiDAR
1,058 m³
Parcel 11819C0182/00A002, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AVW BEHEER
since 20072.163.666.855
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11819C0182/00A002 | Flanders | 1,149 m² | 1 · 214 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IDEA
BE 0435.382.124
Brugge · Eq €170k
COLETTO & associés
BE 0682.423.803
Linkebeek · Eq €170k
P.J.T.
BE 0548.670.701
Brussel · Eq €169k
TONYGROUPE
BE 0871.470.269
Sint-Jans-Molenbeek · Eq €169k
JDSL
BE 0763.853.521
Buggenhout · Eq €169k
Of 7,290 companies in sector 43350 we hold annual accounts for 2,358. 1,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2007
Fiscal year end30-09
Activities, NACEBEL
43350Other building finishing work
74141
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.