Active BE 0766.915.355Non-profit association

InterMedSo Luxembourg

Rue de la Moselle 7-9 ·6700 Arlon, Belgium· 5 yrs active

Sector: Diverse ondersteunende activiteiten ten behoeve van voorzieningen (81100)

Conclusion Checked

The computed 12-month bankruptcy probability of InterMedSo Luxembourg is 0.1% (very low). The 2024 annual accounts show equity of €1.99M and a net result of €155k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 1984 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€1.99M
Net result	€155k
Better than sector	95%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94

Profitability 39

Solvency 100

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

94 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~16.6%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	99.3%	36.6%	better than 95% of 1984 sector peers
Net result	€155k	€10k	better than 95% of 1975 sector peers
Equity	€1.99M	€29k	better than 95% of 1985 sector peers
Gross operating margin	€163k	€39k	better than 89% of 1973 sector peers
Total assets	€2.00M	€91k	better than 95% of 1985 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€125k

+25.2% 21-24

Net profit

€155k

+6.4% 21-24

Cash flow

€155k

+6.4% 21-24

Total assets

€2.00M

+7.3% 21-24

Equity

€1.99M

+8.5% 21-24

Working capital

€1.76M

+10.7% 21-24

Debt

€14k

-57.3% 21-24

Debt ≤ 1y

€12k

-53.7% 21-24

Show 7 other metrics

Current ratio

150.45

+136.7% 21-24

Quick ratio

150.45

+136.7% 21-24

Solvency

99.3%

+1.1% 21-24

Debt / equity

0.01

-60.6% 21-24

ROE

7.8%

-1.8% 21-24

ROA

7.7%

-0.8% 21-24

Interest coverage

326.13

+34.2% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€125k
Net profit	€155k
Cash flow	€155k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€2.00M
Equity	€1.99M
Debt	€14k
of which ≤ 1y	€12k
of which > 1y	-
Working capital	€1.76M
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	150.45
Quick ratio	150.45
Working capital ratio	87.9%
Solvency	99.3%
Debt / equity	0.01
Long-term debt ratio	-
Interest coverage	326.13
Gross margin	-
Net margin	-
ROA	7.7%
ROE	7.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	10d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €229k · 11.5% Current assets €1.77M · 88.5%

Equity & liabilities

Equity €1.99M · 99.3% Debt €14k · 0.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.00M
Fixed assets	21/28	€229k
Intangible fixed assets	21	€128
Financial fixed assets	28	€229k
Current assets	29/58	€1.77M
Amounts receivable within one year	40/41	€312k
Investments	50/53	€800k
Cash & bank	54/58	€106k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.00M
Equity	10/15	€1.99M
Contributions / capital	10/11	€1.59M
Reserves	13	€400k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€14k
Amounts payable within one year	42/48	€12k
Trade debts payable within one year	44	€8k
Income statement
Gross operating margin	9900	€163k
Operating result	9901	€124k
Financial income	75	€31k
Financial charges	65	€383
Result before taxes	9903	€155k
Net result for the period	9904	€155k
Result to be appropriated	9905	€155k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 15 directors

Current directors & mandates

ANTOINE Daniel
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
BERGOLD Karin
Daily management delegate
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
2 events
- 13-03-2023 Appointed· Daily management delegate
- 31-12-2022 Resigned· Director
Catherine Plainchamp
Director (executive)
State Gazette act 25097113 (30-07-2025)

Current
13-03-2023 → present
3 events
- 30-07-2025 Appointed· Director (executive)
- 13-03-2023 Appointed· Administratrice secrétaire
- 13-03-2023 Appointed· Administrateur déléguée
CREMER Hugues
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
KERGER Andrée
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
2 events
- 13-03-2023 Appointed· Director
- 13-03-2023 Appointed· Présidente
KLEINKENBERG Alain
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present

Show 4 more sitting directors

PIRSON Robert
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
2 events
- 13-03-2023 Appointed· Director
- 13-03-2023 Appointed· Administrateur trésorier
ROLIN Claude
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
SCHUL Marie-Louise
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
VANDERSTICHELEN Damien
Director
State Gazette act 23035569 (13-03-2023)

Current
13-03-2023 → present
2 events
- 13-03-2023 Appointed· Director
- 13-03-2023 Appointed· Vice président

Former directors (5)

MARCHAND Jocelyne
Director
State Gazette act 23035569 (13-03-2023)

Former
31-12-2022 → 26-08-2024
3 events
- 26-08-2024 Resigned· Managing director
- 13-03-2023 Appointed· Director
- 31-12-2022 Appointed· Déléguée à la gestion journalière
ADAM Pascale
Director
State Gazette act 23035569 (13-03-2023)

Former
- → 13-03-2023
FELLER Bernard
Director
State Gazette act 23035569 (13-03-2023)

Former
- → 13-03-2023
GILLARD Patrick
Director
State Gazette act 23035569 (13-03-2023)

Former
- → 13-03-2023
SCHOLTUS Michel
Director
State Gazette act 23035569 (13-03-2023)

Former
- → 13-03-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Diverse ondersteunende activiteiten ten behoeve van voorzieningen(81100)
Legal form	Non-profit association(017)
Incorporation	20-04-2021
Status	Active
Postal code	6700

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
81001A1840/00R019indicative	Wallonia	1,831 m²	1 · 329 m²	-

Methodology

via registered seat: 1

0 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-07-2025

State Gazette act Director changes

09-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

14-04-2025

State Gazette act Director changes

2024

25-04-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

11-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

13-03-2023

State Gazette act Director changes

2022

12-04-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

18-02-2022

State Gazette act Capital & shares

Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts

Capital history · 1

18-02-2022

Capital change

All acts · 4 updated 1 year ago

2025

30-07-2025 2 directors appointed Director changes

Callens Vandelanotte, Commissaris
Catherine Plainchamp, Directeur

Original publication ↗

Technical details

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14-04-2025 MARCHAND Jocelyne resigns as managing director Director changes

MARCHAND Jocelyne, Gedelegeerd bestuurder

Original publication ↗

Technical details

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2023

13-03-2023 16 directors appointed, 5 resigning Director changes

ANTOINE Daniel, Bestuurder
CREMER Hugues, Bestuurder
KERGER Andrée, Bestuurder
PIRSON Robert, Bestuurder
SCHUL Marie-Louise, Bestuurder
ROLIN Claude, Bestuurder
MARCHAND Jocelyne, Bestuurder
KLEINKENBERG Alain, Bestuurder

Original publication ↗

Technical details

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2022

18-02-2022 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100

Primary activity highlighted.

Names & trade names

Legal nameFR	InterMedSo Luxembourg
AbbreviationFR	InterMedSo Lux

Registered office

Rue de la Moselle 7-9

6700 Arlon, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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