INTERIOR PARTNERS
ActiveSummary
INTERIOR PARTNERS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €3k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 16% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29=
Solvency33▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 1.11 in 2024; short-term debt: 92.2% and cash: 10.2% of total assets), and 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8001 sector peers (2025).
NBB · sector comparisonPosition among 8001 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
40 d late
2023
30 d late
2022
9 d late
2021
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€50k▲ 6.1%
2024 · €47k
2021: €12k
2022: €43k
2023: €44k
2024: €47k
2021 → 2025
Total assets
€639k▲ 41.0%
2024 · €453k
2021: €41k
2022: €383k
2023: €643k
2024: €453k
2021 → 2025
Net result
€3k▼ 6.1%
2024 · €3k
2021: €11k
2022: €31k
2023: €799
2024: €3k
2021 → 2025
Working capital
€48k▲ 8.3%
2024 · €44k
2021: €12k
2022: €39k
2023: €41k
2024: €44k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€43k▲ 264%€44k▲ 1.9%€47k▲ 6.9%€50k▲ 6.1%
Operating result€14k-€41k▲ 185%€15k▼ 63.7%€23k▲ 55.4%€24k▲ 1.9%
Net result€11k-€31k▲ 189%€799▼ 97.4%€3k▲ 279%€3k▼ 6.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €639k
Fixed assets
€2k ▼ 33.3%
Current assets
€637k ▲ 41.4%
Equity and liabilities €639k
Equity
€50k ▲ 6.1%
Debt
€589k ▲ 45.1%
Debt's share of the balance-sheet total rises from 89.6% to 92.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €24k
Cash flow
€4k▼
2024 · €4k
Current ratio
1.08▼
2024 · 1.11
Debt to equity
11.83▲
2024 · 8.65
ROE
5.7%▼
2024 · 6.4%
ROA
0.4%▼
2024 · 0.7%
Interest coverage
1.15▼
2024 · 1.19
Debt ≤ 1 year
€589k▲
2024 · €406k
Income taxes
€4k▲
2024 · €1k
Staff costs
€-1k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€453k€639k▲
Fixed assets21/28€3k€2k▼
Intangible fixed assets21€3k€2k▼
Current assets29/58€451k€637k▲
Amounts receivable within one year40/41€432k€568k▲
Trade receivables40€432k€519k▲
Other amounts receivable41€0€50k▲
Current investments50/53€0-
Cash at bank and in hand54/58€12k€65k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€453k€639k▲
Equity10/15€47k€50k▲
Contributions10/11€1k€1k=
Reserves13€46k€49k▲
Distributable reserves133€46k€49k▲
Amounts payable17/49€406k€589k▲
Amounts payable within one year42/48€406k€589k▲
Trade debts44€402k€535k▲
Suppliers440/4€402k€535k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€150€52k▲
Income statement
Code20242025
Remuneration, social security and pensions62€13k€-1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€845€845=
Other operating charges640/8€788€755▼
Gross operating margin9900€38k€24k▼
Operating profit (loss)9901€23k€24k▲
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€681▼
Non-recurring financial income76B-€5k
Financial charges65/66B€20k€23k▲
Recurring financial charges65€20k€21k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€4k€7k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▼
Transfer to equity691/2€3k€3k▼
To other reserves6921€3k€3k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 40 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €799 ▼97.4%
Net result drops to €799, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
31-12
Financial
Highest result since 2021net €31k ▲189%
Operating result €41k, net result €31k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jaak Lemmenslaan 532260 WesterloGround area
781 m²
Building footprint
127 m²
Volume, LiDAR
979 m³
Parcel 13052A0317/00A002, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INTERIOR PARTNERS
since 20202.310.338.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13052A0317/00A002 | Flanders | 781 m² | 1 · 127 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 5,097 EUR awarded · 5,097 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 5,097 EUR | 5,097 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,170 companies in sector 46499 we hold annual accounts for 743. 405 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46499Wholesale of other household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.