Active BE 0424.574.344Private limited company

INTERMEDI

Booiebos 6A ·9031 Gent, Belgium· 42 yrs active

Sector: Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (47741)

Conclusion Checked

INTERMEDI has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €940k and a net result of €75k. Its solvency ranks better than 89% of 9575 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€940k
Net result	€75k
Staff (FTE)	9.6
Better than sector	89%

Financial profile 5 of 5 axes measured · computed by Checked

82 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94

Profitability 40

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1983, 42 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

94 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€90k

estimate, not credit advice

Score history

68 2023

94 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 5.31 (≥ 1.5) +10

Quick ratio Quick ratio 3.89 (≥ 1.0) +5

Leverage Debt/equity 0.25 (< 1.0) +10

Profitability ROE 8% +3

Interest coverage Interest coverage 26.6× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview41 NBB filings

Annual accounts filed on 13-06-2025 with the NBB · fiscal year 2024 · abbreviated schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	79.9%	38.6%	better than 89% of 9575 sector peers
Net result	€75k	€44k	better than 62% of 9574 sector peers
Equity	€940k	€332k	better than 81% of 9577 sector peers
Gross operating margin	€628k	€266k	better than 79% of 9552 sector peers
Staff costs	€527k	€166k	higher than 85% of 7706 sector peers

EBITDA

€91k

- 23-24

Net profit

€75k

+984.3% 23-24

Cash flow

€83k

+368.1% 23-24

Total assets

€1.18M

+4.3% 23-24

Equity

€940k

+1.1% 23-24

Working capital

€921k

+1.2% 23-24

Employees (FTE)

10

+6.7% 23-24

Staff costs

€527k

-2.6% 23-24

Income taxes

€24k

+1676.4% 23-24

Dividends

€65k

-19.9% 23-24

Debt

€236k

+18.7% 23-24

Debt ≤ 1y

€214k

+7.4% 23-24

Debt > 1y

€22k

- 23-24

Current ratio

5.31

-4.8% 23-24

Quick ratio

3.89

-4.4% 23-24

Solvency

79.9%

-3.0% 23-24

Debt / equity

0.25

+17.4% 23-24

ROE

8.0%

+972.0% 23-24

ROA

6.4%

+940.1% 23-24

Interest coverage

26.58

+3498.0% 23-24

Figures by fiscal year and ratios

Change versus the prior fiscal year, coloured by direction (green = favourable).

Fiscal year	2024 Δ	2023 Δ
Deposit	abbreviated schema	abbreviated schema
Revenue	-	-
EBITDA	-	-
Net profit	+984.3%	-
Cash flow	+368.1%	-
Staff costs	-2.6%	-
Income taxes	+1676.4%	-
Dividends	-19.9%	-
Total assets	+4.3%	-
Equity	+1.1%	-
Debt	+18.7%	-
of which ≤ 1y	+7.4%	-
of which > 1y	-	-
Working capital	+1.2%	-
Employees (FTE)	+6.7%	-

Ratios (computed)

	2024	2023
Current ratio	5.31	5.57
Quick ratio	3.89	4.07
Working capital ratio	78.3%	80.7%
Solvency	79.9%	82.3%
Debt / equity	0.25	0.21
Long-term debt ratio	0.02	-
Interest coverage	26.58	0.74
Gross margin	-	-
Net margin	-	-
ROA	6.4%	0.6%
ROE	8.0%	0.7%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €41k · 3.5% Current assets €1.14M · 96.5%

Equity & liabilities

Equity €940k · 79.9% Debt €236k · 20.1%

Full annual accounts (26 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.18M	€1.13M
Fixed assets	21/28	€41k	€19k
Tangible fixed assets	22/27	€41k	€18k
Financial fixed assets	28	€424	€424
Current assets	29/58	€1.14M	€1.11M
Stocks & contracts in progress	3	€303k	€300k
Amounts receivable within one year	40/41	€153k	€105k
Investments	50/53	€303k	€427k
Cash & bank	54/58	€349k	€251k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.18M	€1.13M
Equity	10/15	€940k	€929k
Contributions / capital	10/11	€9k	€9k
Reserves	13	€874k	€864k
Accumulated profits (losses)	14	€57k	€57k
Amounts payable	17/49	€236k	€199k
Amounts payable after one year	17	€22k	-
Amounts payable within one year	42/48	€214k	€199k
Trade debts payable within one year	44	€8k	€10k
Income statement
Gross operating margin	9900	€628k	€530k
Operating result	9901	€83k	€-29k
Financial income	75	€19k	€13k
Financial charges	65	€3k	€-24k
Result before taxes	9903	€99k	€8k
Income taxes	67/77	€24k	€1k
Net result for the period	9904	€75k	€7k
Result to be appropriated	9905	€75k	€7k

Legal Structure

NACE primary	Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses(47741)
Legal form	Private limited company(610)
Incorporation	27-09-1983
Status	Active
Postal code	9031

Establishment units 2 locations

INTERMEDI

Booiebos 6A, 9031 GentNACE 5146002

since 19832.022.905.405

INTERMEDI

Kortrijksesteenweg 325, 8530 HarelbekeNACE 5146002

since 19832.230.643.177

Real-estate footprint Source: CBE × cadastre

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34013A1207/00G007	Flanders	5,165 m²	1 · 2,147 m²	-
44017D0822/00A002	Flanders	2,807 m²	1 · 2,280 m²	45.5 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10Filings 10

2025

13-06